Tata Star Select Credit Card
Rewards & Benefits
Welcome Benefits
Gift Voucher worth INR 3,500 from Star Bazaar.
Milestone Benefits
Milestone Benefits: A gift voucher worth Rs 3,000 will be awarded on spending Rs Rs 4 Lakhs and Rs Rs 5 Lakhs.
Cashback Rate
Users will be awarded 3 points on the departmental store, grocery store, dining and international spending. Effective cashback rate: 3%
Value of 1 reward point: INR 1.
1 point on all other spends. The effective general cashback rate is 1%.
Movie Benefits
Dining Benefits
Other Benefits
5% valueback on Tata stores. Users will get up to 5% value back on spending on Tata outlets and 3.5% value back on Star Bazaar outlets.
Lounge Access
Fees & Charges
Joining Fee
INR. 2,999 + Taxes
Annual Fee
INR. 2,999 + Taxes
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs
Interest rate
3.50% per month (42% per annum) from the transaction date.
Late Payment Fee
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): INR 2,999 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Cons
Low cashback rate.
No free movie tickets.
No free airport lounge visits.
Limited value add benefits.
Welcome Benefit: Users will get a gift voucher worth INR 3,500 from Star Bazaar.
Reward System: Users will be awarded 3 points on the departmental store, grocery store, dining and international spending. Value of 1 reward point: INR 1. Effective cashback rate: 3%. 1 point on all other spends. Effective general cashback rate: 1%.
Milestone Benefits: A gift voucher worth INR 3,000 will be awarded on spending INR 4 Lakh and INR 5 Lakh.
Users will get up to 5% value back on spending on Tata outlets and 3.5% value back on Star Bazaar outlets.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a minimum annual income of Rs. 5 lakhs for salaried individuals and Rs. 7.5 lakhs for non-salaried individuals.
Credit score: A good credit score is generally required.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Tata Platinum Select credit card in 2 major ways:
1. Online:
This is quick and easy method. Visit the Tata Card website.
Choose the Tata Star Select Credit Card.
Click on the "Apply Now" button.
Fill out the application form with your details, income information, and employment details.
Upload scanned copies of the required documents (PAN card, Address proof, Income proof).
Submit the application and wait for a decision from the credit card company.
2. Offline:
Visit any SBI bank branch or any authorized Tata Card distributor outlet.
Request a Tata Star Select Credit Card application form.
Fill out the form and submit it along with the requisite documents.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get a gift voucher worth INR 3,500 from Star Bazaar.
Reward System: Users will be awarded 3 points on the departmental store, grocery store, dining and international spending. Value of 1 reward point: INR 1. Effective cashback rate: 3%. 1 point on all other spends. Effective general cashback rate: 1%.
Milestone Benefits: A gift voucher worth INR 3,000 will be awarded on spending INR 4 Lakh and INR 5 Lakh.
Users will get up to 5% value back on spending on Tata outlets and 3.5% value back on Star Bazaar outlets.
Low cashback rate.
No free movie tickets.
No free airport lounge visits.
Limited value add benefits.
USP of the card is 5% off on Tata stores. The card also offers great milestone benefits and welcome benefits. Overall the card is value for money deal.
USP of the card is 5% off on Tata stores. The card also offers great milestone benefits and welcome benefits. Overall the card is value for money deal.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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