Welcome Benefit: Users will get e-gift voucher worth Rs 3,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com.
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UCO Bank SBI Card Prime
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get e-gift voucher worth Rs 3,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com.
Milestone Benefits
Milestone Benefit: Users will get a Pizza Hut e-Gift voucher worth Rs 1,000 on achieving spends of Rs 50,000 in a calendar quarter and an e-Gift voucher worth Rs 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs Rs 5 Lakhs.
Cashback Rate
Value of 1RP = 0.25 paisa.
Users will get 20 reward points per Rs.100 spent on standing instructions for utility bill payments. Cashback rate: 5%.
10 reward points per Rs.100 spent on dining, groceries, departmental stores, and movies. Cashback rate: 2.5%.
Users can enjoy 20 reward points per Rs. 100 spent on their birthday.
Customers can also earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights.
Movie Benefits
10 reward points per Rs.100 spent on dining, groceries, departmental stores, and movies. Cashback rate: 2.5%.
Dining Benefits
10 reward points per Rs.100 spent on dining, groceries, departmental stores, and movies. Cashback rate: 2.5%.
Other Benefits
Other Benefits: Trident Privilege membership, and complimentary Club Vistara Silver membership
Lounge Access
Travel Benefits: 4 complimentary visits per year to International Priority Pass Lounges, outside India (max. 2 visits per quarter), and 8 complimentary visits per year to Domestic VISA in India (max. 2 visits per quarter)
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get e-gift voucher worth Rs 3,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com.
Milestone Benefits
Milestone Benefit: Users will get a Pizza Hut e-Gift voucher worth Rs 1,000 on achieving spends of Rs 50,000 in a calendar quarter and an e-Gift voucher worth Rs 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs Rs 5 Lakhs.
Cashback Rate
Value of 1RP = 0.25 paisa.
Users will get 20 reward points per Rs.100 spent on standing instructions for utility bill payments. Cashback rate: 5%.
10 reward points per Rs.100 spent on dining, groceries, departmental stores, and movies. Cashback rate: 2.5%.
Users can enjoy 20 reward points per Rs. 100 spent on their birthday.
Customers can also earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights.
Movie Benefits
10 reward points per Rs.100 spent on dining, groceries, departmental stores, and movies. Cashback rate: 2.5%.
Dining Benefits
10 reward points per Rs.100 spent on dining, groceries, departmental stores, and movies. Cashback rate: 2.5%.
Other Benefits
Other Benefits: Trident Privilege membership, and complimentary Club Vistara Silver membership
Lounge Access
Travel Benefits: 4 complimentary visits per year to International Priority Pass Lounges, outside India (max. 2 visits per quarter), and 8 complimentary visits per year to Domestic VISA in India (max. 2 visits per quarter)
Fees & Charges of
UCO Bank SBI Card Prime
Joining Fee
Rs. 2,999
Annual Fee
Rs. 2,999
Cash Advance Fee
Cash Advance Fee -2.5% or Rs. 500 whichever is higher
Interest rate
Interest Rate: 3.50% per month [42% per annum]
Late Payment Fee
Late Payment Fees: NIL for Outstanding Amount on payment date from Rs.0-Rs.500 Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Outstanding Amount greater than Rs. 50,000
Foreign Currency Transactions Fee
Foreign Currency Transactions up 3.5%
Other Fees
Renewal Fee (per annum): Rs. 2,999 from second year onwards | Rewards Points Redemption Fee- rs. 99/-
Joining Fee
Rs. 2,999
Annual Fee
Rs. 2,999
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.50% per month [42% per annum]
Late Payment Fee
Late Payment Fees: NIL for Outstanding Amount on payment date from Rs.0-Rs.500 Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Outstanding Amount greater than Rs. 50,000
Foreign Currency Transactions Fee
Foreign Currency Transactions up 3.5%
Other Fees
Renewal Fee (per annum): Rs. 2,999 from second year onwards | Rewards Points Redemption Fee- rs. 99/-
Fee and Charges of
UCO Bank SBI Card Prime
Special Features
Birthday benefit is given to the users through which they can enjoy 20 Reward Points per Rs. 100 spent on their birthday.
Eligibility Criteria
Age: Must be between 18 and 65 years old.
Nationality: Must be an Indian citizen.
Income: Minimum annual income of Rs. 3 lakhs.
Occupation: Must be employed in a reputed organization or self-employed.
Credit score: Minimum credit score of 750.
Residential proof: Proof of current residence in India.
Speical Feature, Eligibility and Benefits of
UCO Bank SBI Card Prime
How to apply for Credit Card?
Check the eligibility criteria. The eligibility criteria for the UCO Bank SBI Card Prime are: Age: 21-60 years (salaried) or 65 years (self-employed) Minimum income: INR 30,000 per month (salaried) or INR 50,000 per month (self-employed) Good credit history Gather the required documents.
The required documents are: A recent passport-size photograph Proof of identity (any of the following): Voter ID, passport, driving license, PAN card, Aadhaar card Proof of residence (any of the following): Electricity bill, telephone bill, Aadhaar card, passport Proof of income (any of the following): Latest 3 months' salary slip, latest 6 months' bank statement, income tax returns
Apply online or offline.
You can apply for the card online through the UCO Bank website or offline by visiting any UCO Bank branch.
Submit your application.
Once you have gathered the required documents, you can submit your application online or offline.
Wait for the approval.
The bank will review your application and let you know the approval status within a few days.
Once your application is approved, you will receive your card in the mail.
Contact Details
1800 103 0123
,uco.custcare@ucobank.co.in
Account Opening and Procedure of
UCO Bank SBI Card Prime
Find Offers on Your Credit Card
Find Offers on Your Credit Card
State Bank of India has partnered with UCO Bank to offer the UCO Bank SBI Card PRIME to its customers. This credit card comes with an annual fee of Rs.2,999 plus applicable taxes. With the UCO Bank SBI Card PRIME, you get numerous benefits such as reward points, visa privileges, lounge access, and more. This card is perfect for people who love shopping and are a travel enthusiast. However, the high annual fees may be a drawback for some people.
State Bank of India has partnered with UCO Bank to offer the UCO Bank SBI Card PRIME to its customers. This credit card comes with an annual fee of Rs.2,999 plus applicable taxes. With the UCO Bank SBI Card PRIME, you get numerous benefits such as reward points, visa privileges, lounge access, and more. This card is perfect for people who love shopping and are a travel enthusiast. However, the high annual fees may be a drawback for some people.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai