Welcome Offer: User will get 2,000 reward points on spending INR 2,000 in the first 30 days.
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UCO Bank SimplySAVE SBI Card
Rewards & Benefits
Welcome Benefits
Welcome Offer: User will get 2,000 reward points on spending INR 2,000 in the first 30 days.
Milestone Benefits
None.
Cashback Rate
Value of 1 reward point =INR 0.25.
Users will earn 10 reward points per Rs 150 spent on dining, movies, departmental stores and grocery spending.
Special Cashback Rate: 1.67%.
Users will earn 1 reward point per Rs 150 spent on all other spends.
General Cashback Rate: 0.16%.
Movie Benefits
Special Cashback Rate: 1.67%.
Dining Benefits
Special Cashback Rate: 1.67%.
Other Benefits
Annual fee is waived on spending INR 1 Lakh or more in a calendar year.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Offer: User will get 2,000 reward points on spending INR 2,000 in the first 30 days.
Milestone Benefits
None.
Cashback Rate
Value of 1 reward point =INR 0.25.
Users will earn 10 reward points per Rs 150 spent on dining, movies, departmental stores and grocery spending.
Special Cashback Rate: 1.67%.
Users will earn 1 reward point per Rs 150 spent on all other spends.
General Cashback Rate: 0.16%.
Movie Benefits
Special Cashback Rate: 1.67%.
Dining Benefits
Special Cashback Rate: 1.67%.
Other Benefits
Annual fee is waived on spending INR 1 Lakh or more in a calendar year.
Lounge Access
None.
Fees & Charges of
UCO Bank SimplySAVE SBI Card
Joining Fee
Rs. 499
Annual Fee
Rs. 499
Cash Advance Fee
Cash Advance Fee -2.5% or Rs. 500 whichever is higher
Interest rate
Interest Rate: 3.50% per month [42% per annum]
Late Payment Fee
Late Payment Fees: NIL for Outstanding Amount on payment date from Rs.0-Rs.500 Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Outstanding Amount greater than Rs. 50,000
Foreign Currency Transactions Fee
Foreign Currency Transactions up 3.5%
Other Fees
Renewal Fee (per annum): Rs. 499 from second year onwards | Rewards Points Redemption Fee- rs. 99/-
Joining Fee
Rs. 499
Annual Fee
Rs. 499
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.50% per month [42% per annum]
Late Payment Fee
Late Payment Fees: NIL for Outstanding Amount on payment date from Rs.0-Rs.500 Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Outstanding Amount greater than Rs. 50,000
Foreign Currency Transactions Fee
Foreign Currency Transactions up 3.5%
Other Fees
Renewal Fee (per annum): Rs. 499 from second year onwards | Rewards Points Redemption Fee- rs. 99/-
Fee and Charges of
UCO Bank SimplySAVE SBI Card
Special Features
No fuel surcharge is levied upon customers.
Eligibility Criteria
Age: Must be between 18 and 65 years old.
Nationality: Must be an Indian citizen.
Income: Minimum annual income of Rs. 3 lakhs.
Occupation: Must be employed in a reputed organization or self-employed.
Credit score: Minimum credit score of 750.
Residential proof: Proof of current residence in India.
Speical Feature, Eligibility and Benefits of
UCO Bank SimplySAVE SBI Card
How to apply for Credit Card?
Go to the UCO Bank website and click on the "Apply for Credit Card" tab.
Select the UCO Bank Simply Save SBI Card from the list of cards.
Enter your personal details, such as your name, email address, and contact number.
Enter your employment details, such as your employer's name and address.
Enter your income details. Upload a copy of your PAN card and a recent passport-size photograph.
Submit your application.
You will receive an email confirmation from UCO Bank once your application is submitted.
The bank will review your application and you will be notified of the decision within a few days.
Contact Details
1800 103 0123
uco.custcare@ucobank.co.in
Account Opening and Procedure of
UCO Bank SimplySAVE SBI Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
State Bank of India (SBI), in collaboration with UCO Bank now offers the UCO Bank SimplySAVE SBI Card to its customers. This credit card comes with a one-time annual fee of Rs.499 (taxes applicable). The UCO Bank SimplySAVE SBI Card offers a number of benefits such as welcome bonus, reward points, visa privileges, lounge access, and so on which makes it a perfect card for all your needs and along with that helps you earn great rewards.
State Bank of India (SBI), in collaboration with UCO Bank now offers the UCO Bank SimplySAVE SBI Card to its customers. This credit card comes with a one-time annual fee of Rs.499 (taxes applicable). The UCO Bank SimplySAVE SBI Card offers a number of benefits such as welcome bonus, reward points, visa privileges, lounge access, and so on which makes it a perfect card for all your needs and along with that helps you earn great rewards.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai