Unnati Bobcard

Unnati Bobcard is a rewards credit card from Bank of Baroda. Users will enjoy 1 Reward Point for every ₹100 spent.

Joining fee: Nil
Annual fee: Nil
Forex markup: 3.50% of the transaction amount
Interest: 3.25% p.m. (39% Annualized Percentage Rates)

More BoB cards

Rewards & cashback

Users will enjoy 1 Reward Point for every ₹100 spent
1RP = 0.25 paisa, effective cashback rate = 0.25%

More benefits & features

Lifetime free card
Low-interest rate
Zero liability on lost card; Exclusively for farmers and benefit of them.; Other Benefits: Lifetime free credit card,

Fees & charges

Joining fee: Nil
Annual fee: Nil
Foreign currency markup: 3.50% of the transaction amount
Interest rate: 3.25% p.m. (39% Annualized Percentage Rates)
Late payment: 10000- ₹750/-
Cash advance: 2.5% or ₹300/- (Whichever is higher)
Fuel surcharge: 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per…
Billing cycle: 30 Days

Pros and cons

What works well

Exclusively for farmers and benefit of them
Customers can earn 1 reward point for every ₹100 spent
Lifetime free credit card,

Worth knowing

No insurance benefit
No add-on features are provided
Exclusively for farmers

Who can apply

Indian Resident
Age group: 18-70 years
exclusively for farmers

How to apply

You can apply for the card online or at any Bank of Baroda branch

To apply online, you can follow these steps:
Go to the Bank of Baroda website
Click on the "Credit Cards" tab
Click on the "UNNATI Credit Card" link
Click on the "Apply Now" button
Fill out the application form and submit it
To apply at a branch, you can visit any Bank of Baroda branch and ask for an application form for the UNNATI credit card
Here are the documents that you will need to submit along with the application form: Proof of identity: Aadhaar card, PAN card, passport, driving license, etc

Details come from information published by Bank of Baroda and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.