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Yes Bank Finbooster Credit Card

Product Details
Credit Card Name : 

Yes Bank Finbooster Credit Card

Bank Name :

Yes Bank

Type :

Regular Credit Card

Interest Rate : 

3.8% p.m (45.6% p.a)

Eligibility :

 Age Criteria: Minimum 21 years to maximum 60 years.
 Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 Lakhs and above

Yes Bank Finbooster Credit Card
Pros
  • Reward system: 5X reward points on online dining spend, 3X reward points on online Grocery and online Apparel spending, and 2 reward points per INR 200 (1X) on all other retail spends (except fuel spending).

  • Other Benefits: Lifetime free Credit Card, and insurance coverage. 

Cons
  • Low cashback rate. 

  • Lacks standard features like free lounge visits. 

  • Limited value add features.

Pros & Cons
Welcome Benefits

None.

Rewards System

Reward System: 5X reward points on online dining spends. Effective dining cashback rate: 1.25%. 3X reward points on online Grocery and online Apparel spends. Effective grocery cashback rate: 0.75% 2 reward points per INR 200 (1X) on all other retail spends (except fuel spends). Reward Point = INR 0.25. Effective general cashback rate: 0.25%.

International Forex Markup

3.40%

Welcome Benefits and Reward System
Special Features

The card comes with a lifetime-free CreditStrong subscription, which gives you access to a credit fitness report and real-time dashboard so you can track your credit score and monitor your spending habits.

Eligibility Criteria

 Age Criteria: Minimum 21 years to maximum 60 years.
 Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 Lakhs and above

Benefits
  • Lifetime free card.

  • Accelerated reward points

  • No cap on reward points. 

  • No expiry on reward points

  • Lifetime-free CreditStrong subscription

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

Here are the steps on how to apply for Yes Bank's Finbooster Credit Card:

  • Go to the Yes Bank website and click on the "Credit Cards" tab.

  • Select the "Finbooster Credit Card" from the list of cards.

  • Click on the "Apply Now" button.

  • You will need to provide some basic information, such as your name, email address, and contact number.

  • You will also need to upload some documents, such as your identity proof, address proof, and income proof.

  • Once you have submitted your application, Yes Bank will review it and let you know the status within a few days.

Contact Details

Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in

Account Opening and Procedure
Yes Bank Finbooster Credit Card

Yes Bank Finbooster Credit Card has limited number of features. Even the cashback rate it offers is quite low. Overall this card has limited use, there are several credit cards offering better benefits.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining/Annual Membership fees: NIL

  • Interest Rate: : 3.8% p.m (45.6% p.a.).

  • Late Payment Fees: Late payment fee charged depending on the customers when total amount due, ranges from INR 0-1500.

  • Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.

  • Reward Redemption fee: INR 100 per request.

  • Fuel Surcharge: 1%, waived upto INR 125 in a statement cycle.

  • Foreign Currency Markup: 3.40%

Fuel Surcharge

1%, waived upto INR 125 in a statement cycle.

Billing Cycle

30 days.

Fees & Charges
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