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Yes Bank Finbooster Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = INR 0.25.
Users will get 5X reward points on online dining spending.
Dining Cashback Rate: 1.25%.
3X reward points on online grocery and online apparel spending.
Gocery Cashback Rate: 0.75%.
2 reward points per INR 200 on all other retail spends (except fuel spends).
General Cashback Rate: 0.25%.
Movie Benefits
None.
Dining Benefits
Dining Cashback Rate: 1.25%.
Other Benefits
Lifetime free credit card.
Insurance coverage for accidental death.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = INR 0.25.
Users will get 5X reward points on online dining spending.
Dining Cashback Rate: 1.25%.
3X reward points on online grocery and online apparel spending.
Gocery Cashback Rate: 0.75%.
2 reward points per INR 200 on all other retail spends (except fuel spends).
General Cashback Rate: 0.25%.
Movie Benefits
None.
Dining Benefits
Dining Cashback Rate: 1.25%.
Other Benefits
Lifetime free credit card.
Insurance coverage for accidental death.
Lounge Access
None.
Fees & Charges
Joining Fee
Nil
Annual Fee
Joining/Annual Membership fees: NIL
Cash Advance Fee
NIL
Interest rate
Interest Rate: : 3.8% p.m (45.6% p.a.).
Late Payment Fee
Late Payment Fees: Late payment fee charged depending on the customers when total amount due, ranges from INR 0-1500. | Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Markup: 3.40%
Other Fees
Reward Redemption fee: INR 100 per request. | Fuel Surcharge: 1%, waived upto INR 125 in a statement cycle.
Fees & Charges
Joining Fee
Nil
Annual Fee
Joining/Annual Membership fees: NIL
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: : 3.8% p.m (45.6% p.a.).
Late Payment Fee
Late Payment Fees: Late payment fee charged depending on the customers when total amount due, ranges from INR 0-1500. | Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Markup: 3.40%
Other Fees
Reward Redemption fee: INR 100 per request. | Fuel Surcharge: 1%, waived upto INR 125 in a statement cycle.
Special Features
The card comes with a lifetime-free CreditStrong subscription, which gives you access to a credit fitness report and real-time dashboard so you can track your credit score and monitor your spending habits.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 Lakhs and above
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for Yes Bank's Finbooster Credit Card:
Go to the Yes Bank website and click on the "Credit Cards" tab.
Select the "Finbooster Credit Card" from the list of cards.
Click on the "Apply Now" button.
You will need to provide some basic information, such as your name, email address, and contact number.
You will also need to upload some documents, such as your identity proof, address proof, and income proof.
Once you have submitted your application, Yes Bank will review it and let you know the status within a few days.
Contact Details
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
Account Opening and Procedure
Yes Bank Finbooster Credit Card has limited number of features. Even the cashback rate it offers is quite low. Overall this card has limited use, there are several credit cards offering better benefits.
Yes Bank Finbooster Credit Card has limited number of features. Even the cashback rate it offers is quite low. Overall this card has limited use, there are several credit cards offering better benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai