YES Bank Marquee Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Bonus:Users will get 40,000 YES reward points as joining benefits.
Milestone Benefits
None.
Cashback Rate
1 YES rewardz point = Rs. 0.25.
Users will earn 36 YES reward points for every Rs. 200 spent on online shopping. Effective cashback rate: 4.5% (Online shopping).
Users will earn 18 YES rewardz points for every Rs. 200 spent on offline shopping. Effective cashback rate: 2.25% (Offline shopping).
Users will earn 10 YES rewardz points for every Rs. 200 spent on select categories (rentals, wallet loading, recharges & utility bill payments, insurance and government payments). Effective cashback rate: 1.25% (All other categories).
Users will earn 2 bonus reward points for every Rs. 100 spent on international transactions.
Movie Benefits
Buy One Get One Offer on Movies: get upto 3 free tickets every month on buying movie tickets from BookMyShow. Max cashback capped on a single ticket is INR 800.
Dining Benefits
None.
Other Benefits
Golf Program:Users can enjoy one complimentary Golf lesson every calendar month at select golf courses in India.; 1% Foreign Currency Mark-up Waiver:Save on international transactions with a lower foreign currency markup fee compared to standard rates.
Lounge Access
Unlimited International Lounge Access: Users can enjoy stress-free airport experiences with unlimited access to international airport lounges through priority pass.
Free Domestic Lounge Access: Users will get 6 free airport lounge visits every quarter and additional 2 free visits for their guests every quarter.
Rewards & Benefits
Welcome Benefits
Welcome Bonus:Users will get 40,000 YES reward points as joining benefits.
Milestone Benefits
None.
Cashback Rate
1 YES rewardz point = Rs. 0.25.
Users will earn 36 YES reward points for every Rs. 200 spent on online shopping. Effective cashback rate: 4.5% (Online shopping).
Users will earn 18 YES rewardz points for every Rs. 200 spent on offline shopping. Effective cashback rate: 2.25% (Offline shopping).
Users will earn 10 YES rewardz points for every Rs. 200 spent on select categories (rentals, wallet loading, recharges & utility bill payments, insurance and government payments). Effective cashback rate: 1.25% (All other categories).
Users will earn 2 bonus reward points for every Rs. 100 spent on international transactions.
Movie Benefits
Buy One Get One Offer on Movies: get upto 3 free tickets every month on buying movie tickets from BookMyShow. Max cashback capped on a single ticket is INR 800.
Dining Benefits
None.
Other Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Lounge Access
Unlimited International Lounge Access: Users can enjoy stress-free airport experiences with unlimited access to international airport lounges through priority pass.
Free Domestic Lounge Access: Users will get 6 free airport lounge visits every quarter and additional 2 free visits for their guests every quarter.
Fees & Charges
Joining Fee
INR 9,999 plus taxes
Annual Fee
INR 4,999 + Taxes
Cash Advance Fee
2.5% of amount withdrawn or ?300, whichever is higher
Interest rate
Interest Rate of 2.99% per month (35.88% annually) on Overdue amount
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1200.
Foreign Currency Transactions Fee
Foreign Currency Mark-up of 1%
Other Fees
First Year Membership Fee of INR 9,999 + Applicable Taxes | Renewal Membership Fee of INR 4,999 + Applicable Taxes, waived on total retail spends of INR 10,00,000 in a year and get waiver on subsequent renewal fee | Cash Advance Charges: 2.5% of amount withdrawn or ₹300, whichever is higher
Fees & Charges
Joining Fee
INR 9,999 plus taxes
Annual Fee
INR 4,999 + Taxes
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate of 2.99% per month (35.88% annually) on Overdue amount
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1200.
Foreign Currency Transactions Fee
Foreign Currency Mark-up of 1%
Other Fees
First Year Membership Fee of INR 9,999 + Applicable Taxes | Renewal Membership Fee of INR 4,999 + Applicable Taxes, waived on total retail spends of INR 10,00,000 in a year and get waiver on subsequent renewal fee | Cash Advance Charges: 2.5% of amount withdrawn or ₹300, whichever is higher
Special Features
Unlimited Access to airport lounges internationally for Primary & Add-on card holders
Eligibility Criteria
Age: 21 to 60 years old
Minimum Income: Rs. 3 lakh per month salary or Rs. 24 lakh annual income through ITR
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: You must be an Indian resident with a good credit score and a stable income.
Visit the YES Bank website: Go to https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards/marquee-credit-card.
Click on "Apply Now".
Fill out the application form: Enter your personal details, income information, and employment details.
Submit the application: You can submit the application online or visit a YES Bank branch.
Document verification: YES Bank will verify your documents and credit score.
Approval: If approved, you will receive your YES Bank Marquee Credit Card within 7-10 working days.
Contact Details
'+91 22 49350000
Account Opening and Procedure
YES Bank Marquee Credit Card is a good option for frequent travelers and online shoppers who are willing to pay the high annual fee. The card also provides various rewards and the effective cashback rate is much higher, as compared to other cards in the market. However, if you are looking for a card with more flexible reward redemption options or wider acceptance, you may want to consider another card.
YES Bank Marquee Credit Card is a good option for frequent travelers and online shoppers who are willing to pay the high annual fee. The card also provides various rewards and the effective cashback rate is much higher, as compared to other cards in the market. However, if you are looking for a card with more flexible reward redemption options or wider acceptance, you may want to consider another card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai