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YES Bank Paisabazaar Paisasave Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point is INR 1.
Users will get 6 reward points per INR 200 spent on e-commerce transactions.
E-commerce Cashback Rate: 3%.
Users will get 3 reward points per INR 200 spent on other spends.
General Cashback Rate: 1.5%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Annual fee waived off on spend of INR 1.2 Lakhs.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point is INR 1.
Users will get 6 reward points per INR 200 spent on e-commerce transactions.
E-commerce Cashback Rate: 3%.
Users will get 3 reward points per INR 200 spent on other spends.
General Cashback Rate: 1.5%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Annual fee waived off on spend of INR 1.2 Lakhs.
Lounge Access
None.
Fees & Charges of
YES Bank Paisabazaar Paisasave Credit Card
Joining Fee
Rs. NIL
Annual Fee
Annual membership fee: Rs. 499 plus taxes (waived off on total retail spends of ₹1,20,000 in the card anniversary year).
Cash Advance Fee
Cash advance fee: NIL
Interest rate
Interest rate: 3.80% monthly, 45.60% annually.
Late Payment Fee
Late payment charges: INR150 to INR1200.
Foreign Currency Transactions Fee
Foreign currency markup fee: 3.40%
Other Fees
Reward redemption fee: NIL | Fuel surcharge: 1%
Joining Fee
Rs. NIL
Annual Fee
Annual membership fee: Rs. 499 plus taxes (waived off on total retail spends of ₹1,20,000 in the card anniversary year).
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: 3.80% monthly, 45.60% annually.
Late Payment Fee
Late payment charges: INR150 to INR1200.
Foreign Currency Transactions Fee
Foreign currency markup fee: 3.40%
Other Fees
Reward redemption fee: NIL | Fuel surcharge: 1%
Fee and Charges of
YES Bank Paisabazaar Paisasave Credit Card
Special Features
3% cashback on e-commerce transactions.
Eligibility Criteria
Between 21 to 60 years of age.
Salaried or self-employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 lakhs and above.
Speical Feature, Eligibility and Benefits of
YES Bank Paisabazaar Paisasave Credit Card
How to apply for Credit Card?
Online Application:
Visit Paisabazaar Website: Go to the official website of Paisabazaar.
Search for the Credit Card: Look for the YES Bank PaisaSave Credit Card or use the search bar to find it.
Click on "Apply Now": Find the "Apply Now" button for the PaisaSave Credit Card and click on it.
Fill in the Application Form: Provide the necessary personal and financial information as required.
Upload Required Documents: You may need to upload documents like your PAN card, Aadhaar card, income proof, and address proof.
Submit the Application: Review your application and submit it online.
Alternatively, you can apply directly through the YES Bank website:
Visit the YES Bank Website: Go to the official website of YES Bank.
Locate the Credit Card Section: Look for the section dedicated to credit cards or search for "PaisaSave Credit Card."
Click on "Apply Now": Find the "Apply Now" button for the PaisaSave Credit Card and click on it.
Follow the Application Process: Fill in the required details and upload necessary documents.
Contact Details
Customer Care
Toll Free: 1800 1200
Account Opening and Procedure of
YES Bank Paisabazaar Paisasave Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card offers decent cashback rate. The card does not offer any value add feature.
The card offers decent cashback rate. The card does not offer any value add feature.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai