None.
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Yes Bank Wellness Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = INR 0.25.
Users will get 10 reward points per INR 100 spent on Chemist/ Pharmaceutical stores, Medical cashback rate of 2.5%.
2 reward points per INR 100 spent on all other categories. Cashback rate: 0.5%.
10 reward points = 1 InterMile/1 Club Vistara point.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Complimentary health checkup.
6 complimentary fitness sessions per month. Zumba, gym, and yoga sessions per month.
Lounge Access
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = INR 0.25.
Users will get 10 reward points per INR 100 spent on Chemist/ Pharmaceutical stores, Medical cashback rate of 2.5%.
2 reward points per INR 100 spent on all other categories. Cashback rate: 0.5%.
10 reward points = 1 InterMile/1 Club Vistara point.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Complimentary health checkup.
6 complimentary fitness sessions per month. Zumba, gym, and yoga sessions per month.
Lounge Access
Fees & Charges
Joining Fee
Nil
Annual Fee
Joining/Annual Membership fees: Rs 749.
Cash Advance Fee
Cash Withdrawal Fees: 2.5% of amount withdrawn or INR 500, whichever is higher.
Interest rate
Interest Rate: 3.8% p.m (45.6% p.a).
Late Payment Fee
Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Markup charges: 3.50%.
Other Fees
Reward Redemption Fee: INR 100 per request. | Fuel Surcharge : 1%, however, waived upto INR 250 per statement cycle.
Fees & Charges
Joining Fee
Nil
Annual Fee
Joining/Annual Membership fees: Rs 749.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.8% p.m (45.6% p.a).
Late Payment Fee
Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Markup charges: 3.50%.
Other Fees
Reward Redemption Fee: INR 100 per request. | Fuel Surcharge : 1%, however, waived upto INR 250 per statement cycle.
Special Features
Cardholders can enjoy 12 complimentary fitness sessions per month, which include Gym, Yoga, Zumba, etc.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 Lacs and above
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Yes Bank Wellness Credit Card online or by visiting a Yes Bank branch. Here are the steps on how to apply online:
Go to the Yes Bank website and click on the "Credit Cards" tab.
Click on the "Wellness Credit Card" link.
Click on the "Apply Now" button.
Fill out the application form and submit it.
Here are the documents you need to submit with your application:
A copy of your PAN card
A copy of your latest income tax return
A copy of your passport-sized photograph
A copy of your utility bill
Contact Details
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
Account Opening and Procedure
Yes Bank Wellness Credit Card is a unique health credit card from Yes Bank. Although it has limited number of non-medical/health benefits, it still offers a great package for health conscious individuals.
Yes Bank Wellness Credit Card is a unique health credit card from Yes Bank. Although it has limited number of non-medical/health benefits, it still offers a great package for health conscious individuals.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai