Yes Bank Wellness Credit Card

Rewards & cashback

• The value of 1 reward point = ₹0.25
• Users will get 10 reward points per ₹100 spent on Chemist/ Pharmaceutical stores, Medical cashback rate of 2.5%
• 2 reward points per ₹100 spent on all other categories
• Cashback rate: 0.5%
• 10 reward points = 1 InterMile/1 Club Vistara point

More benefits & features

• Cardholders can enjoy 12 complimentary fitness sessions per month, which include Gym, Yoga, Zumba, etc
• Complimentary health checkup
• 6 complimentary fitness sessions per month
• Zumba, gym, and yoga sessions per month

Fees & charges

Joining fee

Nil

Annual fee

Joining/Annual Membership fees: ₹749

Foreign currency markup

3.5%

Interest rate

3.8% p.m (45.6% p.a)

Late payment

₹150 - ₹1000 for an outstanding amount ranging from ₹150 to ₹20,000 and above

Cash advance

2.5% of amount withdrawn or ₹500, whichever is higher

Fuel surcharge

1%, however, waived upto ₹250 per statement cycle

Billing cycle

30 Days

Other fees

₹100 per request. | Fuel Surcharge : 1%, however, waived upto ₹250 per statement cycle

Pros and cons

Who can apply

• Age Criteria: Minimum 21 years to maximum 60 years
• Salaried or Self Employed
• Minimum Net Salary of ₹25,000 per month or Income Tax Return of ₹7.5 Lacs and above

How to apply

You can apply for the Yes Bank Wellness Credit Card online or by visiting a Yes Bank branch Here are the steps on how to apply online:

1. Go to the Yes Bank website and click on the "Credit Cards" tab
2. Click on the "Wellness Credit Card" link
3. Click on the "Apply Now" button
4. Fill out the application form and submit it
5. Here are the documents you need to submit with your application:
6. A copy of your PAN card
7. A copy of your latest income tax return