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Yes Bank Wellness Credit Card

Product Details
Credit Card Name : 

Yes Bank Wellness Credit Card

Bank Name :

Yes Bank

Type :

Health and Wellness Credit Card

Interest Rate : 

3.8% p.m (45.6% p.a). 

Eligibility :

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 Lacs and above

Yes Bank Wellness Credit Card
Pros
  • Rewards: 20 Reward Points for every INR 200 spent on Chemists/Pharmaceutical stores, and 4 Reward Points for spending INR 200 on other categories. (10 Reward Points = 1 InterMile / 1 Club Vistara Point)

  • Other Benefits: Complimentary health benefits, 6 complimentary Zumba, gym, and yoga sessions per month. 

Cons
  • Low cashback rate. 

  • No free movie tickets. 

Pros & Cons
Welcome Benefits

None

Rewards System

1 Reward Point = INR 0.25, 10 Reward Points per INR 100 spent on Chemist/ Pharmaceutical stores, Medical cashback rate 2.5%. 2 Reward Points per INR 100 spent on all other categories. Cashback Rate: 0.5%.

10 Reward Points = 1 InterMile / 1 Club Vistara Point

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

Cardholders can enjoy 12 complimentary fitness sessions per month, which include Gym, Yoga, Zumba, etc.

Eligibility Criteria

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 Lacs and above

Benefits
  • Complimentary health checkup

  • 6 Complimentary fitness sessions per month. 

  • Dining discounts. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for the Yes Bank Wellness Credit Card online or by visiting a Yes Bank branch. Here are the steps on how to apply online:

  • Go to the Yes Bank website and click on the "Credit Cards" tab.

  • Click on the "Wellness Credit Card" link.

  • Click on the "Apply Now" button.

  • Fill out the application form and submit it.

  • Here are the documents you need to submit with your application:

    A copy of your PAN card
    A copy of your latest income tax return
    A copy of your passport-sized photograph
    A copy of your utility bill

Contact Details

Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in

Account Opening and Procedure
Yes Bank Wellness Credit Card

Yes Bank Wellness Credit Card is a unique health credit card from Yes Bank. Although it has limited number of non-medical/health benefits, it still offers a great package for health conscious individuals.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining/Annual Membership fees: Rs 749.

  • Cash Withdrawal Fees: 2.5% of amount withdrawn or INR 500, whichever is higher.

  • Interest Rate: 3.8% p.m (45.6% p.a).

  • Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.

  • Reward Redemption Fee: INR 100 per request.

  • Fuel Surcharge : 1%, however, waived upto INR 250 per statement cycle.

  • Foreign Currency Markup charges: 3.50%.

Fuel Surcharge

 1%, however, waived upto INR 250 per statement cycle.

Billing Cycle

30 Days.

Fees & Charges
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