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Yes Bank Wellness Plus Credit Card

Product Details
Credit Card Name : 

Yes Bank Wellness Plus Credit Card

Bank Name :

Yes Bank

Type :

Health and Wellness Credit Card

Interest Rate : 

3.8% p.m (45.6% p.a)

Eligibility :

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lacs and above.

Yes Bank Wellness Plus Credit Card
Pros
  • Welcome Benefit: Get a FREE Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.

  • Reward System: 1 Reward Point = INR 0.25, 15 Reward Points per INR 100 spent on Chemist/ Pharmaceutical stores. Effective medical cashback rate: 3.75%. 3 Reward Points per INR 100 spent on all other categories. Cashback Rate: 0.75%.

  • Travel Benefits: 4 Domestic lounge access facilities per year. 

  • Other Benefits: Complimentary Health Check-ups, 12 complimentary Zumba, yoga, and Gym sessions per month, and insurance coverage. 

Cons
  • Low generic cashback rate.

  • Limited number of non-health benefits. 

Pros & Cons
Welcome Benefits

Get a FREE Amazon voucher worth INR 500 on spending INR 1000 within first 30 days.

Rewards System
  • 30 Reward Points per Rs. 200 spent on chemist/pharmaceutical stores: This translates to 15% points earned in these categories. (CB Rate: 3.75%)

  • 6 Reward Points per Rs. 200 spent on all other categories: This translates to 3% points earned for non-specific spending. (CB Rate: 0.75%)

  • 5X Reward Points on the first 3 transactions of the biller registered on YES PayNow (valid only on the first 5 billers registered): This can be a bonus earning opportunity for specific bill payments.

  • 1 RP= 0.25 Paisa. 

  • Effective Cashback Rate: 1.25%

International Forex Markup

 3.50%

Welcome Benefits and Reward System
Special Features

Special Feature:  You can get up to 12 complimentary fitness sessions per month, such as gym, yoga, and Zumba.

Eligibility Criteria

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lacs and above.

Benefits
  • Complementary health checkup

  • Complimentary fitness sessions per month

  • Travel Benefits 

  • Dining discounts

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Here are the steps on how to apply for the Yes Bank Wellness Plus Credit Card online:

  • Go to the Yes Bank website and click on the "Apply for Credit Card" tab.

  • Select the "Wellness Plus Credit Card" from the list of credit cards.

  • Enter your personal details, such as your name, address, and contact information.

  • Upload a copy of your PAN card and recent salary slip.

  • Select your preferred credit limit.

  • Submit your application.

  • You will receive a response from Yes Bank within a few days. If your application is approved, you will be issued the credit card within 7-10 working days.

  • Here are the documents required to apply for the Yes Bank Wellness Plus Credit Card:

  • Valid PAN card

  • Recent salary slip

  • Proof of address

  • Proof of identity

Contact Details

Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in

Account Opening and Procedure
Yes Bank Wellness Plus Credit Card

Yes Bank Wellness Plus Credit Card is a great credit for health conscious individuals. It however, has limited number of non health benefits. Overall it is a feature rich card - benefits are mostly pertaining to health.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

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Fees & Charges
  • Joining/Annual Membership fees: INR1499 + GST

  • Cash Withdrawal Fees: 2.5% of amount withdrawn or INR500, whichever is higher.

  • Interest Rate: 3.8% p.m (45.6% p.a)

  • Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.

  • Reward Redemption Fee: INR 100 per request.

  • Fuel Surcharge : 1% upto INR 250 per statement cycle.

  • Foreign Currency Markup charges: 3.50%

Fuel Surcharge

1% upto INR 250 per statement cycle.

Billing Cycle

30 Days

Fees & Charges
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