Yes Bank Wellness Plus Credit Card

Welcome benefits

• Users will get a free Amazon voucher worth ₹500 on spending ₹1000 within the first 30 days

Rewards & cashback

• The value of 1 reward point = 0.25 Paisa
• Users will get 30 reward points per ₹200 spent on chemist/pharmaceutical stores with an effective cashback rate of 3.75%
• 6 reward points per ₹200 spent on all other categories with an effective cashback rate of 0.75%

Airport lounge access

• 4 Domestic lounge access facilities per year

More benefits & features

• Users can get up to 12 complimentary fitness sessions per month, such as gym, yoga, and Zumba
• Complimentary health check-ups, 12 complimentary Zumba, yoga, and Gym sessions per month, and insurance coverage

Fees & charges

Joining fee

₹1499 + taxes

Annual fee

₹1499 + taxes

Foreign currency markup

3.50%

Interest rate

3.8% p.m (45.6% p.a)

Late payment

₹150 - ₹1000 for an outstanding amount ranging from ₹150 to ₹20,000 and above

Cash advance

2.5% of amount withdrawn or ₹500, whichever is higher

Fuel surcharge

1% upto ₹250 per statement cycle

Billing cycle

30 Days

Other fees

₹100 per request. | Fuel Surcharge : 1% upto ₹250 per statement cycle

Pros and cons

Who can apply

• Age Criteria: Minimum 21 years to maximum 60 years
• Salaried or Self Employed
• Minimum Net Salary of ₹25,000 per month or Income Tax Return of ₹5 Lacs and above

How to apply

Here are the steps on how to apply for the Yes Bank Wellness Plus Credit Card online:

1. Go to the Yes Bank website and click on the "Apply for Credit Card" tab
2. Select the "Wellness Plus Credit Card" from the list of credit cards
3. Enter your personal details, such as your name, address, and contact information
4. Upload a copy of your PAN card and recent salary slip
5. Select your preferred credit limit
6. Submit your application
7. You will receive a response from Yes Bank within a few days
8. If your application is approved, you will be issued the credit card within 7-10 working days