Yes Bank Wellness Plus Credit Card
Rewards & Benefits
Welcome Benefits
Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
Milestone Benefits
Cashback Rate
The value of 1 reward point = 0.25 Paisa.
Users will get 30 reward points per Rs. 200 spent on chemist/pharmaceutical stores with an effective cashback rate of 3.75%.
6 reward points per Rs. 200 spent on all other categories with an effective cashback rate of 0.75%.
Movie Benefits
Dining Benefits
Other Benefits
Complementary health checkup.
Complimentary fitness sessions per month.
Travel benefits. Complimentary health check-ups, 12 complimentary Zumba, yoga, and Gym sessions per month, and insurance coverage.
Lounge Access
Fees & Charges
Joining Fee
INR1499 + GST
Annual Fee
INR1499 + GST
Cash Advance Fee
Cash Withdrawal Fees: 2.5% of amount withdrawn or INR500, whichever is higher.
Interest rate
3.8% p.m (45.6% p.a)
Late Payment Fee
Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Markup charges: 3.50%
Other Fees
Reward Redemption Fee: INR 100 per request. | Fuel Surcharge : 1% upto INR 250 per statement cycle.
Cons
Low generic cashback rate.
Limited number of non-health benefits.
Welcome Benefit: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
Reward System: The value of 1 reward point = 0.25 Paisa. Users will get 30 reward points per Rs. 200 spent on chemist/pharmaceutical stores with an effective cashback rate of 3.75%. 6 reward points per Rs. 200 spent on all other categories with an effective cashback rate of 0.75%.
4 Domestic lounge access facilities per year.
Complimentary health check-ups, 12 complimentary Zumba, yoga, and Gym sessions per month, and insurance coverage.
Rewards & Benifits
Welcome Benefits
Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
Rewards System
International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
Users can get up to 12 complimentary fitness sessions per month, such as gym, yoga, and Zumba.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lacs and above.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the Yes Bank Wellness Plus Credit Card online:
Go to the Yes Bank website and click on the "Apply for Credit Card" tab.
Select the "Wellness Plus Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Upload a copy of your PAN card and recent salary slip.
Select your preferred credit limit.
Submit your application.
You will receive a response from Yes Bank within a few days. If your application is approved, you will be issued the credit card within 7-10 working days.
Here are the documents required to apply for the Yes Bank Wellness Plus Credit Card:
Valid PAN card
Recent salary slip
Proof of address
Proof of identity
Contact Details
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
Reward System: The value of 1 reward point = 0.25 Paisa. Users will get 30 reward points per Rs. 200 spent on chemist/pharmaceutical stores with an effective cashback rate of 3.75%. 6 reward points per Rs. 200 spent on all other categories with an effective cashback rate of 0.75%.
4 Domestic lounge access facilities per year.
Complimentary health check-ups, 12 complimentary Zumba, yoga, and Gym sessions per month, and insurance coverage.
Low generic cashback rate.
Limited number of non-health benefits.
Yes Bank Wellness Plus Credit Card is a great credit for health conscious individuals. It however, has limited number of non health benefits. Overall it is a feature rich card - benefits are mostly pertaining to health.
Yes Bank Wellness Plus Credit Card is a great credit for health conscious individuals. It however, has limited number of non health benefits. Overall it is a feature rich card - benefits are mostly pertaining to health.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining/Annual Membership fees: INR1499 + GST
Cash Withdrawal Fees: 2.5% of amount withdrawn or INR500, whichever is higher.
Interest Rate: 3.8% p.m (45.6% p.a)
Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.
Reward Redemption Fee: INR 100 per request.
Fuel Surcharge : 1% upto INR 250 per statement cycle.
Foreign Currency Markup charges: 3.50%
Fuel Surcharge
1% upto INR 250 per statement cycle.
Billing Cycle
30 Days