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Yes First Business Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
Value of 1 YES Rewardz Point is INR 0.25.
Users will get 16 YES Rewardz Points on spends of every INR 200 on air, hotel, dining, travel and rented-vehicle spends.
Accelerated Travel/Dining Cashback Rate: 2%.
Users will get 8 YES Rewardz Points on all other retail spends per INR 200.
Base Cashback Rate: 1%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
1 free golf lesson every month and 4 free green fee waivers per month.
Cardholders can purchase card points booseter plan for INR 3,500 after which the user will get 2 reward points on Accelerated spends and 3x rewards points on base cashback rate.
Annual fee waived on spending INR 3 lakhs in a year.
Lounge Access
6 free international lounge visits per year.
2 free domestic lounge visits per quarter.
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
Value of 1 YES Rewardz Point is INR 0.25.
Users will get 16 YES Rewardz Points on spends of every INR 200 on air, hotel, dining, travel and rented-vehicle spends.
Accelerated Travel/Dining Cashback Rate: 2%.
Users will get 8 YES Rewardz Points on all other retail spends per INR 200.
Base Cashback Rate: 1%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
1 free golf lesson every month and 4 free green fee waivers per month.
Cardholders can purchase card points booseter plan for INR 3,500 after which the user will get 2 reward points on Accelerated spends and 3x rewards points on base cashback rate.
Annual fee waived on spending INR 3 lakhs in a year.
Lounge Access
6 free international lounge visits per year.
2 free domestic lounge visits per quarter.
Fees & Charges of
Yes First Business Credit Card
Joining Fee
INR 999 + taxes
Annual Fee
INR 999 + taxes
Cash Advance Fee
2.5% or the transacted amount or Rs. 300 (whichever is higher).
Interest rate
3.99% per month (47.8% annually) on Overdue amounts and 2.49% per month against Fixed Deposit.
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1000.
Foreign Currency Transactions Fee
2%
Other Fees
None.
Joining Fee
INR 999 + taxes
Annual Fee
INR 999 + taxes
Cash Advance Fee
2.5% or the transacted amount or Rs. 300 (whichever is higher).
Interest rate
3.99% per month (47.8% annually) on Overdue amounts and 2.49% per month against Fixed Deposit.
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1000.
Foreign Currency Transactions Fee
2%
Other Fees
None.
Fee and Charges of
Yes First Business Credit Card
Special Features
None.
Eligibility Criteria
Age: Between 21 and 60 years of age
Employment: Salaried or self employed
Minimum Income: Minimum annual income of INR 10 Lakh or more.
You cannot be holding another Yes Bank Credit Card.
Speical Feature, Eligibility and Benefits of
Yes First Business Credit Card
How to apply for Credit Card?
Visit the Yes Bank website (https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards).
Navigate to the 'Credit Cards' section and select 'Yes First Business Credit Card'.
Click on 'Apply Now' and fill out the online application form.
You'll need to submit scanned documents like PAN card, ID proof, income proof (salary slips/ITR documents), etc.
Contact Details
1800 1200
Account Opening and Procedure of
Yes First Business Credit Card
Product Review of
Yes First Business Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
Yes First Business Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
