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Yes Prosperity Business Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
Value of 1 YES Rewardz Point is INR 0.25.
Users will get 8 YES Rewardz Points on spends of every ₹200 on travel-related categories (airlines, hotels, dining).
Accelerated Travel Cashback Rate: 1%.
Users will get 4 YES Rewardz Points on all other retail spends per INR 200.
Base Cashback Rate: 0.5%.
Users will get 2 YES Rewardz Points on select-category spends per INR 200.
Select Categories Cashback Rate: 0.25%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Lower foreign currency markup fee of 3%.
1 free golf lesson every month and 4 free green fee waivers per month.
Cardholders can purchase card points booster plan for INR 3,500 after which the user will get 2 reward points on Accelerated spends and 3x rewards points on base cashback rate.
Annual fee waived on spending INR 1 lakhs in a year.
Lounge Access
1 free domestic lounge visits per quarter.
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
Value of 1 YES Rewardz Point is INR 0.25.
Users will get 8 YES Rewardz Points on spends of every ₹200 on travel-related categories (airlines, hotels, dining).
Accelerated Travel Cashback Rate: 1%.
Users will get 4 YES Rewardz Points on all other retail spends per INR 200.
Base Cashback Rate: 0.5%.
Users will get 2 YES Rewardz Points on select-category spends per INR 200.
Select Categories Cashback Rate: 0.25%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Lower foreign currency markup fee of 3%.
1 free golf lesson every month and 4 free green fee waivers per month.
Cardholders can purchase card points booster plan for INR 3,500 after which the user will get 2 reward points on Accelerated spends and 3x rewards points on base cashback rate.
Annual fee waived on spending INR 1 lakhs in a year.
Lounge Access
1 free domestic lounge visits per quarter.
Fees & Charges of
Yes Prosperity Business Credit Card
Joining Fee
INR 499 + taxes
Annual Fee
INR 499 + taxes
Cash Advance Fee
2.5% or the transacted amount or Rs. 300 (whichever is higher).
Interest rate
3.99% per month (47.8% annually) on Overdue amounts and 2.49% per month against Fixed Deposit.
Late Payment Fee
N/ALate Payment Charges: Ranges from INR 0 to INR 1000.
Foreign Currency Transactions Fee
3%
Other Fees
N/A
Joining Fee
INR 499 + taxes
Annual Fee
INR 499 + taxes
Cash Advance Fee
2.5% or the transacted amount or Rs. 300 (whichever is higher).
Interest rate
3.99% per month (47.8% annually) on Overdue amounts and 2.49% per month against Fixed Deposit.
Late Payment Fee
N/ALate Payment Charges: Ranges from INR 0 to INR 1000.
Foreign Currency Transactions Fee
3%
Other Fees
N/A
Fee and Charges of
Yes Prosperity Business Credit Card
Special Features
None.
Eligibility Criteria
Age: Between 21 and 60 years of age
Employment: Salaried or self employed
Minimum Income: Minimum annual income of INR 7.5 Lakh or more.
You cannot be holding another Yes Bank Credit Card.
Speical Feature, Eligibility and Benefits of
Yes Prosperity Business Credit Card
How to apply for Credit Card?
Visit the Yes Bank website (https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards).
Navigate to the 'Credit Cards' section and select 'Yes Business Propserity Credit Card'.
Click on 'Apply Now' and fill out the online application form.
You'll need to submit scanned documents like PAN card, ID proof, income proof (salary slips/ITR documents), etc.
Contact Details
3.99% per month (47.8% annually)
Account Opening and Procedure of
Yes Prosperity Business Credit Card
Product Review of
Yes Prosperity Business Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
Yes Prosperity Business Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
