Yes Private Prime Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Users will get 20 reward points on domestic and 40 RPs on international spending for every INR 200.
1 reward point= Up to 0.25 Paisa. Domestic cashback rate: 2.5% and International cashback rate: 5%.
Movie Benefits
Other Benefits: International and Domestic Golf Privileges, Movie benefits, Oberoi E-gift voucher.
Dining Benefits
Other Benefits
Travel benefits. 
Lounge Access
Fees & Charges
Joining Fee
Joining and Annual Fees: Rs.20,000 + taxes.
Annual Fee
Joining and Annual Fees: Rs.20,000 + taxes.
Cash Advance Fee
Interest rate
1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.
Late Payment Fee
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 0.50%
Other Fees
Renewal Membership Fee: Rs.10,000 + taxes, reversed on spends of Rs. 20,00,000 within 12 months before the renewal. | Cash Advance Charges: NIL
Cons
High annual fee.
Limited rewards program.
Strict eligibility criteria.
Reward System: Users will get 20 reward points on domestic and 40 reward points on international spending for every INR 200. (1 reward point = up to 0.25 Paisa). Domestic cashback rate: 2.5% and International cashback rate: 5%.
Travel Benefits: Users will get complimentary access to domestic and international airport lounges, travel privileges including cruise programs, car rentals, vacation packages, car rentals, e-gift vouchers from Oberoi hotels and resorts, etc.
Domestic and International Lounge Program: Unlimited international lounge access to primary and add-on card members with Lounge Key (guest visits limited to 12 per year).
Other Benefits: International and Domestic Golf Privileges, Movie benefits, Oberoi E-gift voucher.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age: Between 21 and 60 years old.
To be eligible for Yes Private Credit Cards, you need to fulfill the following conditions:
Total Relationship Value of Rs. 5 crores.
Minimum liability relationship value of 3 crores (CASA AMB Plus FD).
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Invitation-only: This card is likely offered by invitation only to Yes Bank's high-value customers.
Contact Details
1800 1031212
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Reward System: Users will get 20 reward points on domestic and 40 reward points on international spending for every INR 200. (1 reward point = up to 0.25 Paisa). Domestic cashback rate: 2.5% and International cashback rate: 5%.
Travel Benefits: Users will get complimentary access to domestic and international airport lounges, travel privileges including cruise programs, car rentals, vacation packages, car rentals, e-gift vouchers from Oberoi hotels and resorts, etc.
Domestic and International Lounge Program: Unlimited international lounge access to primary and add-on card members with Lounge Key (guest visits limited to 12 per year).
Other Benefits: International and Domestic Golf Privileges, Movie benefits, Oberoi E-gift voucher.
High annual fee.
Limited rewards program.
Strict eligibility criteria.
The Yes Bank Yes Private Prime Credit Card is a super-premium, invite-only credit card designed for high net-worth individuals (HNIs). If you frequently travel internationally, play golf, and require high-value travel insurance, this card might be worth considering, provided you meet the eligibility criteria and can justify the annual fees. However, if you're unsure about the exact benefits and rewards or are looking for a card with a clear and straightforward rewards program, other premium cards might be a better option.
The Yes Bank Yes Private Prime Credit Card is a super-premium, invite-only credit card designed for high net-worth individuals (HNIs). If you frequently travel internationally, play golf, and require high-value travel insurance, this card might be worth considering, provided you meet the eligibility criteria and can justify the annual fees. However, if you're unsure about the exact benefits and rewards or are looking for a card with a clear and straightforward rewards program, other premium cards might be a better option.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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