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Yes Private Prime Credit Card

Product Details
Credit Card Name : 

Yes Private Prime Credit Card

Bank Name :

Yes Bank

Type :

Premium Credit Card

Interest Rate : 

1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.

Eligibility :

Age: Between 21 and 60 years old
To be eligible for Yes Private Credit Cards, you need to fulfill the following conditions:
Total Relationship Value of Rs. 5 crores.
Minimum liability relationship value of 3 crores (CASA AMB Plus FD).

Yes Private Prime Credit Card
Pros
  • Reward System: You can get 20 Reward Points on domestic and 40 Reward Points on international spending for every INR 200. (1 Reward Point ~ up to 0.25 Paisa). Domestic Cashback Rate: 2.5% and International Cashback Rate: 5%. 

  • Travel Benefits: Complimentary access to domestic and international airport lounges, travel privileges including cruise program, car rentals, vacation packages, car rentals, e-gift vouchers from Oberoi hotels and resorts, etc.

  • Domestic and International Lounge Program: Unlimited international lounge access to primary and add-on card members with Lounge Key (guest visits limited to 12 per year). 

  • Other Benefits: International and Domestic Golf Privileges, Movie benefits, Oberoi E-gift voucher. 

Cons
  • High Annual Fee

  • Limited Rewards Program

  • High Eligibility Criteria

Pros & Cons
Welcome Benefits

None 

Rewards System
  • You can get 20 Reward Points on domestic and 40 RPs on international spending for every INR 200. (1 Reward Point ~ up to 0.25 Paisa). 

  • Domestic Cashback Rate: 2.5% and International Cashback Rate: 5%. 

International Forex Markup

Foreign Currency Mark-up Fees: 0.50%

Welcome Benefits and Reward System
Special Features

Unlimited international lounge access to primary and add-on card members with Lounge Key (guest visits limited to 12 per year). 

Eligibility Criteria

Age: Between 21 and 60 years old
To be eligible for Yes Private Credit Cards, you need to fulfill the following conditions:
Total Relationship Value of Rs. 5 crores.
Minimum liability relationship value of 3 crores (CASA AMB Plus FD).

Benefits
  • Travel Benefits 

  • Golf Privileges 

  • Movie and Event Benefits 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

Invitation-only:  This card is likely offered by invitation only to Yes Bank's  high-value customers. 

Contact Details

1800 1200

Account Opening and Procedure
Yes Private Prime Credit Card

The Yes Bank Yes Private Prime Credit Card is a super-premium, invite-only credit card designed for high net-worth individuals (HNIs). If you frequently travel internationally, play golf, and require high-value travel insurance, this card might be worth considering, provided you meet the eligibility criteria and can justify the annual fees. However, if you're unsure about the exact benefits and rewards or are looking for a card with a clear and straightforward rewards program, other premium cards might be a better option.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining and Annual Fees: Rs.20,000 + Applicable Taxes. 

  • Renewal Membership Fee: Rs.10,000 + Applicable Taxes, reversed on spends of Rs. 20,00,000 within 12 months before the renewal. 

  • Interest Rate: 1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.

  • Cash Advance Charges: NIL 

  • Foreign Currency Mark-up Fees: 0.50%

Fuel Surcharge

The convenience fee on transactions (between Rs. 400 and Rs. 5,000) is waived at all refill stations across India (the maximum waived amount is capped at Rs. 1,000 per month).

Billing Cycle

30 Days

Fees & Charges
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