Welcome Benefits: 10,000 Reward points. Oberoi E-Gift Vouchers worth INR 9,000 as Joining and Annual benefit.
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Yes Private Prime Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: 10,000 Reward points. Oberoi E-Gift Vouchers worth INR 9,000 as Joining and Annual benefit.
Milestone Benefits
None.
Cashback Rate
Users will get 20 reward points on domestic spends.
1 reward point= Up to 0.25.
Domestic cashback rate: 2.5%.
User will get 40 reward points on international spends for every INR 200.
International Cashback Rate: 5%.
Movie Benefits
Movies: Buy One and Get One free offer is only valid on movie tickets purchased using YES Private Prime Credit Cards. Cardholders can avail up to 4 free tickets in a calendar month with a maximum cap of INR 250 per ticket.
Dining Benefits
None.
Other Benefits
Hotel Benefits: At partner hotels cardholders will get (a) complimentary breakfast for two daily, (b) room upgrade at time of arrival, subject to availability, (c) early check-in upon arrival, subject to availability, (d) Late check-out, subject to availability.
Cardholders are allowed upto 30% of their credit limit. Subject to charges.
Low foreign currency markup of 0.50% on all international transactions.
Unlimited international domestic lounge access through Lounge-Key membership for Primary and each Add-on Cardmember. 4 free guest visit accesses per calendar year (1 per quarter).
Unlimited domestic lounge access for both the Primary and Add-on Cardmember(s). 4 complimentary guest visits in a calendar year
Cruise: Shipboard credit of up to USD 75 per person on select sailings.
Private Jet: Receive up to USD 1,000 savings on a round trip and an additional USD 500 credit towards any ground transportation.
Luxuary Car: User gets up to 20% savings on worldwide luxury chauffeured service, complimentary vehicle upgrade* with Sixt Limousine Services and Vitesse Worldwide Chauffeured Limousine.
Special 15% savings on Sixt rent a car/rent a truck with a complimentary Platinum Sixt Card, normally only available to customers renting 10 or more times per year!
Vacation Benefits: Up to USD 250 savings on a wide selection of vacation styles, destinations and experiences.
Credit Shield - The outstanding amount on your card is covered upto Rs. 15 Lakhs in case of accidental death of Primary Cardmember.
Lost Card Liability 10 Lakh (Maximum Per Credit Card Limit)
Special privileges at Aatmantan Welleness Centrers.
Complimentary access to Advance Medical it is an international health care services provider
Emergency Card Replacement in case of theft.
Emergency Cash Advance in case of loss of card in foreign.
12 rounds of complimentary green fees for a year not exceeding 3 rounds of complimentary green fees in a calendar quarter
4 complimentary green fee access for guests not exceeding 1 complimentary guest green fee in a calendar quarter
12 complimentary golf lessons every year not exceeding 3 lessons in a calendar quarter.
Movies: Buy One and Get One free offer is only valid on movie tickets purchased using YES Private Prime Credit Cards. Cardholders can avail up to 4 free tickets in a calendar month with a maximum cap of INR 250 per ticket.
Oberoi E-Gift Vouchers worth INR 9,000 as Joining and Annual benefit.
Lounge Access
Unlimited international domestic lounge access through Lounge-Key membership for Primary and each Add-on Cardmember. 4 free guest visit accesses per calendar year (1 per quarter).
Unlimited domestic lounge access for both the Primary and Add-on Cardmember(s). 4 complimentary guest visits in a calendar year
Rewards & Benefits
Welcome Benefits
Welcome Benefits: 10,000 Reward points. Oberoi E-Gift Vouchers worth INR 9,000 as Joining and Annual benefit.
Milestone Benefits
None.
Cashback Rate
Users will get 20 reward points on domestic spends.
1 reward point= Up to 0.25.
Domestic cashback rate: 2.5%.
User will get 40 reward points on international spends for every INR 200.
International Cashback Rate: 5%.
Movie Benefits
Movies: Buy One and Get One free offer is only valid on movie tickets purchased using YES Private Prime Credit Cards. Cardholders can avail up to 4 free tickets in a calendar month with a maximum cap of INR 250 per ticket.
Dining Benefits
None.
Other Benefits
Hotel Benefits: At partner hotels cardholders will get (a) complimentary breakfast for two daily, (b) room upgrade at time of arrival, subject to availability, (c) early check-in upon arrival, subject to availability, (d) Late check-out, subject to availability.
Cardholders are allowed upto 30% of their credit limit. Subject to charges.
Low foreign currency markup of 0.50% on all international transactions.
Unlimited international domestic lounge access through Lounge-Key membership for Primary and each Add-on Cardmember. 4 free guest visit accesses per calendar year (1 per quarter).
Unlimited domestic lounge access for both the Primary and Add-on Cardmember(s). 4 complimentary guest visits in a calendar year
Cruise: Shipboard credit of up to USD 75 per person on select sailings.
Private Jet: Receive up to USD 1,000 savings on a round trip and an additional USD 500 credit towards any ground transportation.
Luxuary Car: User gets up to 20% savings on worldwide luxury chauffeured service, complimentary vehicle upgrade* with Sixt Limousine Services and Vitesse Worldwide Chauffeured Limousine.
Special 15% savings on Sixt rent a car/rent a truck with a complimentary Platinum Sixt Card, normally only available to customers renting 10 or more times per year!
Vacation Benefits: Up to USD 250 savings on a wide selection of vacation styles, destinations and experiences.
Credit Shield - The outstanding amount on your card is covered upto Rs. 15 Lakhs in case of accidental death of Primary Cardmember.
Lost Card Liability 10 Lakh (Maximum Per Credit Card Limit)
Special privileges at Aatmantan Welleness Centrers.
Complimentary access to Advance Medical it is an international health care services provider
Emergency Card Replacement in case of theft.
Emergency Cash Advance in case of loss of card in foreign.
12 rounds of complimentary green fees for a year not exceeding 3 rounds of complimentary green fees in a calendar quarter
4 complimentary green fee access for guests not exceeding 1 complimentary guest green fee in a calendar quarter
12 complimentary golf lessons every year not exceeding 3 lessons in a calendar quarter.
Movies: Buy One and Get One free offer is only valid on movie tickets purchased using YES Private Prime Credit Cards. Cardholders can avail up to 4 free tickets in a calendar month with a maximum cap of INR 250 per ticket.
Oberoi E-Gift Vouchers worth INR 9,000 as Joining and Annual benefit.
Lounge Access
Unlimited international domestic lounge access through Lounge-Key membership for Primary and each Add-on Cardmember. 4 free guest visit accesses per calendar year (1 per quarter).
Unlimited domestic lounge access for both the Primary and Add-on Cardmember(s). 4 complimentary guest visits in a calendar year
Fees & Charges
Joining Fee
Joining and Annual Fees: Rs.20,000 + taxes.
Annual Fee
Joining and Annual Fees: Rs.20,000 + taxes.
Cash Advance Fee
Interest rate
Interest Rate: 1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.
Late Payment Fee
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 0.50%
Other Fees
Renewal Membership Fee: Rs.10,000 + taxes, reversed on spends of Rs. 20,00,000 within 12 months before the renewal. | Cash Advance Charges: NIL
Fees & Charges
Joining Fee
Joining and Annual Fees: Rs.20,000 + taxes.
Annual Fee
Joining and Annual Fees: Rs.20,000 + taxes.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.
Late Payment Fee
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 0.50%
Other Fees
Renewal Membership Fee: Rs.10,000 + taxes, reversed on spends of Rs. 20,00,000 within 12 months before the renewal. | Cash Advance Charges: NIL
Special Features
Unlimited international lounge access to primary and add-on card members with Lounge Key (guest visits limited to 12 per year).
Eligibility Criteria
Age: Between 21 and 60 years old.
To be eligible for Yes Private Credit Cards, you need to fulfill the following conditions:
Total Relationship Value of Rs. 5 crores.
Minimum liability relationship value of 3 crores (CASA AMB Plus FD).
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Invitation-only: This card is likely offered by invitation only to Yes Bank's high-value customers.
Contact Details
1800 1031212
Account Opening and Procedure
The Yes Bank Yes Private Prime Credit Card is a super-premium, invite-only credit card designed for high net-worth individuals (HNIs). If you frequently travel internationally, play golf, and require high-value travel insurance, this card might be worth considering, provided you meet the eligibility criteria and can justify the annual fees. However, if you're unsure about the exact benefits and rewards or are looking for a card with a clear and straightforward rewards program, other premium cards might be a better option.
The Yes Bank Yes Private Prime Credit Card is a super-premium, invite-only credit card designed for high net-worth individuals (HNIs). If you frequently travel internationally, play golf, and require high-value travel insurance, this card might be worth considering, provided you meet the eligibility criteria and can justify the annual fees. However, if you're unsure about the exact benefits and rewards or are looking for a card with a clear and straightforward rewards program, other premium cards might be a better option.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai