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Yes Prosperity Cashback Credit Card

Product Details
Credit Card Name : 

Yes Prosperity Cashback Credit Card

Bank Name :

Yes Bank

Type :

Rewards Credit Card

Interest Rate : 

3.80% per month (45.6% annually).

Eligibility :

Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above

Yes Prosperity Cashback Credit Card
Pros
  • Welcome Benefit: INR 250 Cashback on your first transaction of INR 2500

  • Rewards: 5% Cashback on Movie Ticket bookings and Grocery Shopping.

  • Travel Benefit: 4 complimentary rounds of green fees and 1 complimentary golf lesson every calendar month at select Golf courses in India.

  • Special Feature: Get a minimum 15% discount on dining at select restaurants


Cons
  • Limited number of value add features.

  • No free movie tickets. 

  • No free airport lounge visit.

Pros & Cons
Welcome Benefits

INR 250 Cashback on your first transaction of INR 2500

Rewards System
  • Reward System: Get up to 5% cashback on your movie ticket bookings and grocery shopping, and get 0.50% cashback on all other spends except fuel.

  • Effective Cashback Rate: 2.5%


International Forex Markup

3.4%.

Welcome Benefits and Reward System
Special Features

Get a minimum 15% discount on dining at select restaurants.

Eligibility Criteria

Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above

Benefits
  • Cashback on all spends

  • Travel Benefits 

  • Dining Discounts

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

The card has been discontinued now. 

Contact Details

Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in

Account Opening and Procedure
Application Procedure

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Product Review
Fees & Charges
  • First Year Membership Fee of INR 999 + Applicable Taxes

  • Renewal Membership Fee of INR 999 + Applicable Taxes

  • Interest Rate: 3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount

  • Cash Withdrawal Fee: INR 250 or 5% whichever is higher. 

  • Forex Markup: 3.4%

  • Fuel Surcharge: 1%, waived for transaction between INR 400 to INR 5,000. ( max Rs 125)

Fuel Surcharge

1%, waived for transaction between INR 400 to INR 5,000. ( max Rs 125).

Billing Cycle

30 Days.

Fees & Charges
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