Yes Prosperity Cashback Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get Rs 250 cashback on the first transaction of Rs 2500.
Milestone Benefits
None.
Cashback Rate
Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spends except fuel.
Movie Benefits
Reward System: Users can get up to 5% cashback on movie ticket bookings and grocery shopping.
Dining Benefits
A minimum 15% discount on dining at select restaurants.
Other Benefits
4 complimentary rounds of green fees and 1 complimentary golf lesson every calendar month at select Golf courses in India.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get Rs 250 cashback on the first transaction of Rs 2500.
Milestone Benefits
None.
Cashback Rate
Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spends except fuel.
Movie Benefits
Reward System: Users can get up to 5% cashback on movie ticket bookings and grocery shopping.
Dining Benefits
A minimum 15% discount on dining at select restaurants.
Other Benefits
4 complimentary rounds of green fees and 1 complimentary golf lesson every calendar month at select Golf courses in India.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 999
Annual Fee
INR 999
Cash Advance Fee
Cash Withdrawal Fee: INR 250 or 5% whichever is higher.
Interest rate
Interest Rate: 3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount
Late Payment Fee
N/A
Foreign Currency Transactions Fee
Forex Markup: 3.4%
Other Fees
First Year Membership Fee of INR 999 + Applicable Taxes | Renewal Membership Fee of INR 999 + Applicable Taxes | Fuel Surcharge: 1%, waived for transaction between INR 400 to INR 5,000. ( max Rs 125)
Fees & Charges
Joining Fee
INR 999
Annual Fee
INR 999
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount
Late Payment Fee
N/A
Foreign Currency Transactions Fee
Forex Markup: 3.4%
Other Fees
First Year Membership Fee of INR 999 + Applicable Taxes | Renewal Membership Fee of INR 999 + Applicable Taxes | Fuel Surcharge: 1%, waived for transaction between INR 400 to INR 5,000. ( max Rs 125)
Special Features
Get a minimum 15% discount on dining at select restaurants.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
The card has been discontinued now.
Contact Details
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
Account Opening and Procedure
The card comes with decent cashback rate. The value add services offered by the card are standard.
The card comes with decent cashback rate. The value add services offered by the card are standard.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai