Yes Prosperity Cashback Credit Card

Yes Prosperity Cashback Credit Card is a rewards credit card from YES Bank. Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other….

Joining fee: ₹999
Annual fee: ₹999
Forex markup: 3.4%
Interest: 3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount

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Welcome benefits

Users will get ₹250 cashback on the first transaction of ₹2500

Rewards & cashback

Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spends except fuel

Dining

A minimum 15% discount on dining at select restaurants

More benefits & features

4 complimentary rounds of green fees and 1 complimentary golf lesson every calendar month at select Golf courses in India

Fees & charges

Joining fee: ₹999
Annual fee: ₹999
Foreign currency markup: 3.4%
Interest rate: 3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount
Cash advance: ₹250 or 5% whichever is higher
Fuel surcharge: 1%, waived for transaction between ₹400 to ₹5,000. ( max ₹125)
Billing cycle: 30 Days
Other fees: First Year Membership Fee of ₹999 + Applicable Taxes | Renewal Membership Fee of ₹999 + Applicable Taxes | Fuel Surcharge: 1%, waived for…

Pros and cons

What works well

Users will get ₹250 cashback on the first transaction of ₹2500
Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spending
4 complimentary rounds of green fees and 1 complimentary golf lesson every calendar month at select Golf courses in India
A minimum 15% discount on dining at select partner restaurants

Worth knowing

Limited number of value add features
No free movie tickets
No free airport lounge visit

Who can apply

Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed
Minimum Net Salary of ₹25,000 per month or Income Tax Return of ₹5 Lakhs and above

How to apply

The card has been discontinued now

Details come from information published by YES Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.