top of page

Yes Prosperity Cashback Plus Credit Card

Product Details
Credit Card Name : 

Yes Prosperity Cashback Plus Credit Card

Bank Name :

Yes Bank

Type :

Rewards Credit Card

Interest Rate : 

3.6% p.m (43.2%p.a).

Eligibility :

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 35,000 per month or Income Tax Return of INR 5 Lakhs and above

Yes Prosperity Cashback Plus Credit Card
Pros
  • Welcome Benefits:  Get Cashback of INR 250 on spends of INR 2,500 in the first 30 days of card set up.

  • Rewards: 5% Cashback on Movie Ticket bookings, and Grocery Shopping. 0.75% Cashback on all Other retail spends. Get 5% Cashback on Bill Payments through YES PayNow

  • Other Benefits: Insurance coverage, and dining discount. 

Cons
  • Card does not provide domestic lounge visit. 

  • Cap of Rs 125 on fuel surcharge waiver.

  •  No movie offers. 

  • Limited number of value add features. 

Pros & Cons
Welcome Benefits

Welcome Benefits:  Get Cashback of INR 250 on spends of INR 2,500 in first 30 days of card set up.

Rewards System

5% cashback on your movie ticket bookings, grocery shopping, and utility bill payments. 0.75% on all other spends except fuel.

Effective Cashback Rate: 2.5%

 1RP = 0.25 paisa


International Forex Markup

3.4%.

Welcome Benefits and Reward System
Special Features

5% cashback on your movie ticket bookings, grocery shopping and utility bill payments. 0.75% on all other spends except fuel.

Eligibility Criteria

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 35,000 per month or Income Tax Return of INR 5 Lakhs and above

Benefits


  • Cashback on all spends. 

  • Dining discount of 15%. 

  • Insurance coverage also offered. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the Yes Bank Prosperity Cashback Plus Credit Card online or by visiting a Yes Bank branch. Here are the steps on how to apply online:

  • Go to the Yes Bank website and click on the "Credit Cards" tab.

  • Select the "Prosperity Cashback Plus Credit Card" from the list of cards.

  • Click on the "Apply Now" button.

  • You will be redirected to a new page where you will need to fill out an application form.

  • Provide your personal and financial information as requested in the form.

  • Upload scanned copies of your PAN card, address proof, and income proof.

  • Click on the "Submit" button.

  • Your application will be reviewed by Yes Bank and you will be notified of the decision within a few days.

Contact Details

Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in

Account Opening and Procedure
Yes Prosperity Cashback Plus Credit Card

Yes Prosperity Cashback Plus Credit Card is unique cashback credit card from Yes Bank. Its biggest attraction is its uncapped 5% cashback on grocery and utility bill payments. This card is a must have credit card for middle class individuals.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review

Yes Bank Card Anq Phi Credit Card

YES BANK Anq Pi Credit Card

Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card

Recommended Credit Cards
Fees & Charges
  • Annual membership: INR 999 plus taxes.

  • Renewal membership fees: INR 99 (plus taxes) 

  • Interest Rate: 3.6% p.m (43.2%p.a).

  • Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.

  • Cash Withdrawal Fees: 2.5% of amount withdrawn or INR 300, whichever is higher.

  • Reward Redemption Fees: INR 100

  • Fuel Surcharge: 1%, however, surcharge waived for transactions between INR 400 to INR 5,000. (max waiver of INR 125 in a statement cycle).

  • Foreign Currency Markup: 3.40%

Fuel Surcharge

1%, however, surcharge waived for transactions between INR 400 to INR 5,000. (max waiver of INR 125 in a statement cycle).

Billing Cycle

30 Days

Fees & Charges
bottom of page