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Yes Prosperity Edge Credit Card

Product Details
Credit Card Name : 

Yes Prosperity Edge Credit Card

Bank Name :

Yes Bank

Type :

Rewards Credit Card

Interest Rate : 

3.8% p.m (45.60%p.a).

Eligibility :

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 50,000 per month or Income Tax Return of INR 7.5 Lakhs and above.

Yes Prosperity Edge Credit Card
Pros
  • Welcome Benefits: Get a FREE Amazon voucher worth ₹500 on spending ₹1000 within first 30 days.

  • Reward System: 8 Reward Points on every INR 200 on Travel & Dining Spends (Capped at 1,500 Reward Points per statement cycle). Travel & dining cashback rate: 1%. 4 Reward Points on every INR 200 on all categories. 1 Reward Point = INR 0.25. Effective cashback rate is 0.5%, Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point)

  • Other Benefits: Domestic and international lounge access facility, Complimentary golf program. 

  • Dining Benefits: 15% discount on dining at select restaurants. 

Cons
  •  No free movie offers.

  •  Low cashback rate.

  • Limited number of value add features. 

Pros & Cons
Welcome Benefits

Welcome Benefits: Get a FREE Amazon voucher worth ₹500 on spending ₹1000 within first 30 days.

Rewards System

Reward System: 8 Reward Points on every INR 200 on Travel & Dining Spends (Capped at 1,500 Reward Points per statement cycle). Travel & dining cashback rate: 1%. 4 Reward Points on every INR 200 on all categories. 1 Reward Point = INR 0.25. Effective cashback rate is 0.5%.

International Forex Markup

2.75%.

Welcome Benefits and Reward System
Special Features

Enjoy 1 Golf lesson per year every calendar month at select golf courses in india. 

Eligibility Criteria

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 50,000 per month or Income Tax Return of INR 7.5 Lakhs and above.

Benefits


  • Travel benefits

  • Lowest forex markup

  • Dining discounts 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Here are the steps on how to apply for a Yes Bank Prosperity Edge Credit Card:

  • Go to the Yes Bank website and click on the "Apply for Credit Card" tab.

  • Select the "Yes Bank Prosperity Edge Credit Card" from the list of credit cards.

  • Enter your personal details, such as your name, address, and contact information.

  • Enter your employment details, such as your employer's name and your job title.

  • Enter your income details, such as your monthly salary or annual income.

  • Upload scanned copies of your PAN card, Aadhaar card, and recent salary slip.

  • Submit your application and wait for the bank's approval.

Contact Details

Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in.

Account Opening and Procedure
Yes Bank Yes Prosperity Edge Credit Card

Yes Bank Yes Prosperity Edge Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Annual membership: Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date).

  • Renewal membership fees: Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and get
    waiver on renewal fee for the subsequent year.

  • Interest Rate: 3.8% p.m (45.60%p.a).

  • Late Payment Charges: Rs 150 - Rs 1000 for an outstanding amount ranging from Rs 150 to Rs 20,000 and above.

  • Cash Withdrawal Fees: 2.5% of amount withdrawn or ₹300, whichever is higher.

  • Reward Redemption fees: Rs 100.

  • Fuel Surcharge : 1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs250 in a statement cycle).

  • Foreign Currency Markup : 2.75%

Fuel Surcharge

1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs250 in a statement cycle).

Billing Cycle

30 Days

Fees & Charges
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