Welcome Benefits: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
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Yes Prosperity Edge Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
Milestone Benefits
None.
Cashback Rate
1 Reward Point = INR 0.25.
Users will get 8 reward points for every INR 200 on travel & dining spends (Capped at 1,500 reward points per statement cycle), a cashback rate of 1%.
4 reward points for every INR 200 on all categories. Effective cashback rate is 0.5%.
Movie Benefits
None.
Dining Benefits
Dining Benefits: 15% discount on dining at select restaurants.
Other Benefits
Lounge Access
Free domestic lounge access once per every quarter.
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
Milestone Benefits
None.
Cashback Rate
1 Reward Point = INR 0.25.
Users will get 8 reward points for every INR 200 on travel & dining spends (Capped at 1,500 reward points per statement cycle), a cashback rate of 1%.
4 reward points for every INR 200 on all categories. Effective cashback rate is 0.5%.
Movie Benefits
None.
Dining Benefits
Dining Benefits: 15% discount on dining at select restaurants.
Other Benefits
Lounge Access
Free domestic lounge access once per every quarter.
Fees & Charges
Joining Fee
Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and get
waiver on renewal fee for the subsequent year.
Annual Fee
Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date).
Cash Advance Fee
Cash Withdrawal Fees: 2.5% of amount withdrawn or ₹300, whichever is higher.
Interest rate
Interest Rate: 3.8% p.m (45.60%p.a).
Late Payment Fee
Late Payment Charges: Rs 150 - Rs 1000 for an outstanding amount ranging from Rs 150 to Rs 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Markup : 2.75%
Other Fees
Annual membership: Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date). | Renewal membership fees: Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and getwaiver on renewal fee for the subsequent year. | Reward Redemption fees: Rs 100. | Fuel Surcharge : 1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs250 in a statement cycle).
Fees & Charges
Joining Fee
Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and get
waiver on renewal fee for the subsequent year.
Annual Fee
Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date).
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.8% p.m (45.60%p.a).
Late Payment Fee
Late Payment Charges: Rs 150 - Rs 1000 for an outstanding amount ranging from Rs 150 to Rs 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Markup : 2.75%
Other Fees
Annual membership: Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date). | Renewal membership fees: Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and getwaiver on renewal fee for the subsequent year. | Reward Redemption fees: Rs 100. | Fuel Surcharge : 1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs250 in a statement cycle).
Special Features
1 Golf lesson per year every calendar month at select golf courses in india.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 50,000 per month or Income Tax Return of INR 7.5 Lakhs and above.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for a Yes Bank Prosperity Edge Credit Card:
Go to the Yes Bank website and click on the "Apply for Credit Card" tab.
Select the "Yes Bank Prosperity Edge Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Enter your employment details, such as your employer's name and your job title.
Enter your income details, such as your monthly salary or annual income.
Upload scanned copies of your PAN card, Aadhaar card, and recent salary slip.
Submit your application and wait for the bank's approval.
Contact Details
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in.
Account Opening and Procedure
The credit card offers low cashback rate, the value add features offered by the card are mid at best.
The credit card offers low cashback rate, the value add features offered by the card are mid at best.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai