
Yes Prosperity Reward Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
1 Reward Point = INR 0.25.
Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%.
2 reward points for every INR 200 on all categories. The effective cashback rate is 0.25%.
Movie Benefits
Dining Benefits
Other Benefits
Travel benefits.
Zero liability protection.
Lowest forex markup.; Upto 3 free add-on cards.; Preferential Foreign Currency Markup at 3.4%
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
Cash Withdrawal Fees: 2.5% of amount withdrawn or ₹300, whichever is higher.
Interest rate
3.8% p.m (45.60%p.a).
Late Payment Fee
Late Payment Charges: Rs 150 - Rs 1000 for an outstanding amount ranging from Rs 150 to Rs 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Mark-up : 3.4%
Other Fees
Annual membership: Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date). | Renewal membership fees: Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and getwaiver on renewal fee for the subsequent year. | Reward Redemption fees: Rs 100. | Fuel Surcharge : 1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs 125 in a statement cycle)
Cons
Low cashback rate.
Limited number of value add features.
Reward System: 1 Reward Point = INR 0.25. Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories. The effective cashback rate is 0.25%.
Upto 3 free add-on cards.
A minimum 15% discount on dining at select restaurants.
Preferential Foreign Currency Markup at 3.4%
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above."
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
ou can apply for the Yes Bank Prosperity Reward Credit Card online or by visiting a Yes Bank branch. Here are the steps on how to apply online:
Go to the Yes Bank website and click on the "Apply for Credit Card" tab.
Select the Yes Bank Prosperity Reward Credit Card and click on the "Apply Now" button.
Enter your personal and financial information.
Upload your scanned copies of your PAN card, address proof, and income proof.
Submit your application and wait for the bank to process it.
Contact Details
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
Account Opening and Procedure



Recommended Credit Cards
Pros:-
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Cons:-
Reward System: 1 Reward Point = INR 0.25. Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories. The effective cashback rate is 0.25%.
Upto 3 free add-on cards.
A minimum 15% discount on dining at select restaurants.
Preferential Foreign Currency Markup at 3.4%
Low cashback rate.
Limited number of value add features.
Yes Bank Prosperity Reward Credit card has limited number of value add benefits. Further, it offers a low cashback rate. It has now been discontinued by Yes Bank.
Yes Bank Prosperity Reward Credit card has limited number of value add benefits. Further, it offers a low cashback rate. It has now been discontinued by Yes Bank.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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