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Yes Prosperity Reward Credit Card

22.5

Rewards & Benefits

Welcome Benefits

None.

Milestone Benefits

Cashback Rate

  • 1 Reward Point = INR 0.25. 

  • Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%. 

  • 2 reward points for every INR 200 on all categories. The effective cashback rate is 0.25%.

Movie Benefits

Dining Benefits

Other Benefits

Travel benefits.
Zero liability protection.
Lowest forex markup.; Upto 3 free add-on cards.; Preferential Foreign Currency Markup at 3.4%

Lounge Access

Fees & Charges

Joining Fee

Annual Fee

Cash Advance Fee

Cash Withdrawal Fees: 2.5% of amount withdrawn or ₹300, whichever is higher.

Interest rate

3.8% p.m (45.60%p.a).

Late Payment Fee

Late Payment Charges: Rs 150 - Rs 1000 for an outstanding amount ranging from Rs 150 to Rs 20,000 and above.

Foreign Currency Transactions Fee

Foreign Currency Mark-up : 3.4%

Other Fees

Annual membership: Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date). | Renewal membership fees: Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and getwaiver on renewal fee for the subsequent year. | Reward Redemption fees: Rs 100. | Fuel Surcharge : 1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs 125 in a statement cycle)

Cons
  • Low cashback rate.

  • Limited number of value add features.

  • Reward System: 1 Reward Point = INR 0.25. Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories.  The effective cashback rate is 0.25%.

  • Upto 3 free add-on cards.

  • A minimum 15% discount on dining at select restaurants.

  • Preferential Foreign Currency Markup at 3.4%

Rewards & Benifits
Welcome Benefits

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Rewards System

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International Forex Markup

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Welcome Benefits and Reward System
Special Features

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Eligibility Criteria

Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above."

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • ou can apply for the Yes Bank Prosperity Reward Credit Card online or by visiting a Yes Bank branch. Here are the steps on how to apply online:

  • Go to the Yes Bank website and click on the "Apply for Credit Card" tab.

  • Select the Yes Bank Prosperity Reward Credit Card and click on the "Apply Now" button.

  • Enter your personal and financial information.

  • Upload your scanned copies of your PAN card, address proof, and income proof.

  • Submit your application and wait for the bank to process it.

Contact Details

Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in

Account Opening and Procedure

Recommended Credit Cards

Pros:-

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Cons:-

  • Reward System: 1 Reward Point = INR 0.25. Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories.  The effective cashback rate is 0.25%.

  • Upto 3 free add-on cards.

  • A minimum 15% discount on dining at select restaurants.

  • Preferential Foreign Currency Markup at 3.4%

  • Low cashback rate.

  • Limited number of value add features.

Yes Bank Prosperity Reward Credit card has limited number of value add benefits. Further, it offers a low cashback rate. It has now been discontinued by Yes Bank.

Yes Bank Prosperity Reward Credit card has limited number of value add benefits. Further, it offers a low cashback rate. It has now been discontinued by Yes Bank.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges

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Fuel Surcharge

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Billing Cycle

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Fees & Charges
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