.webp)
Yes Prosperity Reward Plus Credit Card
Rewards & Benefits
Welcome Benefits
Milestone Benefits
Cashback Rate
Users will get 4 reward points for every INR 200 on travel & dining spends with a cashback rate of 0.5%.
2 reward points for every INR 200 on all categories with an effective cashback rate of 0.25%.
Movie Benefits
Dining Benefits
Reward System: Users will get 4 reward points for every Rs 200 on travel & dining spends with a cashback rate of 0.5%. 2 reward points for every Rs 200 on all categories with an effective cashback rate of 0.25%.; A minimum 15% discount on dining at select restaurants.
Other Benefits
Upto 3 free add-on cards.; Preferential Foreign Currency Markup at 3.4%
Lounge Access
Rewards & Benefits
Welcome Benefits
Milestone Benefits
Cashback Rate
Users will get 4 reward points for every INR 200 on travel & dining spends with a cashback rate of 0.5%.
2 reward points for every INR 200 on all categories with an effective cashback rate of 0.25%.
Movie Benefits
Dining Benefits
Reward System: Users will get 4 reward points for every Rs 200 on travel & dining spends with a cashback rate of 0.5%. 2 reward points for every Rs 200 on all categories with an effective cashback rate of 0.25%.; A minimum 15% discount on dining at select restaurants.
Other Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Lounge Access
Fees & Charges
Joining Fee
INR 399
Annual Fee
INR 399
Cash Advance Fee
Cash Withdrawal Fees: 2.5% of amount withdrawn or ₹300, whichever is higher.
Interest rate
Interest Rate: 3.8% p.m (45.60%p.a).
Late Payment Fee
Late Payment Charges: Rs 150 - Rs 1000 for an outstanding amount ranging from Rs 150 to Rs 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Mark-up : 3.4%
Other Fees
Annual membership: Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date). | Renewal membership fees: Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and getwaiver on renewal fee for the subsequent year. | Reward Redemption fees: Rs 100. | Fuel Surcharge : 1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs 125 in a statement cycle)
Fees & Charges
Joining Fee
INR 399
Annual Fee
INR 399
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.8% p.m (45.60%p.a).
Late Payment Fee
Late Payment Charges: Rs 150 - Rs 1000 for an outstanding amount ranging from Rs 150 to Rs 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Mark-up : 3.4%
Other Fees
Annual membership: Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date). | Renewal membership fees: Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and getwaiver on renewal fee for the subsequent year. | Reward Redemption fees: Rs 100. | Fuel Surcharge : 1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs 125 in a statement cycle)
Special Features
A minimum 15% discount on dining at select restaurants on your YES Bank Credit Card.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above."
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Yes Bank Prosperity Reward Plus Credit Card online or by visiting a Yes Bank branch.
To apply online:
Go to the Yes Bank website and click on the "Apply for Credit Card" tab.
Select the "Yes Bank Prosperity Reward Plus Credit Card" from the list of cards.
Enter your personal details, such as your name, address, and contact information.
Enter your employment details, such as your employer's name and your salary.
Upload a scanned copy of your PAN card and a recent passport-sized photograph.
Click on the "Submit" button to complete your application.
Contact Details
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
Account Opening and Procedure
Yes Prosperity Reward Plus Credit Card has limited number of value add features. If you are availing it you should also purchase the additional reward subscription plan through which you can avail 3x-5x reward depending on the subscription plan.
Yes Prosperity Reward Plus Credit Card has limited number of value add features. If you are availing it you should also purchase the additional reward subscription plan through which you can avail 3x-5x reward depending on the subscription plan.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai