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Best Fixed Deposit Interest Rates in India | Compare FDs

Compare the best fixed deposit interest rates in India 2026. Check bank FD rates, tenure, premature withdrawal rules, and returns with MyRupaya’s FD comparison tool.

Fixed Deposit

Explore India's largest collection of unbiased Fixed Deposit reviews. All fixed deposit reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with fixed deposit.

Minimum CIBIL Score

Tax Saver Fixed Deposit

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Tax Saver

Utkarsh Small Finance Bank

Cashback Rate

7.50 to 8.10%

Recurring Deposit

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Recurring

Utkarsh Small Finance Bank

Cashback Rate

6.50 - 8.50%

Fixed Deposit

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Regular

Utkarsh Small Finance Bank

Cashback Rate

Up to 9.10%

Star Flexi Recurring Deposit

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Flexi Recurring Deposit

Bank of India

Cashback Rate

Up to 7.95%

Fixed/Short Term Deposit

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Short Term

Bank of India

Cashback Rate

Up to 6.65%

BOI Recurring Term Deposit

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Recurring

Bank of India

Cashback Rate

Up to 7.95%

BOI STAR SUNIDHI DEPOSIT SCHEME

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Tax Saver

Bank of India

Cashback Rate

7.25%

Double Benefit Term Deposit

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Regular

Bank of India

Cashback Rate

Up to 7.95%.

BOI Quarterly Deposit

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Quarterly Deposit

Bank of India

Cashback Rate

Up to 7.90%

Star Monthly Income Fixed Deposit

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Monthly Deposit

Bank of India

Cashback Rate

Up to 7.90%

Cent Floating Deposit Scheme

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Floating Interest Rate

Central Bank of India

Cashback Rate

Interest rates keep fluctuating from time to time due to changes in the Repo rate.

CENT GREEN TIME DEPOSIT SCHEME

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Green Deposit

Central Bank of India

Cashback Rate

Up to 7.75%

CENT SUPER 999 DAYS

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Regular

Central Bank of India

Cashback Rate

6.50 to 7.00% per annum.

Cent Super Time Deposit for 555 Days

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Regular

Central Bank of India

Cashback Rate

7.25 to 7.75% per annum.

Cent Super Callable Time Deposit for 444 days

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Regular

Central Bank of India

Cashback Rate

7.45 to 7.95%

Cent Tax Saving Deposit

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Tax Saver

Central Bank of India

Cashback Rate

6.75% to 7.25%

Quarterly Interest Deposit Receipt (QIDR)

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Quarterly

Central Bank of India

Cashback Rate

Up to 7.50%

Monthly Interest Deposit Receipt (MIDR)

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Monthly

Central Bank of India

Cashback Rate

Up to 7.50%

Money Multiplier Deposit Certificate (MMDC)

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Money Multiplier

Central Bank of India

Cashback Rate

Up to 7.50%

Cent Garima Term Deposit Scheme

Cashback Rate

Type

Bank

Interest Rate

Forex Rate

Regular

Central Bank of India

Cashback Rate

8.05%

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Fixed Deposit

Explore India's largest collection of unbiased Fixed Deposit reviews. All fixed deposit reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with fixed deposit.

  • Utkarsh Small Finance Bank is listed on both BSE and NSE.
  • It reported a profit of 498 crores in the latest financial year compared to a profit of 405 crores in the previous financial year.
  • ICRA has rated the Utkarsh Small Finance Bank as [ICRA]A1+.

Interest Rate

7.50 to 8.10%

5 years

Tenure

Tax Benefits

Tax exemption under section 80C of the Income Tax Act, 1961.

  • Utkarsh Small Finance Bank is listed on both BSE and NSE.
  • It reported a profit of 498 crores in the latest financial year compared to a profit of 405 crores in the previous financial year.
  • ICRA has rated the Utkarsh Small Finance Bank as [ICRA]A1+.

Interest Rate

6.50 - 8.50%

6 months to 10 years.

Tenure

Tax Benefits

None

  • Utkarsh Small Finance Bank is listed on both BSE and NSE.
  • It reported a profit of 498 crores in the latest financial year compared to a profit of 405 crores in the previous financial year.
  • ICRA has rated the Utkarsh Small Finance Bank as [ICRA]A1+.

Interest Rate

Up to 9.10%

7 days to 10 years.

Tenure

Tax Benefits

None

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 7.95%

12 months to 10 years.

Tenure

Tax Benefits

None

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 6.65%

Up to 6 months.

Tenure

Tax Benefits

None

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 7.95%

3 months to 10 years.

Tenure

Tax Benefits

None

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

7.25%

5- 10 years.

Tenure

Tax Benefits

Tax exemption under section 80C of the Income Tax Act, 1961.

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 7.95%.

6 months to 120 months.

Tenure

Tax Benefits

None

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 7.90%

Up to 10 years.

Tenure

Tax Benefits

None

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 7.90%

Up to 10 years

Tenure

Tax Benefits

None

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

Interest rates keep fluctuating from time to time due to changes in the Repo rate.

1 to 3 years.

Tenure

Tax Benefits

None

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

Up to 7.75%

1111,2222,3333 days

Tenure

Tax Benefits

None

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

6.50 to 7.00% per annum.

999 Days

Tenure

Tax Benefits

None

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

7.25 to 7.75% per annum.

555 Days

Tenure

Tax Benefits

None

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

7.45 to 7.95%

444 days

Tenure

Tax Benefits

None

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

6.75% to 7.25%

5 years.

Tenure

Tax Benefits

Tax exemption under section 80C of the Income Tax Act, 1961

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

Up to 7.50%

12 months to 120 months.

Tenure

Tax Benefits

None

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

Up to 7.50%

12 months to 120 months.

Tenure

Tax Benefits

None

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

Up to 7.50%

6 months to 120 months.

Tenure

Tax Benefits

None

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

8.05%

777 days

Tenure

Tax Benefits

None

Cashback Rate

Cashback Rate

MyRupaya Ratings :-

MyRupaya Ratings

Cashback Rate

Cashback Rate

Cashback Rate

MyRupaya Ratings :-

Cashback Rate

Cashback Rate

Cashback Rate

MyRupaya Ratings :-

Cashback Rate

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Tax Saver Fixed Deposit

MyRupaya Ratings :-

  • Utkarsh Small Finance Bank is listed on both BSE and NSE.
  • It reported a profit of 498 crores in the latest financial year compared to a profit of 405 crores in the previous financial year.
  • ICRA has rated the Utkarsh Small Finance Bank as [ICRA]A1+.

Interest Rate

7.50 to 8.10%

5 years

Tenure

Tax Benefits

Tax exemption under section 80C of the Income Tax Act, 1961.

Recurring Deposit

MyRupaya Ratings :-

  • Utkarsh Small Finance Bank is listed on both BSE and NSE.
  • It reported a profit of 498 crores in the latest financial year compared to a profit of 405 crores in the previous financial year.
  • ICRA has rated the Utkarsh Small Finance Bank as [ICRA]A1+.

Interest Rate

6.50 - 8.50%

6 months to 10 years.

Tenure

Tax Benefits

None

Fixed Deposit

MyRupaya Ratings :-

  • Utkarsh Small Finance Bank is listed on both BSE and NSE.
  • It reported a profit of 498 crores in the latest financial year compared to a profit of 405 crores in the previous financial year.
  • ICRA has rated the Utkarsh Small Finance Bank as [ICRA]A1+.

Interest Rate

Up to 9.10%

7 days to 10 years.

Tenure

Tax Benefits

None

Star Flexi Recurring Deposit

MyRupaya Ratings :-

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 7.95%

12 months to 10 years.

Tenure

Tax Benefits

None

Fixed/Short Term Deposit

MyRupaya Ratings :-

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 6.65%

Up to 6 months.

Tenure

Tax Benefits

None

BOI Recurring Term Deposit

MyRupaya Ratings :-

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 7.95%

3 months to 10 years.

Tenure

Tax Benefits

None

BOI STAR SUNIDHI DEPOSIT SCHEME

MyRupaya Ratings :-

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

7.25%

5- 10 years.

Tenure

Tax Benefits

Tax exemption under section 80C of the Income Tax Act, 1961.

Double Benefit Term Deposit

MyRupaya Ratings :-

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 7.95%.

6 months to 120 months.

Tenure

Tax Benefits

None

BOI Quarterly Deposit

MyRupaya Ratings :-

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 7.90%

Up to 10 years.

Tenure

Tax Benefits

None

Star Monthly Income Fixed Deposit

MyRupaya Ratings :-

  • Bank of India is listed on both BSE and NSE.
  • It reported a profit of 6,567 crores in the latest financial year compared to a profit of 3,839 crores in the previous financial year.
  • CRISIL has rated the Bank of India CRISIL A1+.

Interest Rate

Up to 7.90%

Up to 10 years

Tenure

Tax Benefits

None

Cent Floating Deposit Scheme

MyRupaya Ratings :-

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

Interest rates keep fluctuating from time to time due to changes in the Repo rate.

1 to 3 years.

Tenure

Tax Benefits

None

CENT GREEN TIME DEPOSIT SCHEME

MyRupaya Ratings :-

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

Up to 7.75%

1111,2222,3333 days

Tenure

Tax Benefits

None

CENT SUPER 999 DAYS

MyRupaya Ratings :-

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

6.50 to 7.00% per annum.

999 Days

Tenure

Tax Benefits

None

Cent Super Time Deposit for 555 Days

MyRupaya Ratings :-

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

7.25 to 7.75% per annum.

555 Days

Tenure

Tax Benefits

None

Cent Super Callable Time Deposit for 444 days

MyRupaya Ratings :-

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

7.45 to 7.95%

444 days

Tenure

Tax Benefits

None

Cent Tax Saving Deposit

MyRupaya Ratings :-

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

6.75% to 7.25%

5 years.

Tenure

Tax Benefits

Tax exemption under section 80C of the Income Tax Act, 1961

Quarterly Interest Deposit Receipt (QIDR)

MyRupaya Ratings :-

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

Up to 7.50%

12 months to 120 months.

Tenure

Tax Benefits

None

Monthly Interest Deposit Receipt (MIDR)

MyRupaya Ratings :-

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

Up to 7.50%

12 months to 120 months.

Tenure

Tax Benefits

None

Money Multiplier Deposit Certificate (MMDC)

MyRupaya Ratings :-

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

Up to 7.50%

6 months to 120 months.

Tenure

Tax Benefits

None

Cent Garima Term Deposit Scheme

MyRupaya Ratings :-

  • Central Bank of India is listed on both BSE and NSE.
  • It reported a profit of 2,677 crores in the latest financial year compared to a profit of 1,688 crores in the previous financial year.
  • CRISIL has rated the Central Bank of India CRISIL A1+.

Interest Rate

8.05%

777 days

Tenure

Tax Benefits

None

Cashback Rate

Cashback Rate

MyRupaya Ratings :-

MyRupaya Ratings

Cashback Rate

Cashback Rate

Cashback Rate

MyRupaya Ratings :-

Cashback Rate

Cashback Rate

Cashback Rate

MyRupaya Ratings :-

Cashback Rate

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