

Home Loans
Explore India's largest collection of unbiased home loan reviews. All home loan reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with home loans.
PNB Gen-Next – Housing Loan for Salaried
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Maximum Loan Tenure
Up to 30 years.
Maximum Loan Amount
No limit
Fixed / Floating
Both
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Housing Loan for PNB Pride Customers
Interest Rate
For Floating: 8.45% to 10.10% per annum. 9.45% to 11.60% for Fixed.
Maximum Loan Tenure
For repairs/renovation/alterations to the house/flat: 15 years.
For others: 30 years.
Maximum Loan Amount
For construction/purchase of house/flat: No limit.
For purchase of land/ Plot for house building/repairs/renovation/alterations: 50 lakh.
Fixed / Floating
Both
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Composite Loan For Purchase Of Residential Plot And Construction Of A House
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Maximum Loan Tenure
Up to 30 years.
Maximum Loan Amount
No limit
Fixed / Floating
Both
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Term Loan to Housing Loan Borrowers for Personal Needs
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Maximum Loan Tenure
Up to 30 years.
Maximum Loan Amount
1,00,00,000
Fixed / Floating
Both
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PNB Max-Saver
Interest Rate
For Fixed: 9.55% to 11.75% per annum. For Floating: 8.55% to 10.25% per annum.
Maximum Loan Tenure
Up to 30 years.
Maximum Loan Amount
No limit
Fixed / Floating
Both
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Micro Housing Loan
Interest Rate
For Floating: 10.76% to 18.35% per annum. For Fixed: 12.75% to 26% per annum.
Maximum Loan Tenure
Up to 20 years.
Maximum Loan Amount
Up to 20 lakh.
Fixed / Floating
Both
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Top Up Loan
Interest Rate
8.70% to 11.70% per annum.
Maximum Loan Tenure
Balance tenure of home loan or 7 years whichever is higher.
Maximum Loan Amount
As per eligibility under the South Indian Bank home loan.
Fixed / Floating
Floating
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Cent Top Up Scheme
Interest Rate
9.35% to 9.80%.
Maximum Loan Tenure
Maximum tenure cannot exceed the remaining tenure of existing home loan.
Maximum Loan Amount
Maximum INR 1 Crore.
Fixed / Floating
Floating interest rate.
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Subha Gruha Gen Next
Interest Rate
Floating: 8.50% to 10.60% per annum. Fixed:11%.
Maximum Loan Tenure
Up to 30 years.
Maximum Loan Amount
Not specified by the bank.
Fixed / Floating
Both
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PNB Gen-Next – Housing Loan for Salaried
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years.
No limit
Cashback Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
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Pradhan Mantri Awas Yojana
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years
30,00,000
Cashback Rate
8.85% onwards. Up to 6.5% after subsidy.
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Housing Loan for PNB Pride Customers
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
For repairs/renovation/alterations to the house/flat: 15 years.
For others: 30 years.
For construction/purchase of house/flat: No limit.
For purchase of land/ Plot for house building/repairs/renovation/alterations: 50 lakh.
Cashback Rate
For Floating: 8.45% to 10.10% per annum. 9.45% to 11.60% for Fixed.
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Composite Loan For Purchase Of Residential Plot And Construction Of A House
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years.
No limit
Cashback Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
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Term Loan to Housing Loan Borrowers for Personal Needs
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years.
1,00,00,000
Cashback Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
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PNB Max-Saver
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years.
No limit
Cashback Rate
For Fixed: 9.55% to 11.75% per annum. For Floating: 8.55% to 10.25% per annum.

Pre-qualified Top-Up Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 7 years
10,00,000
Cashback Rate
1% more than the core loan interest rate.

Home Improvement Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 15 years.
25,00,000
Cashback Rate
8.75% to 17.75% per annum.

Composite (Plot Purchase & Self Construction)
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
20 years
50,00,000
Cashback Rate
8.75% to 17.75% per annum.

Purchase and Construction Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
20 years.
75,00,000
Cashback Rate
8.75% to 17.75% per annum.

Micro Housing Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 20 years.
Up to 20 lakh.
Cashback Rate
For Floating: 10.76% to 18.35% per annum. For Fixed: 12.75% to 26% per annum.

Dream Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 25 years.
Up to 1 crore.
Cashback Rate
10.76% to 18.35% per annum.

SIB- DECOR
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Maximum 7 years.
Up to 1 crore.
Cashback Rate
13.90% to 14.15% per annum.

Top Up Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Balance tenure of home loan or 7 years whichever is higher.
As per eligibility under the South Indian Bank home loan.
Cashback Rate
8.70% to 11.70% per annum.

SIB Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years.
Up to 15 crores.
Cashback Rate
8.70% to 11.70% per annum.
Mortgages - Home Decor
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 6 years.
Up to 10,00,000.
Cashback Rate
Floating: 12.30%, Fixed: 13%.
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Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years.
Upto INR 3 Crores
Cashback Rate
9.75% to 16.75%
Home-Advantage-Scheme
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years.
No limit
Cashback Rate
Floating: 9.60% to 10.35% per annum. Fixed: 12%
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Cent Top Up Scheme
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Maximum tenure cannot exceed the remaining tenure of existing home loan.
Maximum INR 1 Crore.
Cashback Rate
9.35% to 9.80%.
Subha Gruha Gen Next
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years.
Not specified by the bank.
Cashback Rate
Floating: 8.50% to 10.60% per annum. Fixed:11%.
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