

Home Loans
Explore India's largest collection of unbiased home loan reviews. All home loan reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with home loans.
Home Improvement Scheme
Interest Rate
Floating: 9.75% to 9.90% per annum. Fixed: 12%.
Maximum Loan Tenure
Up to 15 years.
Maximum Loan Amount
Up to 25,00,000.
Fixed / Floating
Both
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Cent Home Loan Scheme for purchasing 3rd or 4th house/flat.
Interest Rate
9.35% to 9.80%.
Maximum Loan Tenure
Not specified.
Maximum Loan Amount
Not capped.
Fixed / Floating
Floating Interest Rate.
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Subha Gruha Top up Loan
Interest Rate
Floating: 9.60% to 10.35% per annum. Fixed: 12 %
Maximum Loan Tenure
Up to 15 years.
Maximum Loan Amount
Up to 2,00,00,000.
Fixed / Floating
Both
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Capital Small Finance Bank Housing Loan
Interest Rate
11.50% to 12.10% per annum.
Maximum Loan Tenure
Not specified by the bank.
Maximum Loan Amount
Not specified by the bank.
Fixed / Floating
Floating
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Cent Home Loan
Interest Rate
8.5% to 9.5%.
Maximum Loan Tenure
For purchase/construction of new home, maximum tenure is 30 years. For extension/repair, renovation of existing home loan, maximum tenure is 10 years.
Maximum Loan Amount
Not capped.
Fixed / Floating
Floating interest rate.
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Cent Grih Lakshmi
Interest Rate
8.35% to 9.25%
Maximum Loan Tenure
For purchase/construction of new home, maximum tenure is 30 years. For extension/repair, renovation of existing home loan, maximum tenure is 10 years.
Maximum Loan Amount
Not capped.
Fixed / Floating
Floating
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Maha Super Green Housing Loan
Interest Rate
For Floating interest rate: 8.35% to 10.80% per annum, for Fixed interest rate: 11.25% to 12.45% per annum.
Maximum Loan Tenure
Up to 30 years or on borrower reaching the age of 75 years whichever is earlier.
Maximum Loan Amount
Not specified by the bank.
Fixed / Floating
Both
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CSB Bank Housing Loan
Interest Rate
9.69% p.a. for loans upto Rs 75 lakhs and 9.94% p.a. for loans above Rs 75 lakhs.
Maximum Loan Tenure
Upto 20 years.
Maximum Loan Amount
Not capped.
Fixed / Floating
Floating
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Maha Bank Top-Up Loan for Repair/Renovation/Extention/Furnishing
Interest Rate
For Floating interest rate: 8.65% to 11.10% per annum, for Fixed interest rate:11.45% to 12.65% per annum.
Maximum Loan Tenure
Up to 15 years.
Maximum Loan Amount
100% of the repair, renovation, and alteration cost or LTV ratio should not be more than 75% whichever is lower.
Fixed / Floating
Both
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Maha Super Flexi Housing Loan Scheme
Interest Rate
For Floating interest rate: 8.70% to 11.15% per annum, for Fixed interest rate: 11.35% to 12.55% per annum.
Maximum Loan Tenure
Up to 30 years or on borrower reaching the age of 75 years whichever is earlier.
Maximum Loan Amount
No limit.
Fixed / Floating
Both
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Home Improvement Scheme
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 15 years.
Up to 25,00,000.
Cashback Rate
Floating: 9.75% to 9.90% per annum. Fixed: 12%.
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Cent Home Loan Scheme for purchasing 3rd or 4th house/flat.
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Not specified.
Not capped.
Cashback Rate
9.35% to 9.80%.
Subha Gruha Top up Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 15 years.
Up to 2,00,00,000.
Cashback Rate
Floating: 9.60% to 10.35% per annum. Fixed: 12 %
Subha Gruha
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years.
No limit
Cashback Rate
Floating: 8.50% to 10.60% per annum. Fixed: 11 %
IND Mortgage
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 15 years.
Up to 25,00,00,000.
Cashback Rate
10.10% to 11.75% per annum.
IB Home Loan Plus
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 15 years.
Up to 10,00,00,000.
Cashback Rate
8.90% to 10.00% per annum.
IB Home Loan Flexi
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Not specified on the website.
No limit.
Cashback Rate
8.80% to 10.20% per annum.
IB Home Enrich.
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 10 years.
Up to 10,00,000
Cashback Rate
9.40% to 9.95% per annum.
IB Home Improve
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 10 years.
Up to 3,00,00,000
Cashback Rate
8.90% to 10.30% per annum.
IB Plot Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 15 years.
Up to 12,00,00,000
Cashback Rate
9.40% to 10.80% per annum.
IB Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years.
Not specified by the bank.
Cashback Rate
8.40% to 9.80% per annum.
Capital Small Finance Bank Housing Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Not specified by the bank.
Not specified by the bank.
Cashback Rate
11.50% to 12.10% per annum.
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Cent Home Double Plus Scheme.
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Not specified.
Not capped.
Cashback Rate
9.35% to 9.80%.
DCB Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Not specified by the bank.
Up to 5,00,00,000
Cashback Rate
9.75% to 17% per annum.
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Cent Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
For purchase/construction of new home, maximum tenure is 30 years. For extension/repair, renovation of existing home loan, maximum tenure is 10 years.
Not capped.
Cashback Rate
8.5% to 9.5%.
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Cent Grih Lakshmi
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
For purchase/construction of new home, maximum tenure is 30 years. For extension/repair, renovation of existing home loan, maximum tenure is 10 years.
Not capped.
Cashback Rate
8.35% to 9.25%
Maha Super Green Housing Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years or on borrower reaching the age of 75 years whichever is earlier.
Not specified by the bank.
Cashback Rate
For Floating interest rate: 8.35% to 10.80% per annum, for Fixed interest rate: 11.25% to 12.45% per annum.
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CSB Bank Housing Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Upto 20 years.
Not capped.
Cashback Rate
9.69% p.a. for loans upto Rs 75 lakhs and 9.94% p.a. for loans above Rs 75 lakhs.
Maha Bank Top-Up Loan for Repair/Renovation/Extention/Furnishing
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 15 years.
100% of the repair, renovation, and alteration cost or LTV ratio should not be more than 75% whichever is lower.
Cashback Rate
For Floating interest rate: 8.65% to 11.10% per annum, for Fixed interest rate:11.45% to 12.65% per annum.
Maha Super Flexi Housing Loan Scheme
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years or on borrower reaching the age of 75 years whichever is earlier.
No limit.
Cashback Rate
For Floating interest rate: 8.70% to 11.15% per annum, for Fixed interest rate: 11.35% to 12.55% per annum.
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