Home Loans
Explore India's largest collection of unbiased home loan reviews. All home loan reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with home loans.
Home Improvement Loan
Interest Rate
For loans upto INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.5% (Cibil 825 +) to 10.65% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.05% (Cibil less than 170). For loans above INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.5% (Cibil 825 +) to 10.85% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.25% (Cibil less than 170).
Maximum Loan Tenure
30 years
Maximum Loan Amount
No upper limit.
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Home loan
Interest Rate
Starting from 9.5% per annum.
Maximum Loan Tenure
25 years or retirement age whichever is earlier
Maximum Loan Amount
INR 10 Crore
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Affordable Housing scheme (Pradhan Mantri Awas Yojana )
Interest Rate
EWS and LIG: lowest interest rate category, which offers a interest subsidy of 6.50% on a maximum loan amount of INR 6,00,000. This means that the borrower will pay an effective interest rate of (original interest rate - 6.50%) on INR 6,00,000 and the original interest rate on the remaining loan amount. This category is for households with an annual income of up to INR 6,00,000. This category also requires that the property should have a woman owner or co-owner.
MIG 1: second lowest interest rate category, which offers a subsidy of 4.00% on a maximum loan amount of INR 9,00,000. This means that the borrower will pay an effective interest rate of (original interest rate - 4.00%) on INR 9,00,000 and the original interest rate on the remaining loan amount. This category is for households with an annual income of between INR 6,00,001 and INR 12,00,000. This category does not require a woman owner or co-owner.
MIG 2: highest interest rate category, which offers a subsidy of 3.00% on a maximum loan amount of INR 12,00,000. This means that the borrower will pay an effective interest rate of (original interest rate - 3.00%) on INR 12,00,000 and the original interest rate on the remaining loan amount. This category is for households with an annual income of between INR 12,00,001 and INR 18,00,000. This category does not require a woman owner or co-owner.
Maximum Loan Tenure
25 years or retirement age whichever is earlier
Maximum Loan Amount
EWS and LIG- ₹ 6,00,000
MIG 1 - ₹ 9,00,000
MIG 2 - ₹ 12,00,000
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Suraksha Home Loan
Interest Rate
Minimum interest rate (floating) - 9.15%
Maximum interest rate (floating) - 13.32%
Final interest rate determined as per Individual Credit Score
Maximum Loan Tenure
30 years or until the borrower reaches 75 years of age, whichever is earlier.
Maximum Loan Amount
No upper limit.
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Sajavat Home Loan
Interest Rate
Minimum interest rate (floating) - 9.15%
Maximum interest rate (floating) - 13.32%
Final interest rate is determined as per Individual Credit Score
Maximum Loan Tenure
15 years.
Maximum Loan Amount
No upper cap.
Fixed / Floating
Floating.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Su-awas Micro Home Loan
Interest Rate
Minimum interest rate – 13.00%
Maximum interest rate – 15.00%
Final interest rate will be decided as per Individual Credit Score
Maximum Loan Tenure
Not specified.
Maximum Loan Amount
Not specified.
Fixed / Floating
Not specified.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Suvidha Home Loan
Interest Rate
Minimum interest rate (floating) - 9.16%
Maximum interest rate (floating) - 13.33%
Final interest rate is determined as per Individual Credit Score
Maximum Loan Tenure
30 years or until the borrower reaches 75 years of age, whichever is earlier.
Maximum Loan Amount
No upper limit.
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Home loan
Interest Rate
For Self-Employed Applicants
9.10 percent to 14.75 percent p.a.
For Salaried Applicants
8.80 percent to 14 percent p.a.
Maximum Loan Tenure
30 years.
Maximum Loan Amount
No upper limit.
Fixed / Floating
Floating.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Home Construction Loan
Interest Rate
For Self-Employed Applicants
9.10 percent to 14.75 percent p.a.
For Salaried Applicants
8.80 percent to 14 percent p.a.
Maximum Loan Tenure
20 years or till the time borrower reaches the age of 60 (for salaried) or 70 (for self-employed).
Maximum Loan Amount
No upper limit.
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Home Improvement Loan
Interest Rate
For Self-Employed Applicants
9.10 percent to 14.75 percent p.a.
For Salaried Applicants
8.80 percent to 14 percent p.a.
Maximum Loan Tenure
10 years.
Maximum Loan Amount
Not specified.
Fixed / Floating
Floating.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Home Extension Loan
Interest Rate
For Self-Employed Applicants
9.10 percent to 14.75 percent p.a.
For Salaried Applicants
8.80 percent to 14 percent p.a.
Maximum Loan Tenure
20 years.
Maximum Loan Amount
Not specified.
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Home Loan
Interest Rate
8.45% - 10.75% for salaried / professional
8.55% - 12.25% for non-salaried
Maximum Loan Tenure
30 years - For salaried individuals,
20 years - For self-employed professionals,
20 years - For self-employed non-professionals
Maximum Loan Amount
No upper limit specified.
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Pradhan Mantri Awas Yojna - Credit Linked Subsidy Scheme
Interest Rate
8.45% - 10.75% for salaried / professional
8.55% - 12.25% for non-salaried
Interest Subsidy (% p.a.) :
EWS & LIG : 6.50
MIG-I : 4.00
MIG-II : 3.00
Max. Interest subsidy Amount(INR) :
EWS & LIG : 2,67,280
MIG-I : 2,35,068
MIG-II : 2,30,156
Maximum Loan Tenure
The maximum loan tenure for this scheme is 30 years for salaried borrowers and 20 years for self-employed borrowers. However, for the purpose of computation of interest subsidy, the loan tenure will be restricted up to 15 years or the actual loan tenure, whichever is lower.
Maximum Loan Amount
EWS & LIG : 6,00,000
MIG-I : 9,00,000
MIG-II : 12,00,000
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
IB Home Loan
Interest Rate
IB Home Loan to Elite Customers (Rs.15 lakhs & above) 8.60% to 8.90%
IB Home Loan to Elite Customers (Rs.15 lakhs & above) – Takeover 8.50% to 8.80%
IB Home Loan (CRE) to Elite Customers (Rs.15 lakhs & above) 9.00% to 9.40%
IB Home Loan to General Customers 9.20% to 9.40%
IB Home Loan CRE to General Customers 9.70% to 9.90%
Maximum Loan Tenure
30 Years.
Maximum Loan Amount
No upper cap.
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
IB Home Improve
Interest Rate
IB Home Improve to Elite Customers (Rs.15 lakhs & above) 8.90% to 9.30%
IB Home Improve to General Customers 9.70% to 9.90%
Maximum Loan Tenure
10 years.
Maximum Loan Amount
36 times of Gross Monthly Income subject to a maximum of Rs.300 lakhs.
Spouse Income can be included for calculating eligible amount can be included for availing this facility
Income of spouse /Adult children can be included even if not originally taken in account for Home loan.
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
HSBC Home Loan
Interest Rate
8.45% p.a. (Balance Transfer Loans), 8.75% p.a. (Salaried), 8.85% p.a. (Self-employed)
Maximum Loan Tenure
Loans are available for tenures up to 25 years for salaried customers and up to 20 years for self employed customers up.
Maximum Loan Amount
Loans ranging from INR 3,00,000 up to INR 40,00,00,000.
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Smart Home Loan
Interest Rate
9.40% p.a. (Salaried)
9.50% p.a. (Self employed)
Maximum Loan Tenure
Loans are available for tenures up to 25 years for salaried customers and up to 20 years for self employed customers up,
Maximum Loan Amount
Loans ranging from INR 5,00,000 up to INR 40,00,00,000.
Fixed / Floating
Floating
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Home Improvement Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years
No upper limit.
Cashback Rate
For loans upto INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.5% (Cibil 825 +) to 10.65% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.05% (Cibil less than 170). For loans above INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.5% (Cibil 825 +) to 10.85% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.25% (Cibil less than 170).
Home loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
25 years or retirement age whichever is earlier
INR 10 Crore
Cashback Rate
Starting from 9.5% per annum.
Affordable Housing scheme (Pradhan Mantri Awas Yojana )
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
25 years or retirement age whichever is earlier
EWS and LIG- ₹ 6,00,000
MIG 1 - ₹ 9,00,000
MIG 2 - ₹ 12,00,000
Cashback Rate
EWS and LIG: lowest interest rate category, which offers a interest subsidy of 6.50% on a maximum loan amount of INR 6,00,000. This means that the borrower will pay an effective interest rate of (original interest rate - 6.50%) on INR 6,00,000 and the original interest rate on the remaining loan amount. This category is for households with an annual income of up to INR 6,00,000. This category also requires that the property should have a woman owner or co-owner.
MIG 1: second lowest interest rate category, which offers a subsidy of 4.00% on a maximum loan amount of INR 9,00,000. This means that the borrower will pay an effective interest rate of (original interest rate - 4.00%) on INR 9,00,000 and the original interest rate on the remaining loan amount. This category is for households with an annual income of between INR 6,00,001 and INR 12,00,000. This category does not require a woman owner or co-owner.
MIG 2: highest interest rate category, which offers a subsidy of 3.00% on a maximum loan amount of INR 12,00,000. This means that the borrower will pay an effective interest rate of (original interest rate - 3.00%) on INR 12,00,000 and the original interest rate on the remaining loan amount. This category is for households with an annual income of between INR 12,00,001 and INR 18,00,000. This category does not require a woman owner or co-owner.
Home Improvement Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
25 years
10 crs or upto 90% of the property
Cashback Rate
Starts from 9.5%
Home Extension Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
25 years
10 crs
Cashback Rate
Starts from 9.5%
Suraksha Home Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years or until the borrower reaches 75 years of age, whichever is earlier.
No upper limit.
Cashback Rate
Minimum interest rate (floating) - 9.15%
Maximum interest rate (floating) - 13.32%
Final interest rate determined as per Individual Credit Score
Sajavat Home Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
15 years.
No upper cap.
Cashback Rate
Minimum interest rate (floating) - 9.15%
Maximum interest rate (floating) - 13.32%
Final interest rate is determined as per Individual Credit Score
Su-awas Micro Home Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Not specified.
Not specified.
Cashback Rate
Minimum interest rate – 13.00%
Maximum interest rate – 15.00%
Final interest rate will be decided as per Individual Credit Score
Suvidha Home Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years or until the borrower reaches 75 years of age, whichever is earlier.
No upper limit.
Cashback Rate
Minimum interest rate (floating) - 9.16%
Maximum interest rate (floating) - 13.33%
Final interest rate is determined as per Individual Credit Score
Home loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years.
No upper limit.
Cashback Rate
For Self-Employed Applicants
9.10 percent to 14.75 percent p.a.
For Salaried Applicants
8.80 percent to 14 percent p.a.
Home Construction Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
20 years or till the time borrower reaches the age of 60 (for salaried) or 70 (for self-employed).
No upper limit.
Cashback Rate
For Self-Employed Applicants
9.10 percent to 14.75 percent p.a.
For Salaried Applicants
8.80 percent to 14 percent p.a.
Home Improvement Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
10 years.
Not specified.
Cashback Rate
For Self-Employed Applicants
9.10 percent to 14.75 percent p.a.
For Salaried Applicants
8.80 percent to 14 percent p.a.
Home Extension Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
20 years.
Not specified.
Cashback Rate
For Self-Employed Applicants
9.10 percent to 14.75 percent p.a.
For Salaried Applicants
8.80 percent to 14 percent p.a.
Home Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years - For salaried individuals,
20 years - For self-employed professionals,
20 years - For self-employed non-professionals
No upper limit specified.
Cashback Rate
8.45% - 10.75% for salaried / professional
8.55% - 12.25% for non-salaried
Pradhan Mantri Awas Yojna - Credit Linked Subsidy Scheme
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
The maximum loan tenure for this scheme is 30 years for salaried borrowers and 20 years for self-employed borrowers. However, for the purpose of computation of interest subsidy, the loan tenure will be restricted up to 15 years or the actual loan tenure, whichever is lower.
EWS & LIG : 6,00,000
MIG-I : 9,00,000
MIG-II : 12,00,000
Cashback Rate
8.45% - 10.75% for salaried / professional
8.55% - 12.25% for non-salaried
Interest Subsidy (% p.a.) :
EWS & LIG : 6.50
MIG-I : 4.00
MIG-II : 3.00
Max. Interest subsidy Amount(INR) :
EWS & LIG : 2,67,280
MIG-I : 2,35,068
MIG-II : 2,30,156
IB Home Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 Years.
No upper cap.
Cashback Rate
IB Home Loan to Elite Customers (Rs.15 lakhs & above) 8.60% to 8.90%
IB Home Loan to Elite Customers (Rs.15 lakhs & above) – Takeover 8.50% to 8.80%
IB Home Loan (CRE) to Elite Customers (Rs.15 lakhs & above) 9.00% to 9.40%
IB Home Loan to General Customers 9.20% to 9.40%
IB Home Loan CRE to General Customers 9.70% to 9.90%
IB Home Improve
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
10 years.
36 times of Gross Monthly Income subject to a maximum of Rs.300 lakhs.
Spouse Income can be included for calculating eligible amount can be included for availing this facility
Income of spouse /Adult children can be included even if not originally taken in account for Home loan.
Cashback Rate
IB Home Improve to Elite Customers (Rs.15 lakhs & above) 8.90% to 9.30%
IB Home Improve to General Customers 9.70% to 9.90%
IB Home Enrich
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Maximum 10 years
Maximum – Rs.10.00 lakhs
Cashback Rate
9.40% to 9.95%
HSBC Home Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Loans are available for tenures up to 25 years for salaried customers and up to 20 years for self employed customers up.
Loans ranging from INR 3,00,000 up to INR 40,00,00,000.
Cashback Rate
8.45% p.a. (Balance Transfer Loans), 8.75% p.a. (Salaried), 8.85% p.a. (Self-employed)
Smart Home Loan
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Loans are available for tenures up to 25 years for salaried customers and up to 20 years for self employed customers up,
Loans ranging from INR 5,00,000 up to INR 40,00,00,000.
Cashback Rate
9.40% p.a. (Salaried)
9.50% p.a. (Self employed)
- Page 6