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Credit cards with Airport lounge access

For frequent flyers and business travelers, access to airport lounges is more than just a luxury’s a necessity. With the right credit cards with lounge access, you can enjoy comfortable seating, free Wi-Fi, refreshments, and even premium services before your flight. we help you find the best credit cards with airport lounge access in India that suit your travel lifestyle.
Credit cards offering free airport lounge access in India

What we do

MyRupaya.in is India’s trusted platform for comparing, reviewing, and choosing the right credit cards. We simplify financial decisions by bringing together detailed information, unbiased reviews, and exclusive tools. Whether you’re looking for rewards, cashback, or VIP lounge access credit cards, MyRupaya makes it easy to select the perfect card.

Our Airport Lounge Finder Feature

One of our most popular tools is the Airport Lounge Finder. This feature allows you to
quickly check which credit cards that offer lounge access are accepted at your nearest
domestic or international airport.

With the Lounge Finder, you can:
  • Search lounges across India’s major airports
  • Filter by bank and card type (Visa, Mastercard, RuPay, Amex)
  • Compare benefits across multiple cards
  • See details of lounge amenities before you travel
     
Click below to try our Airport Lounge Finder and instantly check which of your cards
offer lounge access

Why Choose a Credit Card With Lounge Access?

  • Travel Comfort: Skip crowded terminals and enjoy a peaceful pre-boarding experience.
  • Food & Beverages: Complimentary snacks, meals, and drinks.
  • Work-Friendly: Free Wi-Fi and quiet zones for business travelers.
  • Luxury Add-Ons: Some credit cards with airline lounge access also offer spa, shower, and concierge services.
List of cards for the middle class that offer at least 1 lounge visit and whose annual fee is less than INR 6,000
Axis Bank Pride Signature Credit Card

Exclusive card for defense personnel with lifestyle rewards and travel benefits. Honors the service community.

Lounge Benefit

Travel Benefits: Customers will get 2 complimentary airport lounge access facilities within India per calendar quarter.

Annual Fee

1st Year: Nil

"Credit cards offering free airport lounge access in India
Axis Bank
Ixigo AU Travel Credit Card

Co-branded travel card offering discounts on flights, hotels, and Ixigo bookings. Best for frequent domestic travelers.

Lounge Benefit

Travel Benefits: 6 complimentary domestic airport lounge access per year, and priority pass membership for relaxation during travel, and 4 complimentary railway lounge access per year.

Annual Fee

for Add-on Card:Freeup to 3 lifetime add-on cards.

"Credit cards offering free airport lounge access in India
AU Small Finance Bank
Canara Bank Visa Platinum Credit Card

Affordable card with reward points, insurance cover, and surcharge waivers. Perfect for everyday users.

Lounge Benefit

None.

Annual Fee

Annual membership fee: NIL

"Credit cards offering free airport lounge access in India
Canara Bank
RBL Bank Platinum Plus Credit Card

Offers shopping, dining, and entertainment benefits at affordable fees. Designed for young professionals.

Lounge Benefit

Users will get 2 complimentary access per year to domestic airport lounges. You need to spend Rs. 15,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter. 

Annual Fee

Rs 999, waived off on eligible annual spends of INR 1 lakh or more.

"Credit cards offering free airport lounge access in India
RBL Bank
ICICI Bank Expressions Credit Card

Personalize your card design and enjoy lifestyle rewards. Best for those seeking style and functionality.

Lounge Benefit

Customers can also avail of one complimentary domestic airport lounge access per quarter, by spending a minimum of Rs 5,000 or above in a calendar quarter on their card to avail of this facility in the next calendar quarter.

Annual Fee

₹499 + GST in the second year onwards; Waived off if you spend more than ₹1,50,000 in the previous year.

"Credit cards offering free airport lounge access in India
ICICI Bank
Bank of India Rupay Platinum Credit Card

Entry-level Rupay card with fuel surcharge waivers and reward points. Good choice for budget-conscious users.

Lounge Benefit

Customers get 2 free domestic lounge visits per quarter and 2 free international lounge visits per year.

Annual Fee

INR 0

"Credit cards offering free airport lounge access in India
Bank of India
Canara Bank Rupay Select Credit Card

Lifestyle card offering dining, shopping, and travel benefits. Suitable for frequent domestic travelers.

Lounge Benefit

Users will get 2 free access per quarter at domestic and international airport lounges each.

Annual Fee

Annual membership fee: NIL

"Credit cards offering free airport lounge access in India
Canara Bank
ICICI Parakram Credit Card

Tailored for defense personnel with cashback and lifestyle privileges. Designed to honor service members.

Lounge Benefit

1 free domestic airport lounge per year.

Annual Fee

(Second year onwards): Nil

"Credit cards offering free airport lounge access in India
ICICI Bank
TVS Credit RBL Bank Card

Focused on EMI benefits and easy finance for two-wheeler purchases. Ideal for TVS customers.

Lounge Benefit

Users will get 1 complimentary access per quarter to executive railway lounges in India.

Annual Fee

Nil

"Credit cards offering free airport lounge access in India
RBL Bank
ICAI Exclusive Bobcard

Designed for chartered accountants with exclusive lifestyle and travel perks. Best for professionals.

Lounge Benefit

Users will get 12 complimentary access at domestic airport lounges per year, 3 every quarter.

Annual Fee

Annual membership fee: NIL

"Credit cards offering free airport lounge access in India
Bank of Baroda
Axis Bank Signature Credit Card

Premium credit card offering golf access, lounge visits, and lifestyle benefits. Perfect for high-income earners.

Lounge Benefit

Travel Benefits: Customers will get 2 complimentary domestic lounge access per quarter and a complimentary priority pass.

Annual Fee

Rs. 3000 (Waived on achievement of spending threshold of Rs. 3 Lakhs in the preceding year)

"Credit cards offering free airport lounge access in India
Axis Bank
HSBC TravelOne Credit Card

Rewards-heavy travel card with airport lounge access and exclusive flight discounts. Best for frequent flyers.

Lounge Benefit

Cardholders will get 6 domestic and 4 international airport lounge visits every year.

Annual Fee

INR 4,999, waived upon spending INR 8,00,000 in a year.

"Credit cards offering free airport lounge access in India
HSBC Bank
Flipkart Axis Bank Credit Card

Popular co-branded card with high cashback on Flipkart and partner spends. Perfect for online shoppers.

Lounge Benefit

Customers will get 4 complimentary lounge access within India per calendar year.

Annual Fee

2nd year Onwards: Rs. 500 Annual fee waived off on annual spends greater than Rs. 2,00,000)

"Credit cards offering free airport lounge access in India
Axis Bank
IDBI Royale Signature Credit Card

Premium lifestyle card with rewards, insurance, and travel perks. Best suited for mid to high spenders.

Lounge Benefit

Domestic airport lounge access facility is available. ( 1 per quarter).

Annual Fee

Nil

"Credit cards offering free airport lounge access in India
IDBI Bank
HPCL BoB ENERGIE

Fuel credit card with high rewards on HPCL transactions. Great for people with heavy fuel expenses.

Lounge Benefit

Other Benefits: 4 lounge access per year (1 per quarter) at partner domestic lounges for primary cardholders.

Annual Fee

Annual Fe: INR 499* *The annual fee will be waived if you spend Rs.50,000 in the preceding year.

"Credit cards offering free airport lounge access in India
Bank of Baroda
Indian Army Yoddha Bobcard

Exclusive card for Indian Army personnel with lifestyle, travel, and reward benefits. A tribute to defense heroes.

Lounge Benefit

Users will get 8 complimentary access at domestic airport lounges per year, twice every quarter.

Annual Fee

Annual membership fee: NIL

"Credit cards offering free airport lounge access in India
Bank of Baroda
LIC Axis Bank Signature Credit Card

Specially designed for LIC customers with insurance-linked benefits and lifestyle rewards.

Lounge Benefit

Cardholders can enjoy 8 complimentary lounge visits per calendar year at selected domestic airports.

Annual Fee

Nil

"Credit cards offering free airport lounge access in India
Axis Bank
Assam Rifles The Sentinel Bobcard

Dedicated card for Assam Rifles personnel with reward programs and privileges. Best for service members.

Lounge Benefit

Users will get 8 complimentary access at domestic airport lounges per year, twice every quarter.

Annual Fee

Annual membership fee: NIL

"Credit cards offering free airport lounge access in India
Bank of Baroda
Yes Bank Card Anq Phi Credit Card

Lifestyle-focused card offering rewards on shopping and dining. Ideal for everyday use.

Lounge Benefit

Travel benefits: Free access to airport lounges internationally three times per year.

Annual Fee

INR 0

"Credit cards offering free airport lounge access in India
Yes Bank
CMA One Bobcard

Customized card for Cost & Management Accountants with lifestyle and professional benefits. Best for finance professionals.

Lounge Benefit

Users will get 12 complimentary access at domestic airport lounges per year, 3 every quarter.

Annual Fee

Annual membership fee: NIL

"Credit cards offering free airport lounge access in India
Bank of Baroda
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