Airtel Axis Bank Credit Card
Product Details
Credit Card Name :
Airtel Axis Bank Credit Card
Bank Name :
Axis Bank
Type :
Rewards Credit Card
Interest Rate :
3.6% per month (52.86% per annum).
Eligibility :
Primary cardholder should be between the age of 18 and 70 years
The individual should be a Resident of India.
Pros
Welcome Benefit: Amazon eVoucher worth Rs.500 on first transaction made within first 30 days of card issuance.
Rewards: 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300), 10% cashback on utility bill payments such as gas, electricity, etc (Capped at INR 300 per month), 10% cashback on Swiggy, Zomato and BigBasket (Capped at INR 500 per month), and 1% cashback on all other spends.
The card also offers 4 complimentary lounge visits per calendar year at select domestic airports.
Customers can up to 20% off at 4000+ restaurants through easydiner program of Axis Bank.
Cons
Low cashback rate on general spends: 1 %
No free movie tickets.
Pros & Cons
Welcome Benefits
Welcome Benefits: Amazon eVoucher worth Rs.500 on first transaction made within first 30 days of card issuance.
Rewards System
Reward System: 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300). 10% cashback on utility bill payments such as gas, electricity, etc (Capped at INR 300 per month). 10% cashback on Swiggy, Zomato and bigbasket (Capped at INR 500 per month). 1% cashback on all other spends.
Effective Cashback Rate: 5%
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Special Feature: 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300 per month).
Eligibility Criteria
Primary cardholder should be between the age of 18 and 70 years
The individual should be a Resident of India.
Benefits
Cashback: You can earn up to 25% cashback on Airtel mobile, broadband, and DTH bill payments.
You can also earn 10% cashback on utility bill payments such as gas, electricity, and water.
Additionally, you can earn 1% cashback on all other spends.
Other benefits: Other benefits of this card include fuel surcharge waiver, dining discounts, and travel insurance.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Airtel Axis Bank Credit Card online through the Airtel Thanks app or the Axis Bank website. Here are the steps involved:
Download the Airtel Thanks app or go to the Axis Bank website.
Click on the "Apply for Credit Card" tab.
Select the "Airtel Axis Bank Credit Card" from the list of cards.
Enter your personal details and contact information.
Upload the required documents.
Submit your application.
An Axis Bank representative will contact you to verify your details and approve your application.
Once your application is approved, you will receive your card in the mail within 7-10 working days.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Axis Bank Airtel Credit Card
Axis Bank Airtel Credit Card is a great feature rich credit card. Its main attraction is that it gets users 25% discount on Airtel Services. If you have airtel broadband, DTH, mobile connection, this card can save you upto INR 300 per month.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 500
Annual fee - INR 500 2nd year onward.
Annual fee waived off on annual spends greater than INR 2,00,000/-.
Cash Withdrawal Fees: 2.5% (Min. INR 500) of the cash amount.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum).
Fuel surcharge: 1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000).
Reward Redemption fee: 0
Forex Mark-up 3.5%
Fuel Surcharge
Fuel surcharge: 1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000). Capped at INR 500 per month.
Billing Cycle
30 Days.