Welcome Benefit: Welcome benefits worth ₹1,650
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IDFC First Power+ Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Welcome benefits worth ₹1,650
Milestone Benefits
None.
Cashback Rate
Users will get up to 6.5% savings on fuel expenses.
5% savings as rewards on grocery & utility expenses.
5% savings as rewards on IDFC FIRST FASTag recharge.
3X rewards on other retail transactions. 1 RP = 0.25 paisa.
Movie Benefits
5% off on movie tickets up to ₹100, once every month.
Dining Benefits
None.
Other Benefits
Other Benefits: Ccmplimentary roadside assistance worth ₹1,399, and personal accident cover of ₹2,00,000 and lost card liability cover of ₹25,000
Lounge Access
Complimentary domestic airport lounge access, once every quarter, on minimum monthly spends of INR 5,000,
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Welcome benefits worth ₹1,650
Milestone Benefits
None.
Cashback Rate
Users will get up to 6.5% savings on fuel expenses.
5% savings as rewards on grocery & utility expenses.
5% savings as rewards on IDFC FIRST FASTag recharge.
3X rewards on other retail transactions. 1 RP = 0.25 paisa.
Movie Benefits
5% off on movie tickets up to ₹100, once every month.
Dining Benefits
None.
Other Benefits
Other Benefits: Ccmplimentary roadside assistance worth ₹1,399, and personal accident cover of ₹2,00,000 and lost card liability cover of ₹25,000
Lounge Access
Complimentary domestic airport lounge access, once every quarter, on minimum monthly spends of INR 5,000,
Fees & Charges of
IDFC First Power+ Credit Card
Joining Fee
INR 499.
Annual Fee
INR 499, waived off on crossing ₹150,000 spent in the previous anniversary year.
Cash Advance Fee
Rs. 199
Interest rate
Interest Rate: 0.75% to 3.5% per month (9% to 42% per annum).
Late Payment Fee
Late payment Charges: 15% of the total amount due as of the previous statement minus any payments received before the due date (subject to a minimum of ₹100 and a maximum of ₹1,300).
Foreign Currency Transactions Fee
3.50%
Other Fees
Cash advance transaction fee: ₹199. | Foreign Exchange Mark-up Fee: 3.50%. | Reward Redemption Fee: ₹99 per redemption transaction.
Joining Fee
INR 499.
Annual Fee
INR 499, waived off on crossing ₹150,000 spent in the previous anniversary year.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 0.75% to 3.5% per month (9% to 42% per annum).
Late Payment Fee
Late payment Charges: 15% of the total amount due as of the previous statement minus any payments received before the due date (subject to a minimum of ₹100 and a maximum of ₹1,300).
Foreign Currency Transactions Fee
3.50%
Other Fees
Cash advance transaction fee: ₹199. | Foreign Exchange Mark-up Fee: 3.50%. | Reward Redemption Fee: ₹99 per redemption transaction.
Fee and Charges of
IDFC First Power+ Credit Card
Special Features
Users will be rewarded for every UPI transaction.
Eligibility Criteria
Nationality: You must be an Indian citizen.
Age: You must be at least 21 years old.
Income: Your annual income should be Rs. 3 lakh or more.
Speical Feature, Eligibility and Benefits of
IDFC First Power+ Credit Card
How to apply for Credit Card?
Visit the IDFC FIRST Bank website: https://www.idfcfirstbank.com/credit-card
Click on "Credit Cards" and then "Apply Now."
Choose the "IDFC FIRST Power+" card and click "Apply Now."
Fill out the online application form with your personal details, income information, and employment details.
Upload the required documents (PAN card, ID proof, income proof) as instructed.
Submit the application and await a response from the bank.
Contact Details
1800 10 888
Account Opening and Procedure of
IDFC First Power+ Credit Card
The IDFC FIRST Power+ Credit Card is a co-branded card offered in collaboration with HPCL, targeting frequent fuel spenders. If you're a frequent HPCL customer and spend a significant amount on fuel, the IDFC FIRST Power+ Credit Card can be a valuable tool to earn significant savings. However, if your spending habits are more diverse, or you require international acceptance or broader reward categories, exploring alternative cards might be more beneficial.
The IDFC FIRST Power+ Credit Card is a co-branded card offered in collaboration with HPCL, targeting frequent fuel spenders. If you're a frequent HPCL customer and spend a significant amount on fuel, the IDFC FIRST Power+ Credit Card can be a valuable tool to earn significant savings. However, if your spending habits are more diverse, or you require international acceptance or broader reward categories, exploring alternative cards might be more beneficial.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai