Best Credit Card For Booking Air Tickets From EaseMyTrip - True Or False- Unbiased Review
- Abhijeet Saxena
- Nov 26, 2024
- 3 min read
Having a Standard Chartered credit card used to be a status symbol for many Indians in the 90s. Standard Chartered has launched a number of premium credit cards in India in the past.
In today's digital age, travel bookings have become more accessible, thanks to online platforms. Among the array of travel-focused credit cards, the Standard Chartered EaseMyTrip Credit Card emerges as a popular choice for travelers. This card caters to those who frequently book their excursions online, offering a range of benefits designed to enhance their travel experience. In this review, we will explore the card's advantages, fees, drawbacks, and eligibility criteria in detail.
Key Benefits of the Standard Chartered EaseMyTrip Credit Card
Reward System
Users will get a 20% flat discount on domestic & international hotel bookings (Capped at INR 5000 and Rs 10000 respectively).
10% flat off on domestic & international flight bookings (capped at INR 1000 and INR 5000 respectively).
10 reward points on every INR 100 spent on booking standalone hotel and airline websites/apps/outlets.
Value of 1 reward point = INR 0.25.
Travel cashback rate = 2.5%.
2 reward points on all other spends. General cashback rate: 0.5%.
Travel Benefits
The card comes with a number of travel benefits, we have mentioned the key benefits below:
1 free domestic lounge access per calendar quarter and 2 free international lounge access per year.
Flat INR 125 off on bus ticket bookings worth Rs. 500 or more.
Free accident insurance coverage.
Drawbacks of the Standard Chartered EaseMyTrip Credit Card
While the Standard Chartered EaseMyTrip Credit Card has many attractive features, it is not ideal for everyone.
One major drawback is that the card is most beneficial for those who regularly use the EaseMyTrip platform. Travelers who prefer other booking services may miss out on the card's unique rewards and discounts.
Secondly, the card offers low general cashback rate.
Lastly, the card offers no non-travel perks, like free movie tickets or milestone benefits or welcome benefits.
Fees and Charges
Understanding the costs involved with any credit card is crucial. Following are the key charges associated with the card:
Annual Fee:
350 INR + GST for the first year.
350 INR + GST renewal fee from the second year onwards. However, the renewal fee gets waived off if you spend Rs. 50,000 or more on the card in the previous year.
Other Charges:
Late payment fee: 1% of the outstanding balance, minimum Rs. 100.
Cash advance fee: 2.5% of the amount withdrawn, minimum Rs. 500.
Foreign currency transaction fee: 2.5% on each transaction.
Balance transfer fee: 2.5% of the transferred amount, minimum Rs. 500.
Cheque bouncing fee: Rs. 500 per cheque.
Eligibility Criteria
To apply for the Standard Chartered EaseMyTrip Credit Card, certain eligibility criteria must be met.
Applicants typically need to be between 18 to 65 years of age.
The applicant must have a stable monthly income.
The applicant must be residing in a city where there is a branch of Standard Chartered Bank.
Final Thoughts
The Standard Chartered EaseMyTrip Credit Card USP is the cashback it offers on booking a ticket from EaseMyTrip website, espeically for air tickets. It is good travel credit card. However, because of low general cashback rate and no non-travel perk, it is not for those who are looking for an all rounder credit card. The card is definitely the best credit card for booking air tickets from EaseMyTrip website.
This credit card could be a valuable asset for those who can effectively utilize its features, helping to maximize travel budgets while ensuring comfort during journeys.
If you want to read a more detailed review of this card and find out its AI-powered unbiased rating click here.
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