Standard Chartered EaseMyTrip Credit Card
Product Details
Credit Card Name :
Standard Chartered EaseMyTrip Credit Card
Bank Name :
Standard Chartered Bank
Type :
Travel Credit Card
Interest Rate :
3.75% p.m. (45% p.a.)
Eligibility :
The applicant must be aged between 18 to 65 years.
The applicant must have a stable monthly income.
The applicant must be residing in a city where there is a branch of Standard Chartered Bank.
Pros
Welcome Benefits: None.
Reward System: 20% flat discount on domestic & international hotel bookings(Capped at INR 5000 and Rs 10000 respectively). 10% flat off on domestic & international flight bookings (capped at INR 1000 and INR 5000 respectively). Get 10 reward points on every INR 100 spent on booking standalone hotel and airline websites/apps/outlets. Value of 1 reward point = INR 0.25. Travel cashback rate = 2.5%. Get 2 reward points on all other spends. General cashback rate: 0.5%.
Get 1 free domestic lounge access per calendar quarter and 2 free international lounge access per year.
Other benefits: Flat INR 125 off on bus ticket bookings worth Rs. 500 or more.
Free accident insurance coverage.
No joining fee.
Cons
Low cashback rate.
No free movie tickets.
No milestone benefits.
No welcome benefits.
Pros & Cons
Welcome Benefits
None
Rewards System
Reward System: 20% flat discount on domestic & international hotel bookings(Capped at INR 5000 and Rs 10000 respectively). 10% flat off on domestic & international flight bookings (capped at INR 1000 and INR 5000 respectively). Get 10 reward points on every INR 100 spent on booking standalone hotel and airline websites/apps/outlets. Value of 1 reward point = INR 0.25. Travel cashback rate = 2.5%. Get 2 reward points on all other spends. General cashback rate: 0.5%.
International Forex Markup
Up to: 3.5%
Welcome Benefits and Reward System
Special Features
Reward System: 20% flat discount on domestic & international hotel bookings(Capped at INR 5000 and Rs 10000 respectively). 10% flat off on domestic & international flight bookings (capped at INR 1000 and INR 5000 respectively).
Eligibility Criteria
The applicant must be aged between 18 to 65 years.
The applicant must have a stable monthly income.
The applicant must be residing in a city where there is a branch of Standard Chartered Bank.
Benefits
Travel cashback.
Discount on air tickets.
Discount on hotels.
Lounge visit.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the Standard Chartered website: Choose the EaseMyTrip Credit Card.
Click on "Apply Now": Fill out the online application form with your personal and financial information.
Documents: Upload scanned copies of required documents like PAN card, address proof, etc.
Review and submit: Review your application thoroughly before submitting it.
Decision: Standard Chartered will review your application and let you know their decision within a few days.
Card receipt: If approved, you'll receive your card within a few weeks.
Contact Details
6601 4444/3940 4444 (Available between 7:00 a.m. - 11:00 p.m.)
Account Opening and Procedure
Standard Chartered EaseMyTrip Credit Card
For individuals who frequently travel both locally and abroad, the Standard Chartered EaseMyTrip Credit Card is a fantastic choice. Along with the many other benefits this card offers—like a 20% discount on travel reservations and free lounge access—they can also earn accelerated rewards on travel. Additionally, you can save money on practically all of your transactions with this card because it offers a respectable reward rate on all purchases. Additionally, there is a relatively low minimum threshold amount required to waive the renewal cost, thus cardholders can easily avoid paying the membership fee starting in the second year.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Annual Fee:
350 INR + GST for the first year.
350 INR + GST renewal fee from the second year onwards. However, the renewal fee gets waived off if you spend Rs. 50,000 or more on the card in the previous year.
Other Charges:
Late payment fee: 1% of the outstanding balance, minimum Rs. 100.
Cash advance fee: 2.5% of the amount withdrawn, minimum Rs. 500.
Foreign currency transaction fee: 2.5% on each transaction.
Balance transfer fee: 2.5% of the transferred amount, minimum Rs. 500.
Cheque bouncing fee: Rs. 500 per cheque.
Fuel Surcharge
Rs. 10 or 1% of transaction (whichever is higher), but may vary depending on the acquiring bank.
Billing Cycle
30 Days