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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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IDBI Bank Basic Savings Account (Complete KYC)

IDBI Bank Basic Savings Account (Complete KYC)

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Canara Jeevandhara

Canara Jeevandhara

Savings bank account for senior citizens from Canara Bank.

Interest Rate

Balance of less than Rs. 50 Lakh-2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Dhanlaxmi Regular Savings Account

Dhanlaxmi Regular Savings Account

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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CSB Corporate Salary Accounts

CSB Corporate Salary Accounts

Salary account from CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Account Opening Fee

Account Type

0

Account Type

Salary

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AU BSBDA Saving Account

AU BSBDA Saving Account

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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Bank of Maharashtra Purple Savings Account

Bank of Maharashtra Purple Savings Account

Interest Rate

2.75%

Account Opening Fee

Account Type

Account can be opened with zero balance

Account Type

Saving

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KBL Vanitha

KBL Vanitha

Savings account for women from Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

INR 0

Account Type

Savings

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IOB Eighty Plus SB

IOB Eighty Plus SB

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Account Opening Fee

Account Type

0

Account Type

Saving

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Utkarsh Corporate Salary Account Premium

Utkarsh Corporate Salary Account Premium

Premium Salary account from Utkarsh Small Finance Bank.

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%

Account Opening Fee

Account Type

0

Account Type

Saving/Salary

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South Indian Bank's Privilege Savings Account - Standard

South Indian Bank's Privilege Savings Account - Standard

Interest Rate

Balance Upto INR 2 Lackhs: 2.75% ,Balance Above Rs. 2 Lacs upto Rs. 1 Crore. Balance above 3 lakhs will be converted to Flexi Fixed Deposit in multiples of INR. 10,000/- with maximum holding period of 92 day, with an interest rate of 4.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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Capital Saver Savings Account

Capital Saver Savings Account

Interest Rate

3.50%

Account Opening Fee

Account Type

Account Type

Saving

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Canara Payroll Package Silver Bank Account

Canara Payroll Package Silver Bank Account

Salary account from Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Account Opening Fee

Account Type

INR 0

Account Type

Salary

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Bank of India Normal Government Salary Account

Bank of India Normal Government Salary Account

A specialized savings account designed to cater to the needs of all government sector employees.

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary account

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Bank of India Diamond SB Rakshak Account

Bank of India Diamond SB Rakshak Account

A dedicated salary account product for defence and police forces.

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary account

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Central Armed Police Salary Package(CAPSP)(Pensioner Veterans)

Central Armed Police Salary Package(CAPSP)(Pensioner Veterans)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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IndusInd Select Savings Account

IndusInd Select Savings Account

Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Account Opening Fee

Account Type

0

Account Type

Saving

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IDBI Senior Citizen Account- Advantage Superior Savings Account

IDBI Senior Citizen Account- Advantage Superior Savings Account

Savings account for Senior Citizens

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

Nil

Account Type

Saving

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Indian Bank Small Account

Indian Bank Small Account

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

Account Type

Savings

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UBI Union Digital Saving Account (UDSA)

UBI Union Digital Saving Account (UDSA)

Digital Saving Account

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Special Sb Schemes Variant - I (Sb Premium) SBPRE

Special Sb Schemes Variant - I (Sb Premium) SBPRE

Savings account from Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving Account

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IDBI Bank Basic Savings Account (Complete KYC)

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Upto Rs. 1000/- per Transaction -NIL ,Above Rs. 1000/- - Rs. 1 Lac -Rs.5

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Jeevandhara

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90%

Nil.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Dhanlaxmi Regular Savings Account

Dhanlaxmi Bank

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Corporate Salary Accounts

CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Free through net banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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AU BSBDA Saving Account

AU Small Finace Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free if done online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of Maharashtra Purple Savings Account

Bank of Maharashtra

Interest Rate

2.75%

Not mentioned

Account Opening Fe

Account can be opened with zero balance

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KBL Vanitha

Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free if done online.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IOB Eighty Plus SB

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Upto 1 lakh -Rs 5 and above 1 lakh but less than 2 lakh-15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Utkarsh Corporate Salary Account Premium

Utkarsh Small Finance Bank

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%

Up to Rs. 1,000: INR 2.5 per transaction
Above Rs. 1,000 up to INR 25,000: INR 5 per transaction
Above Rs. 25,000 up to INR 5,00,000: INR 5 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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South Indian Bank's Privilege Savings Account - Standard

South Indian Bank

Interest Rate

Balance Upto INR 2 Lackhs: 2.75% ,Balance Above Rs. 2 Lacs upto Rs. 1 Crore. Balance above 3 lakhs will be converted to Flexi Fixed Deposit in multiples of INR. 10,000/- with maximum holding period of 92 day, with an interest rate of 4.25%

Upto INR 1,000: INR. 0; 1,001 to 1 Lakh: INR.5; 1,00,001 to 2 Lakh: INR 15, above INR 2 Lakh: INR 17

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Capital Saver Savings Account

Capital Small Finance Bank

Interest Rate

3.50%

No Mention

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Payroll Package Silver Bank Account

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Free if done online.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Normal Government Salary Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Diamond SB Rakshak Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Central Armed Police Salary Package(CAPSP)(Pensioner Veterans)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IndusInd Select Savings Account

IndusInd Bank

Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Senior Citizen Account- Advantage Superior Savings Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Free through Net /MobileBanking

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Indian Bank Small Account

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UBI Union Digital Saving Account (UDSA)

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Special Sb Schemes Variant - I (Sb Premium) SBPRE

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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