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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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ESAF LALIT Plus – Basic Savings Bank Deposit Account

ESAF LALIT Plus – Basic Savings Bank Deposit Account

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Karnataka Bank SB Sugama Zero Balance Account

Karnataka Bank SB Sugama Zero Balance Account

Savings bank account from Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

0

Account Type

Savings

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CANARA NSIGSE SAVINGS BANK DEPOSIT ACCOUNT

CANARA NSIGSE SAVINGS BANK DEPOSIT ACCOUNT

Interest Rate

Balance of less than Rs. 50 Lakh-2.90 and Balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90.

Account Opening Fee

Account Type

0

Account Type

Saving

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BoB Masterstroke Saving Bank Account

BoB Masterstroke Saving Bank Account

Savings Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving account

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Priority Plus Account

Priority Plus Account

Interest Rate

Upto and including 1 lakh - 4.50%
Above 1 lakh and including 5 lakh - 6.00%
Above 5 lakh and including 1 Cr - 7.00%
Above 1 Cr and including 2 Cr - 6.00%

Account Opening Fee

Account Type

Account Type

Savings

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Bank of India Classic Pensioners Account

Bank of India Classic Pensioners Account

This account is designed to offer a host of banking benefits that makes the retirement period more convenient.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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IDBI Bank Indian Navy Salary Account

IDBI Bank Indian Navy Salary Account

Salary Account for the Indian Navy

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Bank of India Diamond Private Salary Account

Bank of India Diamond Private Salary Account

Private Salary Account that understands the financial needs for employees in the private sector.

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary account

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Salary and Pension Solutions for Indian Police Forces

Salary and Pension Solutions for Indian Police Forces

Salary Account by Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Salaried

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KVB Regular Salary Account

KVB Regular Salary Account

KVB Regular salary account is a special salary account designed to meet the needs of employees whose salary ranges from INR 5,000 to INR 50,000 per month.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Account Opening Fee

Account Type

INR 0

Account Type

Salary Account

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Jana Basic Savings Bank Deposit Account

Jana Basic Savings Bank Deposit Account

Basic saving and deposit account from Jana Small Finance Bank.

Interest Rate

Upto 1 Lakh: 2.5%. Between 1 and 5 Lakh: 5%. Above 5 Lakhs and upto 10 Lakh: 6.5%.Above 10 Lakhs and upto 10 Crore: 7.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Yes Honour Platinum Account

Yes Honour Platinum Account

Exclusive salary account for Government employees.

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Ujjivan Classic Saving Account

Ujjivan Classic Saving Account

Savings accounts from Ujjivan Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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bob LITE Savings Account

bob LITE Savings Account

Savings Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving account

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Axis Bank Small Basic Saving Account

Axis Bank Small Basic Saving Account

Small Basic Saving Account by Axis Bank

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs above but less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings

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CSB Women Power Savings Account

CSB Women Power Savings Account

Saving account for women.

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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Canara SB Select

Canara SB Select

Savings Account from Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Account Opening Fee

Account Type

0

Account Type

Saving Account

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SBI Basic Savings Bank Deposit Small Account

SBI Basic Savings Bank Deposit Small Account

Basic savings account from SBI.

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings

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PNB Rakshak Plus Scheme

PNB Rakshak Plus Scheme

Account specially designed for all three wings of defence,police, special forces, etc.

Interest Rate

Upto 1 lakh -2.70%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving account

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YES Pro Savings Account

YES Pro Savings Account

Savings account form Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Savings Bank

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ESAF LALIT Plus – Basic Savings Bank Deposit Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Karnataka Bank SB Sugama Zero Balance Account

Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CANARA NSIGSE SAVINGS BANK DEPOSIT ACCOUNT

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90 and Balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90.

Up to Rs.10,000- Rs. 2.25,Rs.10,001 and up to Rs.1 lakh-Rs. 4.75,Above Rs.1 lakh and up to Rs.2 lakhs-Rs.14.75

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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BoB Masterstroke Saving Bank Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Priority Plus Account

Fincare Small Finance Bank

Interest Rate

Upto and including 1 lakh - 4.50%
Above 1 lakh and including 5 lakh - 6.00%
Above 5 lakh and including 1 Cr - 7.00%
Above 1 Cr and including 2 Cr - 6.00%

IMPS Transfer Up to ₹25,000: ₹2.5/TX ₹25,001-₹1,00,000: ₹5/TX ₹1,00,001-₹2,00,000- ₹15/TX

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Classic Pensioners Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Bank Indian Navy Salary Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Diamond Private Salary Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Free if done through net banking/mobile banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Salary and Pension Solutions for Indian Police Forces

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KVB Regular Salary Account

Karur Vysya Bank Limited

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Jana Basic Savings Bank Deposit Account

Jana Small Finance Bank

Interest Rate

Upto 1 Lakh: 2.5%. Between 1 and 5 Lakh: 5%. Above 5 Lakhs and upto 10 Lakh: 6.5%.Above 10 Lakhs and upto 10 Crore: 7.5%.

Nil

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Honour Platinum Account

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ujjivan Classic Saving Account

Ujjivan Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Up to INR 100,000 – INR 5
INR 1,00,000 to INR 2,00,000 – INR 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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bob LITE Savings Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Small Basic Saving Account

Axis Bank

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs above but less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Women Power Savings Account

CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Free through net banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara SB Select

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Basic Savings Bank Deposit Small Account

State Bank Of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Nil

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Rakshak Plus Scheme

Punjab National Bank

Interest Rate

Upto 1 lakh -2.70%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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YES Pro Savings Account

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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