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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Canara Angel (Rose)

Canara Angel (Rose)

Women's savings account from Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Account Opening Fee

Account Type

Nil

Account Type

Savings Account

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Motor Accident Claim Tribunal SB Account

Motor Accident Claim Tribunal SB Account

Interest Rate

Upto Rs 10 lakhs 2.60% (Linked with Repo)
over Rs 10 lakhs 2.75% (Not Linked with Repo)

Account Opening Fee

Account Type

0

Account Type

Motor Accident Claims Tribunal SB Account (MACTSBA)

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Dhanam Vanitha

Dhanam Vanitha

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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Canara Jeevandhara Diamond

Canara Jeevandhara Diamond

Savings bank account for Canara Bank.

Interest Rate

Balance of less than Rs. 50 Lakh-2.90%

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Regular Savings Account

Regular Savings Account

Regular Savings Account from Indian Post Payment Bank

Interest Rate

Balance up to INR 1 Lakh – 2.00% per annum.
Balances above INR 1 Lakh & up to INR 2 Lakh – 2.25%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Bank of India Classic Private Salary Account

Bank of India Classic Private Salary Account

Private Salary Account that understands the financial needs for employees in the private sector.

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary account

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IndusInd Exclsuive Saving Account

IndusInd Exclsuive Saving Account

Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Account Opening Fee

Account Type

0

Account Type

Saving

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SBI Savings Bank Account

SBI Savings Bank Account

Savings bank account from SBI.

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings

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UBI SBIHNI

UBI SBIHNI

Account specially designed for High Networth Individuals

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Dhanam Preferred

Dhanam Preferred

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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Fed Smart Saving Account

Fed Smart Saving Account

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Saving

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SBI Defence Salary Package (DSP)(Pensioner Veterans)

SBI Defence Salary Package (DSP)(Pensioner Veterans)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Classic SB Rakshak Account

Classic SB Rakshak Account

A dedicated salary account product for defence and police forces.

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary account

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PNB Elite Saving Royal

PNB Elite Saving Royal

Elite savings account from Punjab National Bank.

Interest Rate

Upto 1 lakh -2.70%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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Diamond Nari Shakti Savings Account

Diamond Nari Shakti Savings Account

Account specially designed for all empowered women.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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UCO Suvidha Salary Account (Gold)

UCO Suvidha Salary Account (Gold)

Salary account offered by UCO Bank.

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Liberty Digital Salary Account

Liberty Digital Salary Account

Liberty Digital Salary Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakhs-3.00% p.a. and Rs. 50 Lakhs and up to less than Rs. 800 Crs-3.50% p.a..

Account Opening Fee

Account Type

0

Account Type

Salary Account

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ESAF LALIT Plus – Basic Savings Bank Deposit Account

ESAF LALIT Plus – Basic Savings Bank Deposit Account

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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IOB - SB Silver I

IOB - SB Silver I

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore- 2.90

Account Opening Fee

Account Type

0

Account Type

Saving

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Savings Bank Account For Pensioners (SBPEN)

Savings Bank Account For Pensioners (SBPEN)

Account specially designed for pensioners

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving account

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Canara Angel (Rose)

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Free online

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Motor Accident Claim Tribunal SB Account

UCO Bank

Interest Rate

Upto Rs 10 lakhs 2.60% (Linked with Repo)
over Rs 10 lakhs 2.75% (Not Linked with Repo)

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Dhanam Vanitha

Dhanlaxmi Bank'

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Jeevandhara Diamond

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90%

Free for online transactions

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Regular Savings Account

India Post Payment Bank Limited

Interest Rate

Balance up to INR 1 Lakh – 2.00% per annum.
Balances above INR 1 Lakh & up to INR 2 Lakh – 2.25%.

INR 5

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Classic Private Salary Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Free if done through net banking/mobile banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IndusInd Exclsuive Saving Account

IndusInd Bank

Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Upto 1 lakh @ Rs 2.5 per txn
1-5 lakhs@Rs 10 per txn

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Savings Bank Account

State Bank Of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Nil

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UBI SBIHNI

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Dhanam Preferred

Dhanlaxmi Bank'

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed Smart Saving Account

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Defence Salary Package (DSP)(Pensioner Veterans)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Classic SB Rakshak Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Elite Saving Royal

Punjab National Bank

Interest Rate

Upto 1 lakh -2.70%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Diamond Nari Shakti Savings Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UCO Suvidha Salary Account (Gold)

UCO Bank

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Free online.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Liberty Digital Salary Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakhs-3.00% p.a. and Rs. 50 Lakhs and up to less than Rs. 800 Crs-3.50% p.a..

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF LALIT Plus – Basic Savings Bank Deposit Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IOB - SB Silver I

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore- 2.90

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Savings Bank Account For Pensioners (SBPEN)

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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