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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Prestige Savings Account

Prestige Savings Account

Prestige Savings Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Axis Defence Salary Account

Axis Defence Salary Account

Account specially designed for defence personnel.

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Student Savings Bank Account

Student Savings Bank Account

Interest Rate

2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Normal Savings Bank Account General

Normal Savings Bank Account General

A basic savings account by Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Naini Champ Savings Bank Account

Naini Champ Savings Bank Account

Interest Rate

2.85%

Account Opening Fee

Account Type

0

Account Type

Saving

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Fed Yuvamitra Saving Account

Fed Yuvamitra Saving Account

For balance upto 50 Lakhs: 3%.

Interest Rate

Less than ₹5Lakhs- 3.45% below RBI's Repo Rate
₹5Lakhs to less than ₹50Lakhs- 3.45% below RBI’s Repo Rate for balance below ₹5L
and 3.40% below RBI's Repo Rate for balance of ₹5L and above

Account Opening Fee

Account Type

0

Account Type

Saving

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Baroda Super Saving Account

Baroda Super Saving Account

Savings Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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Canara Angel (Lavender)

Canara Angel (Lavender)

Women's savings account from Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Account Opening Fee

Account Type

Nil

Account Type

Savings Account

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Axis Senior Privilege Savings Account

Axis Senior Privilege Savings Account

Savings Account specially designed for senior citizens.

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs and up to less than Rs. 800 Crs-3.50% p.a..

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Equitas Basic And Small Saving Account

Equitas Basic And Small Saving Account

Basic savings account from Equitas.

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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Union Bank Savings Bank Account For Students(SBZER)

Union Bank Savings Bank Account For Students(SBZER)

Account specially designed for students.

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving account

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IDBI Bank Advantage Plus Account

IDBI Bank Advantage Plus Account

Savings Account from IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Canara Angel (Orchid)

Canara Angel (Orchid)

Women's savings account from Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Account Opening Fee

Account Type

Nil

Account Type

Savings Account

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ESAF Student Account

ESAF Student Account

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Bank of India Normal Nari Shakti Savings Account

Bank of India Normal Nari Shakti Savings Account

Account specially designed for all empowered women.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Bank of India Diamond Pratham Savings Account

Bank of India Diamond Pratham Savings Account

Pratham Savings Account is designed for the dynamic and ambitious youth of the nation, it’s a perfect account to inculcate the habit of saving early.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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RBL Prime Edge Saving Account

RBL Prime Edge Saving Account

Interest Rate

Upto 1 Lakh: 3.25%. Between 1 and 5 Lakh: 3.5%.Between 5 and 10 Lakh: 5%. Above 10 and upto 25 Lakh: 6.5%. Above 25 upto 3 Crore: 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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SBI Police Salary Package (PSP) (SGSP)

SBI Police Salary Package (PSP) (SGSP)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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RBL Basic Saving Account

RBL Basic Saving Account

Interest Rate

Upto 1 Lakh: 3.25%. Between 1 and 5 Lakh: 3.5%.Between 5 and 10 Lakh: 5%. Above 10 and upto 25 Lakh: 6.5%. Above 25 upto 3 Crore: 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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Canara Payroll Package Gold Bank Account

Canara Payroll Package Gold Bank Account

Salary account from Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Account Opening Fee

Account Type

INR 0

Account Type

Salary

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Prestige Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Defence Salary Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Student Savings Bank Account

Jammu & Kashmir Bank Ltd.

Interest Rate

2.90%

No Mention

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Normal Savings Bank Account General

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Naini Champ Savings Bank Account

Nainital Bank

Interest Rate

2.85%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed Yuvamitra Saving Account

Federal Bank

Interest Rate

Less than ₹5Lakhs- 3.45% below RBI's Repo Rate
₹5Lakhs to less than ₹50Lakhs- 3.45% below RBI’s Repo Rate for balance below ₹5L
and 3.40% below RBI's Repo Rate for balance of ₹5L and above

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Super Saving Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Angel (Lavender)

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Free online

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Senior Privilege Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs and up to less than Rs. 800 Crs-3.50% p.a..

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Equitas Basic And Small Saving Account

Equitas Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Union Bank Savings Bank Account For Students(SBZER)

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Bank Advantage Plus Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Upto Rs. 1000/- per Transaction -NIL ,Above Rs. 1000/- - Rs. 1 Lac -Rs.5/-

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Angel (Orchid)

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Free online

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Student Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Normal Nari Shakti Savings Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Diamond Pratham Savings Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Prime Edge Saving Account

RBL Bank

Interest Rate

Upto 1 Lakh: 3.25%. Between 1 and 5 Lakh: 3.5%.Between 5 and 10 Lakh: 5%. Above 10 and upto 25 Lakh: 6.5%. Above 25 upto 3 Crore: 7%

Up to Rs. 1,00,000: Rs. 5 pertransaction
Above Rs. 1,00,000: Rs. 15 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Police Salary Package (PSP) (SGSP)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Basic Saving Account

RBL Bank

Interest Rate

Upto 1 Lakh: 3.25%. Between 1 and 5 Lakh: 3.5%.Between 5 and 10 Lakh: 5%. Above 10 and upto 25 Lakh: 6.5%. Above 25 upto 3 Crore: 7%

Up to Rs. 1,00,000: Rs. 5 pertransaction
Above Rs. 1,00,000: Rs. 15 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Payroll Package Gold Bank Account

Canara Bank account

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Free online

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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