Axis Bank Neo Credit Card

Axis Bank Neo Credit Card is a rewards credit card from Axis Bank. Users will earn half a reward point per ₹100 spent.

Joining fee: Nil
Annual fee: Nil
Forex markup: 3.5%
Interest: 3.6% p.m. (52. 86% p.a.)

More Axis cards

Welcome benefits

Users will get an Amazon gift voucher worth ₹250
Zomato Voucher worth ₹200
Blinkit voucher worth ₹250
Pharmeasy 6-month subscription on 1st spend with Axis Bank Neo Credit Card within 30 days of issuance

Rewards & cashback

Users will earn half a reward point per ₹100 spent
Value of 1 point: ₹0.2
Cashback rate: 0.1%

Dining

Users will get 40% off on food delivery at Zomato (Maximum discount is capped at ₹120 perorder & offer applicable on minimum spends of ₹200), 5% off on mobile recharges/electricity bill payments/DTH recharge done through Amazon Pay, and 10% off on Blinkit Up…

Movies

10% off on every purchase of movie ticket on BookMyShow with maximum monthly benefitsup to ₹100

More benefits & features

10% off every time at Myntra on a minimum purchase value of ₹500

Fees & charges

Joining fee: Nil
Annual fee: Nil
Foreign currency markup: 3.5%
Interest rate: 3.6% p.m. (52. 86% p.a.)
Late payment: charged depending on the customers Total amount due; ranges from ₹0 - 1200
Cash advance: 2.5% (Min. ₹500) of the cash amount
Fuel surcharge: 1%. No waiver offered
Billing cycle: 30 Days
Other fees: ₹100. | Forex Rate: 3.5%

Pros and cons

What works well

Users will get an Amazon gift voucher worth ₹250
Zomato Voucher worth ₹200
Blinkit voucher worth ₹250
Pharmeasy 6-month subscription on 1st spend with Axis Bank Neo Credit Card within 30 days of issuance
Users will earn half a reward point per ₹100 spent
Value of 1 point: ₹0.2

Worth knowing

Extremely low cashback rate
All cashback offers are limited
No free air lounge visits
No free movie tickets

Who can apply

Primary cardholder should be between the age of 18 and 70 years
Add-on cardholder should be over 15 years
The individual should either be a Resident of India or a Non-Resident Indian

How to apply

You can apply for the Axis Bank Neo Credit Card online through the Axis Bank website or through a mobile app Here are the steps involved:

Go to the Axis Bank website or open the Axis Bank mobile app
Click on the "Credit Cards" tab
Select the "Neo Credit Card" option
Click on the "Apply Now" button
Fill out the application form and upload the required documents
Submit the application form
The required documents for the Axis Bank Neo Credit Card application are:

Details come from information published by Axis Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.