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Axis Bank Neo Credit Card

Product Details
Credit Card Name : 

Axis Bank Neo Credit Card

Bank Name :

Axis Bank

Type :

Rewards Credit Card

Interest Rate : 

3.4% Per Month (49.36% Per Annum).

Eligibility :

Primary cardholder should be between the age of 18 and 70 years.
Add-on cardholder should be over 15 years.
The individual should either be a Resident of India or a Non-Resident Indian"

Axis Bank Neo Credit Card
Pros
  • Welcome Benefits: Get an Amazon gift voucher worth Rs. 250. Zomato Voucher worth Rs. 200. Blinkit voucher worth Rs. 250. Pharmeasy 6-month subscription on 1st spend with your Axis Bank Neo Credit Card within 30 days of issuance. 

  • Rewards: Get 40% off on food delivery at Zomato (Maximum discount is capped at Rs. 120 per
    order & offer applicable on minimum spends of Rs. 200), 5% off on mobile recharges/electricity bill payments/DTH recharge done through Amazon Pay, and 10% off on Blinkit – Up to Rs. 250 off on min spends of Rs. 750, valid once per month. 

  • 10% off every time you shop at Myntra on a minimum purchase value of Rs. 500.

  • 10% off on every purchase of movie ticket on BookMyShow with maximum monthly benefits
    up to Rs. 100.

Cons
  • Extremely low cashback rate.

  • All cashback offers are limited. 

  • No free air lounge visits. 

  • No free movie tickets. 

Pros & Cons
Welcome Benefits

Welcome Benefits: Get Amazon gift voucher worth Rs. 250. Zomato Voucher worth Rs. 200. Blinkit voucher worth Rs. 250. Pharmeasy 6 months subscription on 1st spend with your Axis Bank Neo Credit Card within 30 days of issuance.

Rewards System

Value of 1 point: INR 0.2. Cashback rate: 0.1%.

Reward System: Earn half a reward point per INR 100 spent using your Neo Credit Card.


International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

None.

Eligibility Criteria

Primary cardholder should be between the age of 18 and 70 years.
Add-on cardholder should be over 15 years.
The individual should either be a Resident of India or a Non-Resident Indian"

Benefits


  • Welcome benefits: You will get a welcome benefit of INR 500 Amazon gift voucher, Blinkit gift voucher, subscription from Zomato Pro,1mg and discounts on Zomato, Blinkit, Amazon Pay, Myntra and BookMyShow.

  • Rewards: You can earn 1 EDGE Reward Point for every INR 200 spent on the card. These points can be redeemed for a variety of rewards, such as gift cards, merchandise, and travel vouchers.
    Discounts: You can get discounts on a variety of merchants, including Amazon, BookMyShow, Myntra, Paytm, and more.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the Axis Bank Neo Credit Card online through the Axis Bank website or through a mobile app. Here are the steps involved:

  • Go to the Axis Bank website or open the Axis Bank mobile app.

  • Click on the "Credit Cards" tab.

  • Select the "Neo Credit Card" option.

  • Click on the "Apply Now" button.

  • Fill out the application form and upload the required documents.

  • Submit the application form.

  • The required documents for the Axis Bank Neo Credit Card application are:
    A copy of your PAN card or Form 60.
    Residence proof.
    Identity proof.
    A colour photograph.
    Proof of income in the form of latest payslip / Form 16 / IT return copy.
    Axis Bank will review your application and will let you know the status of your application within a few days. If your application is approved, you will receive the credit card within a few weeks.

Contact Details

1868 419 5555 & 1860 500 5555.

Account Opening and Procedure
Axis Bank Neo Credit Card

Axis Bank Neo Credit Card offers a number of cashback offers, however, most of them can be used once or twice per month. It is important that the user reads the fine print before purchasing this card. The biggest flaw with this card is that it has a very low cashback rate.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

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Fees & Charges
  • Joining fee: INR 250.

  • Annual  fee: INR 250.

  • Cash Payment Fee: INR 100.

  • Cash Withdrawal Fees: 2.5% (Min. Rs. 500) of the cash amount.

  • Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200. 

  • Interest Rate: 3.4% Per Month (49.36% Per Annum).

  • Forex Rate: 3.5%.

Fuel Surcharge

1%. No waiver offered.


Billing Cycle

30 Days.

Fees & Charges
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