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Axis Bank Ace Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will receive 5% cashback on bill payments (electricity, internet, gas and more) DTH and mobile recharges on Google Pay. (Capped at INR 500 per month).
4% cashback on Swiggy, Zomato & Ola. (Capped at INR 500 per month).
1.5% on all other spends (uncapped).
15% off upto INR 500 using Eazy Diner App.
Movie Benefits
None.
Dining Benefits
15% off upto INR 500 using Eazy Diner App.
Other Benefits
None.
Lounge Access
4 complimentary lounge access at select domestic airports.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will receive 5% cashback on bill payments (electricity, internet, gas and more) DTH and mobile recharges on Google Pay. (Capped at INR 500 per month).
4% cashback on Swiggy, Zomato & Ola. (Capped at INR 500 per month).
1.5% on all other spends (uncapped).
15% off upto INR 500 using Eazy Diner App.
Movie Benefits
None.
Dining Benefits
15% off upto INR 500 using Eazy Diner App.
Other Benefits
None.
Lounge Access
4 complimentary lounge access at select domestic airports.
Fees & Charges
Joining Fee
INR. 499 (reversed upon spends of Rs. 10,000 within 45 days of card issuance).
Annual Fee
2nd year onward: INR. 499 ( waived off on annual spends greater than Rs. 2,00,000).
Cash Advance Fee
N.A.(Not Applicable)
Interest rate
Interest Rate: 3.6% per month (52.86% per annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
3.50%
Other Fees
Foreign Exchange Mark-up Fees: 3.5%. | Reward Redemption Fee: INR 100.
Fees & Charges
Joining Fee
INR. 499 (reversed upon spends of Rs. 10,000 within 45 days of card issuance).
Annual Fee
2nd year onward: INR. 499 ( waived off on annual spends greater than Rs. 2,00,000).
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.6% per month (52.86% per annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
3.50%
Other Fees
Foreign Exchange Mark-up Fees: 3.5%. | Reward Redemption Fee: INR 100.
Special Features
5% cashback on bill payments (electricity, internet, gas and more) DTH and mobile recharges on Google Pay. (Capped at INR 500 per month).
Eligibility Criteria
Applicant should be above 18.
The minimum CIBIL score of the applicant should be 750 or above.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for Axis Bank ACE Credit Card:
Visit the Axis Bank website or the Axis Bank mobile app.
Click on the "Apply for Credit Card" tab.
Select the "ACE Credit Card" from the list of credit cards.
Enter your personal details, such as your name, email address, and contact number.
Enter your employment details, such as your employer's name and address.
Enter your income details.
Upload a copy of your PAN card and address proof.
Submit your application.
Axis Bank will review your application and will get back to you within 7-10 working days. If your application is approved, you will receive your credit card within 2-3 weeks.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
The card works best for people who use Google Pay to pay bills, order food, etc. Discounts on restaurants and lounge access are also attractive, but with the ongoing increase in petrol prices, cashbacks or reward points on fuel purchases would have been the cherry on top.
The card works best for people who use Google Pay to pay bills, order food, etc. Discounts on restaurants and lounge access are also attractive, but with the ongoing increase in petrol prices, cashbacks or reward points on fuel purchases would have been the cherry on top.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai