Axis Bank Platinum Credit Card

Axis Bank Platinum Credit Card is a rewards credit card from Axis Bank. Users will get 3 Edge reward points on spending ₹100 domestically and 6 Edge reward points on spending ₹100….

Joining fee: ₹500
Annual fee: From 2nd year: ₹200
Forex markup: 3.5%
Interest: 3.40% per month (49.96% per annum)

More Axis cards

Rewards & cashback

Users will get 3 Edge reward points on spending ₹100 domestically and 6 Edge reward points on spending ₹100 internationally
Value of 1 Edge point: ₹0.20
Domestic cashback rate: 0.6% International cashback rate 1.2%

Dining

Get up to 20% off on dining through Eazydiner app

Movies

25% cashback (cashback capped at ₹1000 per year) on movie tickets

More benefits & features

Complimentary Concierge Services: Utilize the services of a dedicated concierge to assist with various needs, from making travel arrangements to securing tickets for events
15% off on Wednesday, on flights and hotels via Makemytip
10% off on Swiggy on Wednesday
10% off on Tira on Wednesday

Fees & charges

Joining fee: ₹500 (Waived on spends of ₹5,000 within 45 days of card setup), for cards setup on or after February 07, 2011
Annual fee: From 2nd year: ₹200 (Waived on spends of ₹1,00,000 in the preceding year), for cards set up on or after February 07, 2011
Foreign currency markup: 3.5%
Interest rate: 3.40% per month (49.96% per annum)
Late payment: charged depending on the customers Total amount due; ranges from ₹0 - 1200
Cash advance: 2.5% of the amount taken out as cash
Fuel surcharge: 1%, however it is waived for transactions between ₹400 to ₹4000 (Capped at ₹400 per month)
Billing cycle: 30 Days
Other fees: ₹100 | Fuel Surcharge: 1%, however it is waived for transactions between ₹400 to ₹4000 (Capped at ₹400 per month)

Pros and cons

What works well

Users will get 3 Edge reward points on spending ₹100 domestically and 6 Edge reward points on spending ₹100 internationally
Value of 1 Edge point: ₹0.20
Domestic cashback rate: 0.6% International cashback rate 1.2%
25% cashback (cashback capped at ₹1000 per year) on movie tickets
Up to 15% off at 4000+ restaurants in India

Worth knowing

Limited number of value add features
Low cashback rate

Who can apply

Primary cardholder between the age of 18 and 70 years
The individual should be a Resident of India

How to apply

You can apply for the Axis Bank Platinum Credit Card online or at any Axis Bank branch Here are the steps involved in applying for the card online:

Go to the Axis Bank website and click on the "Credit Cards" tab
Click on the "Axis Bank Platinum Credit Card" link
Enter your personal details, such as your name, address, and contact information
Enter your income and employment details
Upload a scanned copy of your PAN card and photograph
Click on the "Submit" button
An Axis Bank representative will contact you to verify your details and complete the application process

Details come from information published by Axis Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.