Bajaj Finance Myfirst Super Card

Bajaj Finance Myfirst Super Card is a rewards credit card from Bajaj Finance. Users will be rewarded with 1 RBL reward point for spending ₹400.

Joining fee: ₹999
Annual fee: Annual membership Fees: 999 +…
Forex markup: 3.50%
Interest: upto 3.99% p.m (upto 47.88% p.a)

More Bajaj Finance cards

Welcome benefits

Users will get 2,000 reward points as welcome benefit on payment of joining fees and minimum spending of ₹2,000 within 30 days of card issuance (No welcome rewards will be given to First year free cards)

Rewards & cashback

Users will be rewarded with 1 RBL reward point for spending ₹400
Value of 1 RBL reward point ₹0.25
General cashback rate 0.0625%
8 reward points for every ₹400 spent on education and on bill payment
Effective cashback rate: 0.50%

More benefits & features

Purchases above ₹3000 can be converted into EMIs
Balance can be transferred from other Credit Card
Contactless payments
Interest free advance cash facility is also available
The card us globally accepted
Easy Cash: Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to billing date; maximum period of 50 Days
Emergency advance: Convert up to the available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
Users can convert the available cash limit into a three-month Personal Loan at a 1.16% interest rate per month and no processing fee.; Users get an unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to their billing…
Users can pay back in easy instalments and enjoy a host of benefits such as document-free process and paperless money transfer.; Cash Advance program that fulfils the short-term cash requirements
Users also enjoy a credit-free period of up to 50 days as an added benefit

Fees & charges

Joining fee: ₹999 &
Annual fee: Annual membership Fees: 999 + taxes
Foreign currency markup: 3.50%
Interest rate: upto 3.99% p.m (upto 47.88% p.a)
Late payment: Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)
Cash advance: 2.5% of the cash amount withdrawn (minimum ₹500)
Fuel surcharge: 1% or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per month is available. (The Surcharge is…
Billing cycle: 30 days
Other fees: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

What works well

Users will receive 2,000 reward points as a welcome benefit upon paying joining fees and making a minimum spending of ₹2,000 within 30 days of card issuance (no welcome rewards will be given to first-year free cards)
Users will be rewarded 1 RBL reward point for spending ₹400
Value of 1 RBL reward points ₹0.25
General cashback rate 0.0625%. 8 reward points for every ₹400 spent on education and on bill payment
Effective cashback rate: 0.50%
Users can convert the available cash limit into a three-month Personal Loan at a 1.16% interest rate per month and no processing fee

Worth knowing

Very low cashback rate
Lacks standard features like free lounge visits
Limited value add features

Who can apply

Nationality: Indian
Age: 21 to 70 years
Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance MyFirst Super Card online or through a bank branch Here are the steps on how to apply online:

Go to the RBL Bank website and click on the "Apply for Credit Card" tab
Select the RBL Bank + Bajaj Finance MyFirst Super Card from the list of cards
Enter your personal and financial information
Submit a copy of your PAN card and income proof
Click on the "Submit" button
A RBL Bank representative will contact you to verify your information and complete the application process

Details come from information published by Bajaj Finance and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.