World Plus SuperCard

Welcome benefits

• Users will get 20,000 reward points on payment of joining fees and spending ₹2,000 made within 30 days of card issuance (No welcome rewards will be given to first year free cards)

Rewards & cashback

• The value of 1 RBL reward point = ₹0.25
• Users will get 2 reward points per ₹100 spent
• General cashback rate: 0.5%
• Users can avail 5% discount on dining spends, via 20 reward points that the user earn for every ₹100 spent (Maximum reward points = 2,000 per month).
• 5% discount on all International spends, via 20 reward points that user earn for every ₹100 spent (Maximum Reward Points = 2,000 per month).
• 10X reward points on international spends:This means that you will earn 10 reward points for every ₹100 you spend on international purchases

Milestone benefits

• On spending ₹3,00,000 in a year user will get 20,000 reward points and a cross-spend level of ₹5,00,000 in a year to get an additional 20,000 reward points

Airport lounge access

• Users will get 8 free visits in a year, at domestic lounges at all major airports in India

Dining

• Users can avail 5% discount on dining spending, via 20 reward points that the user earns for every ₹100 spent (Maximum reward points = 2,000 per month)

Movies

• Users will get a 1+1 free movie ticket (Up to ₹200), on BookMyShow, twice a month on any day of the week

More benefits & features

• Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month and no processing fee
• Unlimited interest-free withdrawal available on cash limit from all ATMs in India up to your billing date; maximum period of 50 Days
• A complimentary Priority Pass membership worth $99

Fees & charges

Joining fee

₹4999 &

Annual fee

Annual membership Fees: 4999 + taxes

Foreign currency markup

3.50%

Interest rate

upto 3.99% p.m (upto 47.88% p.a)

Late payment

Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)

Cash advance

2.5% of the cash amount withdrawn (minimum ₹500)

Fuel surcharge

1% Surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…

Billing cycle

30 days

Other fees

upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

Who can apply

• Nationality: Indian
• Age: 21 to 70 years
• Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance World Plus SuperCard online or by visiting a RBL Bank branch

1. To apply online, you can follow these steps:
2. Go to the RBL Bank website and click on the "Apply for a Credit Card" tab
3. Select the "World Plus SuperCard" from the list of cards
4. Enter your personal details, such as your name, address, and contact information
5. Enter your income and employment details
6. Upload a copy of your PAN card and identity proof
7. Submit your application
8. The processing time for the application is usually 7-10 working days