Bajaj Finance EasySaver Super Card

Bajaj Finance EasySaver Super Card is a shopping credit card from Bajaj Finance. The value of 1 RBL reward point is ₹0.2.

Joining fee: ₹499
Annual fee: Annual membership Fees: 499 +…
Forex markup: 3.50%
Interest: 3.99% p.m (up to 47.88% p.a)

More Bajaj Finance cards

Welcome benefits

Users will get 1000 RP on payment of joining fees and minimum spending of ₹2,000 within 30 days of card issuance

Rewards & cashback

The value of 1 RBL reward point is ₹0.2
Users will get 1 RBL reward point on spending ₹400
Effective cashback rate: 0.05%
8 reward points for every ₹400 spends on Education and Bill payment
Effective cashback rate: 0.4%
Users will get 5% cashback on a down payment at any Bajaj Finserv partner store

More benefits & features

Purchases above ₹3000 can be converted into EMIs
Balance can be transferred from other Credit Card
Contactless payments
An interest-free advance cash facility is also available
The card is globally accepted
Easy Cash: users will get an unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to their billing date; with a maximum period of 50 days
Emergency advance: Convert the available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
Users can convert the available cash limit into a Personal loan for 3 months at a 1.16% interest rate per month at no processing fee.; Users get an unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing…

Fees & charges

Joining fee: ₹499 (Plus Service Tax)
Annual fee: Annual membership Fees: 499 + taxes
Foreign currency markup: 3.50%
Interest rate: 3.99% p.m (up to 47.88% p.a)
Late payment: Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)
Cash advance: 2.5% of the cash amount withdrawn (minimum ₹500)
Fuel surcharge: 1% surcharge on fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…
Billing cycle: 30 days
Other fees: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

What works well

Welcome Reward: Users will get 1000 RP on payment of joining fees and minimum spending of ₹2,000 within 30 days of card issuance
The value of 1 RBL reward point is ₹0.2
Users will get 1 RBL reward point on spending ₹400
Effective cashback rate: 0.05%. 8 reward points for every ₹400 spends on Education and Bill payment
Effective cashback rate: 0.4%
Users can convert the available cash limit into a Personal loan for 3 months at a 1.16% interest rate per month at no processing fee

Worth knowing

Very low cashback rate
Lacks standard features like free lounge visits
Limited value add features
No cashback rewards are available

Who can apply

Nationality: Indian
Age: 21 to 70 years
Employment and Credit Score: At bank's Discretion

How to apply

Here are the steps on how to apply for the RBL Bank + Bajaj Finance EasySaver Super Card: Visit the RBL Bank website and click on the "Apply for Credit Card" link

Select the "RBL Bank + Bajaj Finance EasySaver Super Card" from the list of credit cards
Enter your personal and financial information, such as your name, email address, contact number, PAN card number, and income proof
Submit your application and wait for approval
You can also apply for the RBL Bank + Bajaj Finance EasySaver Super Card through the Bajaj Finserv website or app

Details come from information published by Bajaj Finance and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.