Bajaj Finance Binge Supercard

Welcome benefits

• User will get 4,000 reward points on payment of joining fee and spends of ₹2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)

Rewards & cashback

• Users will get 1 RBL reward point for spending ₹100
• Value of 1 RBL reward point ₹0.25
• General cashback rate is 0.25%
• 12 reward points for every ₹100 on all online spends, except for online purchases made on Education, Insurance, Utilities, and Rent payments
• Effective cashback rate: 3%

Milestone benefits

• If the user spends ₹2,00,000 in a year, then up to 10,000 reward points will be awarded to him, (exclude rental spends)

Airport lounge access

• 2 complimentary domestic airport lounge access per year (1 per quarter), cardholder should have spent a minimum of ₹15,000 in the previous quarter to be eligble for this

Movies

• Users will get a 1+1 Bookmyshow offer on movie tickets (Upto ₹200) once a month on any day

More benefits & features

• Purchases above ₹3000 can be converted into EMIs
• Balance can be transferred from other Credit Card
• An interest-free advance cash facility is also available
• The card is globally accepted
• Easy to apply: Users can apply for the card online or through a bank branch
• Users can convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee.; Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum…
• Users can pay back in easy instalments and enjoy a host of benefits such as a document-free process and paperless money transfer.; Cash Advance program that fulfils the short-term cash requirements.; Users also enjoy a credit-free period of up to 50 days as…

Fees & charges

Joining fee

₹999 &

Annual fee

Annual membership Fees: 999 + taxes (second year onwards)

Foreign currency markup

3.50%

Interest rate

3.99% p.m (upto 47.88% p.a)

Late payment

Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)

Cash advance

2.5% of the cash amount withdrawn (minimum ₹500)

Fuel surcharge

1% Surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…

Billing cycle

30 days

Other fees

upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

Who can apply

• Nationality: Indian
• Age: 21 to 70 years
• Employment and Credit Score: At bank's Discretion

How to apply

here are the steps on how to apply for the RBL Bank + Bajaj finance Binge SuperCard:

1. Go to the RBL Bank website or the Bajaj Finserv website
2. Click on the "Apply for Credit Card" button
3. Select the RBL Bank + Bajaj finance Binge SuperCard
4. Enter your personal and financial information
5. Submit a copy of your PAN card and income proof
6. You will receive an email or SMS from RBL Bank or Bajaj Finserv with the status of your application