Welcome Benefit: Users will get ₹250 cashback on 1st fuel transaction of ₹250 or above at HPCL fuel station.
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IDFC First Power Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get ₹250 cashback on 1st fuel transaction of ₹250 or above at HPCL fuel station.
Milestone Benefits
None.
Cashback Rate
Users will get 5% cashback on fuel on paying through the HP Pay App. Max fuel cashback is capped at INR 5,000 per month.
2.5% cashback on grocery and utility bill payments. Max grocery and utility bill payments are capped at INR 4,000 per month.
2.5% cashback on fast tag recharge through the IDFC app. Cashback on Fasttag is capped at INR 2000 per month.
0.33% cashback on all other spends, no capping, payment can be made through UPI too for all other spends.
Movie Benefits
None.
Dining Benefits
INR 150 discount on orders above INR 500 on Swiggy once a month.
Other Benefits
Other Benefits: INR 500 discount on ZoomCar rentals, and discounts up to 50% on domestic and international rental cars with Eco Rent A Car and Europcar.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get ₹250 cashback on 1st fuel transaction of ₹250 or above at HPCL fuel station.
Milestone Benefits
None.
Cashback Rate
Users will get 5% cashback on fuel on paying through the HP Pay App. Max fuel cashback is capped at INR 5,000 per month.
2.5% cashback on grocery and utility bill payments. Max grocery and utility bill payments are capped at INR 4,000 per month.
2.5% cashback on fast tag recharge through the IDFC app. Cashback on Fasttag is capped at INR 2000 per month.
0.33% cashback on all other spends, no capping, payment can be made through UPI too for all other spends.
Movie Benefits
None.
Dining Benefits
INR 150 discount on orders above INR 500 on Swiggy once a month.
Other Benefits
Other Benefits: INR 500 discount on ZoomCar rentals, and discounts up to 50% on domestic and international rental cars with Eco Rent A Car and Europcar.
Lounge Access
None.
Fees & Charges of
IDFC First Power Credit Card
Joining Fee
N.A.(Not Applicable)
Annual Fee
N.A.(Not Applicable)
Cash Advance Fee
Cash withdrawal fee - INR 199.
Interest rate
Monthly Interest Rate - 0.75% - 3.5% Annual Interest Rate - 9% - 42%
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1250 .
Foreign Currency Transactions Fee
Forex Mark up - 1.5%
Other Fees
Fuel Surcharge - 1%, waived upto INR 400 per statement cycle. | Redemption fee: INR 99.
Joining Fee
N.A.(Not Applicable)
Annual Fee
N.A.(Not Applicable)
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Monthly Interest Rate - 0.75% - 3.5% Annual Interest Rate - 9% - 42%
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1250 .
Foreign Currency Transactions Fee
Forex Mark up - 1.5%
Other Fees
Fuel Surcharge - 1%, waived upto INR 400 per statement cycle. | Redemption fee: INR 99.
Fee and Charges of
IDFC First Power Credit Card
Special Features
15X reward points on fuel and LPG: Earn an impressive 15X reward points on fuel and LPG purchases at HPCL outlets.
Eligibility Criteria
Age: 21 years & above.
Indian resident with permanent residential address.
Speical Feature, Eligibility and Benefits of
IDFC First Power Credit Card
How to apply for Credit Card?
To apply for the IDFC First Power Credit Card, you can either apply online or visit a nearby IDFC First Bank branch. To apply online:
Go to the IDFC First Bank website and click on the "Apply for Credit Card" tab.
Select the "IDFC First Power Credit Card" from the list of credit cards.
Enter your basic information, such as your name, contact details, and date of birth.
Upload a copy of your PAN card and latest salary slip.
Click on the "Submit" button.
Contact Details
Toll Free No: 1860 258 2000
Whatsapp banking (for registered Nos): Numbers to connect: 95555 55555
•Email us at Banker@idfcfirstbank.com
Account Opening and Procedure of
IDFC First Power Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
IDFC First Power Card is a great card if you are looking to bring down your gas and fuel bills. It is also a feature rich card. The only flaw is its low general cashback rate (non-fuel).
IDFC First Power Card is a great card if you are looking to bring down your gas and fuel bills. It is also a feature rich card. The only flaw is its low general cashback rate (non-fuel).
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai