top of page
ChatGPT Image Nov 21, 2025, 02_22_41 PM.png
welcome benefit of Credit Card

Welcome Benefits:Users will get a 3-month Zomato gold membership.

IndusInd ePay Amex Credit Card

IndusInd ePay Amex Credit Card

42.5

Rewards & Benefits

Welcome Benefits

Welcome Benefits:Users will get a 3-month Zomato gold membership.

Milestone Benefits

Milestone Benefit: If the user spends Rs Rs 2 Lakhs in a year then he will get Times Prime Membership.

Cashback Rate

  • Value of 1 reward point = INR 0.35. 

  • Users will get 4 reward points on the first 4 transactions each month, with an effective cashback rate of 1.4%.

  • Users will get 8 reward points for  5th to 8th transaction in each statement cycle with an effective cashback rate: of 2.8%.

  • 10 reward points on every transaction beyond 10th transaction with cashback rate of 3.5%.

Movie Benefits

None.

Dining Benefits

None.

Other Benefits

None.

Lounge Access

None.

Rewards & Benefits

Welcome Benefits

Welcome Benefits:Users will get a 3-month Zomato gold membership.

Milestone Benefits

Milestone Benefit: If the user spends Rs Rs 2 Lakhs in a year then he will get Times Prime Membership.

Cashback Rate

  • Value of 1 reward point = INR 0.35. 

  • Users will get 4 reward points on the first 4 transactions each month, with an effective cashback rate of 1.4%.

  • Users will get 8 reward points for  5th to 8th transaction in each statement cycle with an effective cashback rate: of 2.8%.

  • 10 reward points on every transaction beyond 10th transaction with cashback rate of 3.5%.

Movie Benefits

None.

Dining Benefits

None.

Other Benefits

None.

Lounge Access

None.

Fees & Charges of

IndusInd ePay Amex Credit Card

Joining Fee

NIL

Annual Fee

NIl.

Cash Advance Fee

N.A.(Not Applicable)

Interest rate

Interest rate:3.95% per month and 47.40% per annum.

Late Payment Fee

Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.

Foreign Currency Transactions Fee

Foreign Currency Markup Fee: 3.5%

Other Fees

Add-on card fee:NIL.

Joining Fee

NIL

Annual Fee

NIl.

Cash Advance Fee

2.5% or ?500 whichever is higher

Interest rate

Interest rate:3.95% per month and 47.40% per annum.

Late Payment Fee

Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.

Foreign Currency Transactions Fee

Foreign Currency Markup Fee: 3.5%

Other Fees

Add-on card fee:NIL.

Fee and Charges of

IndusInd ePay Amex Credit Card

Special Features

Five percent cashback every year on timely payment of the total due amount within seven days of statement generation.

Eligibility Criteria

This card is available through invitation.

Speical Feature, Eligibility and Benefits of

IndusInd ePay Amex Credit Card

How to apply for Credit Card?

  • Visit the IndusInd Bank Website

  • Click "Apply Online"

  • Enter Personal Details, Employment Information

  • Upload Documents

  • Accept Terms and Conditions

  • Application Review and Approval

Contact Details

1860 267 7777

Account Opening and Procedure of

IndusInd ePay Amex Credit Card

Find Offers on Your Credit Card

Dineout Offers

Dineout Offers

Swiggy/Zomato Offers

Swiggy/Zomato Offers

Bus Offers

Bus Offers

Grocery Offers

Grocery Offers

Airport Lounges

Airport Lounges

Airline Offers

Airline Offers

Hotel Offers

Hotel Offers

Movie Offers

Movie Offers

Visa Offers

Visa Offers

Rupay Offers

Rupay Offers

MasterCard Offers

MasterCard Offers

MyRupaya Ai

MyRupaya Ai

Find Offers on Your Credit Card

Dineout Offers

Dineout Offers

Swiggy/Zomato Offers

Swiggy/Zomato Offers

Bus Offers

Bus Offers

Grocery Offers

Grocery Offers

Airport Lounges

Airport Lounges

Airline Offers

Airline Offers

Hotel Offers

Hotel Offers

Movie Offers

Movie Offers

Visa Offers

Visa Offers

Rupay Offers

Rupay Offers

MasterCard Offers

MasterCard Offers

MyRupaya Ai

MyRupaya Ai

The card offers decent cashback rate. The value add features offered by the card are also decent.

The card offers decent cashback rate. The value add features offered by the card are also decent.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review of

IndusInd ePay Amex Credit Card

bottom of page