IndusInd ePay Amex Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits:Users will get a 3-month Zomato gold membership.
Milestone Benefits
Milestone Benefit: If the user spends Rs Rs 2 Lakhs in a year then he will get Times Prime Membership.
Cashback Rate
Value of 1 reward point = INR 0.35.
Users will get 4 reward points on the first 4 transactions each month, with an effective cashback rate of 1.4%.
Users will get 8 reward points for 5th to 8th transaction in each statement cycle with an effective cashback rate: of 2.8%.
10 reward points on every transaction beyond 10th transaction with cashback rate of 3.5%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefits:Users will get a 3-month Zomato gold membership.
Milestone Benefits
Milestone Benefit: If the user spends Rs Rs 2 Lakhs in a year then he will get Times Prime Membership.
Cashback Rate
Value of 1 reward point = INR 0.35.
Users will get 4 reward points on the first 4 transactions each month, with an effective cashback rate of 1.4%.
Users will get 8 reward points for 5th to 8th transaction in each statement cycle with an effective cashback rate: of 2.8%.
10 reward points on every transaction beyond 10th transaction with cashback rate of 3.5%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
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Lounge Access
None.
Fees & Charges
Joining Fee
NIL
Annual Fee
NIl.
Cash Advance Fee
N.A.(Not Applicable)
Interest rate
Interest rate:3.95% per month and 47.40% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee: 3.5%
Other Fees
Add-on card fee:NIL.
Fees & Charges
Joining Fee
NIL
Annual Fee
NIl.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate:3.95% per month and 47.40% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee: 3.5%
Other Fees
Add-on card fee:NIL.
Special Features
Five percent cashback every year on timely payment of the total due amount within seven days of statement generation.
Eligibility Criteria
This card is available through invitation.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the IndusInd Bank Website
Click "Apply Online"
Enter Personal Details, Employment Information
Upload Documents
Accept Terms and Conditions
Application Review and Approval
Contact Details
1860 267 7777
Account Opening and Procedure
The card offers decent cashback rate. The value add features offered by the card are also decent.
The card offers decent cashback rate. The value add features offered by the card are also decent.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai