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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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IndusInd Partner Savings Account

IndusInd Partner Savings Account

Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Account Opening Fee

Account Type

0

Account Type

Saving/Joint

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Kotak Nova Savings Account

Kotak Nova Savings Account

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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KBL Corporate Salary Account Ultimate

KBL Corporate Salary Account Ultimate

Corporate salary account from Karnataka bank.

Interest Rate

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

0

Account Type

Salary

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Junior Saving Account

Junior Saving Account

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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PNB Junior SF Account

PNB Junior SF Account

Saving account specially designed for minors.

Interest Rate

Upto 1 lakh -2.70%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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Axis Amaze Digital Saving Account

Axis Amaze Digital Saving Account

Zero Balance Saving Account

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings

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IDBI Silver Salary Account

IDBI Silver Salary Account

Salary Account from IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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No-Frills Savings Bank Account (Zero Balance)

No-Frills Savings Bank Account (Zero Balance)

Zero balance savings account offered by UCO Bank.

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%

Account Opening Fee

Account Type

The Savings account can be opened with a minimum initial deposit of INR 5.

Account Type

Savings Account

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Axis Pension Savings Account

Axis Pension Savings Account

Pension Savings Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Gold Pratham Savings Account

Gold Pratham Savings Account

Pratham Savings Account is designed for the dynamic and ambitious youth of the nation, it’s a perfect account to inculcate the habit of saving early.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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IDBI Small Account (Relaxed KYC)

IDBI Small Account (Relaxed KYC)

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Yes Vijay Advantage

Yes Vijay Advantage

Salary Savings Account for the Defence Forces.

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Baroda Salary Super Account

Baroda Salary Super Account

Salary Account from Bank of Baroda

Interest Rate

Upto 1 lakh-2.75% and Above 1 lakh but less than 100cr -2.75 %p.a

Account Opening Fee

Account Type

0

Account Type

salaried

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UCO Suvidha Salary Account (Silver)

UCO Suvidha Salary Account (Silver)

Salary account offered by UCO Bank.

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Fed Salary

Fed Salary

Salary Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Suryoday Next Gen Savings Account

Suryoday Next Gen Savings Account

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Account Opening Fee

Account Type

NIL

Account Type

Saving

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IOB SB Platinum

IOB SB Platinum

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs to Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Account Opening Fee

Account Type

0

Account Type

Saving

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UCO General Saving Scheme

UCO General Saving Scheme

Savings account from UCO Bank.

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Account Opening Fee

Account Type

0

Account Type

Savings.

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Union Bank Executive Salary Account

Union Bank Executive Salary Account

Salary Account from Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary

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Cent Balbhavishya

Cent Balbhavishya

Savings Account from Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Account Opening Fee

Account Type

0

Account Type

Saving

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IndusInd Partner Savings Account

IndusInd Bank

Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Upto 1 lakh @ Rs 2.5 per txn
1-5 lakhs@Rs 10 per txn

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak Nova Savings Account

Kotak Mahindra Bank

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25%

Up to 10,000: Rs. 5;
10,001 to 1,00,000: Rs. 5;
1,00,001 to 5,00,000: Rs. 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KBL Corporate Salary Account Ultimate

Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Junior Saving Account

Kotak Mahindra Bank

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25%

0

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Junior SF Account

Punjab National Bank

Interest Rate

Upto 1 lakh -2.70%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free upto Rs.10,000/-per day.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Amaze Digital Saving Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Silver Salary Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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No-Frills Savings Bank Account (Zero Balance)

UCO Bank

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%

Free if done online.

Account Opening Fe

The Savings account can be opened with a minimum initial deposit of INR 5.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Pension Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Gold Pratham Savings Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Small Account (Relaxed KYC)

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Upto Rs. 1000/- per Transaction -NIL ,Above Rs. 1000/- - Rs. 1 Lac -Rs.5

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Vijay Advantage

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Salary Super Account

Bank of Baroda

Interest Rate

Upto 1 lakh-2.75% and Above 1 lakh but less than 100cr -2.75 %p.a

Free if done online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UCO Suvidha Salary Account (Silver)

UCO Bank

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Free online.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed Salary

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryoday Next Gen Savings Account

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Unlimited transactions with daily limit of ₹ 2,000 via Net Banking/Mobile Banking.Chargeable at branch

Account Opening Fe

NIL

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IOB SB Platinum

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs to Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UCO General Saving Scheme

UCO Bank

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Free if done online.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Union Bank Executive Salary Account

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Cent Balbhavishya

Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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