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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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AU Student Account

AU Student Account

​

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Account Opening Fee

Account Type

INR 0

Account Type

Saving

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Advantage Savings Account

Advantage Savings Account

​

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Account Opening Fee

Account Type

0

Account Type

Saving

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IndusInd Progress Saving Account

IndusInd Progress Saving Account

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Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Bronze Salary Account

Bronze Salary Account

Salary Account from IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Everyday Savings Account

Everyday Savings Account

​

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Account Opening Fee

Account Type

0

Account Type

Saving

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Railway Salary Package (RSP)

Railway Salary Package (RSP)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana by Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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Axis Government Scholarship Savings Account

Axis Government Scholarship Savings Account

​

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs and up to less than Rs. 800 Crs-3.50% p.a..

Account Opening Fee

Account Type

0

Account Type

Saving

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Fed Delite Saving Account

Fed Delite Saving Account

For balance upto 50 Lakhs: 3%.

Interest Rate

For balance upto 3 Lakhs: 3%. For balance above 3 Lakh 3.05%.

Account Opening Fee

Account Type

0

Account Type

Saving

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ESAF Mahila Account

ESAF Mahila Account

​

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Union Bank SBIHNI Prime

 Union Bank SBIHNI Prime

Account specially designed for High Networth Individuals

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Suryoday Basic Savings Bank Deposit Account

Suryoday Basic Savings Bank Deposit Account

Basic savings account from Suryoday Small Finance Bank.

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Account Opening Fee

Account Type

Nil.

Account Type

Saving

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Bandhan Sanchay Savings Account

Bandhan Sanchay Savings Account

​

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Account Opening Fee

Account Type

​

Account Type

Saving

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IOB Student

IOB Student

​

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Account Opening Fee

Account Type

0

Account Type

Saving

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State Government Salary Package (SGSP)

State Government Salary Package (SGSP)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Yes Bank Women’s Salary Account

Yes Bank Women’s Salary Account

Exclusive salary account for women employees.

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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ESAF Senior Citizen Account

ESAF Senior Citizen Account

​

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Suryoday Savings Classic

Suryoday Savings Classic

Savings bank account from Suryoday Small Finance Bank.

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Account Opening Fee

Account Type

Nil.

Account Type

Saving

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Basic Savings Account

Basic Savings Account

Basic Savings Account from Indian Post Payment Bank

Interest Rate

Balance up to INR 1 Lakh – 2.00% per annum.
Balances above INR 1 Lakh & up to INR 2 Lakh – 2.25%.

Account Opening Fee

Account Type

0

Account Type

Saving Account

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Dhanam Basic Savings Bank Deposit

Dhanam Basic Savings Bank Deposit

​

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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AU Student Account

AU Small Finace Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free if done online

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Advantage Savings Account

Bandhan Bank

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IndusInd Progress Saving Account

IndusInd Bank

Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Upto 1 lakh @ Rs 2.5 per txn
1-5 lakhs@Rs 10 per txn

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bronze Salary Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Everyday Savings Account

Kotak Mahindra Bank

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Railway Salary Package (RSP)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Pradhan Mantri Jan Dhan Yojana

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a

Not mentioned

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Government Scholarship Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs and up to less than Rs. 800 Crs-3.50% p.a..

Upto Rs. 1000 - Rs. 2.5 per transaction, Rs. 1000 to Rs. 1 Lakh - Rs. 5 per transaction, Rs. 1 Lakh to Rs. 2 Lakh - Rs. 15 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed Delite Saving Account

Federal Bank

Interest Rate

For balance upto 3 Lakhs: 3%. For balance above 3 Lakh 3.05%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Mahila Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Union Bank SBIHNI Prime

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryoday Basic Savings Bank Deposit Account

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

NIL.

Account Opening Fe

Nil.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bandhan Sanchay Savings Account

Bandhan Bank

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Free online

Account Opening Fe

​

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IOB Student

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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State Government Salary Package (SGSP)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Bank Women’s Salary Account

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Senior Citizen Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryoday Savings Classic

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

20 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS). Chargeable at branch. IMPS Payment (Outward) Upto ₹ 100,000 per transaction : Rs 5. Above ₹ 100,000 to ₹ 500,000 per transaction: Rs. 10

Account Opening Fe

Nil.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Basic Savings Account

India Post Payment Bank Limited

Interest Rate

Balance up to INR 1 Lakh – 2.00% per annum.
Balances above INR 1 Lakh & up to INR 2 Lakh – 2.25%.

INR 5

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Dhanam Basic Savings Bank Deposit

Dhanlaxmi Bank

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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