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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Shivalik Saving Gold

Shivalik Saving Gold

Savings Bank Account

Interest Rate

Balance upto 1 Lac 3.00%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 6.00%
Above 50 Lacs to 1 Crore 6.50%
Above 1 Crore to 2 Crore 6.00%

Account Opening Fee

Account Type

N.A.

Account Type

Saving

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Jumbo Savings for Kids

Jumbo Savings for Kids

KVB Jumbo Kids Savings Account For Kids account is a special account designed to meet the needs of children.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Account Opening Fee

Account Type

INR 0

Account Type

Savings Account

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AU Digital Saving Account

AU Digital Saving Account

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Account Opening Fee

Account Type

INR 0

Account Type

Saving

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PNB Elite Saving Premium

PNB Elite Saving Premium

Elite savings Account from Punjab National Bank.

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75 %

Account Opening Fee

Account Type

0

Account Type

Saving

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FedBook Selfie

FedBook Selfie

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Fed Basic Savings Bank Deposit Account

Fed Basic Savings Bank Deposit Account

Interest Rate

Less than ₹5Lakhs- 3.45% below RBI's Repo Rate
₹5Lakhs to less than ₹50Lakhs- 3.45% below RBI’s Repo Rate for balance below ₹5L
and 3.40% below RBI's Repo Rate for balance of ₹5L and above

Account Opening Fee

Account Type

0

Account Type

Saving

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AU Student Account

AU Student Account

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Account Opening Fee

Account Type

INR 0

Account Type

Saving

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Advantage Savings Account

Advantage Savings Account

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Account Opening Fee

Account Type

0

Account Type

Saving

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IndusInd Progress Saving Account

IndusInd Progress Saving Account

Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Bronze Salary Account

Bronze Salary Account

Salary Account from IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Everyday Savings Account

Everyday Savings Account

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Account Opening Fee

Account Type

0

Account Type

Saving

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Railway Salary Package (RSP)

Railway Salary Package (RSP)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana by Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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Axis Government Scholarship Savings Account

Axis Government Scholarship Savings Account

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs and up to less than Rs. 800 Crs-3.50% p.a..

Account Opening Fee

Account Type

0

Account Type

Saving

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Fed Delite Saving Account

Fed Delite Saving Account

For balance upto 50 Lakhs: 3%.

Interest Rate

For balance upto 3 Lakhs: 3%. For balance above 3 Lakh 3.05%.

Account Opening Fee

Account Type

0

Account Type

Saving

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ESAF Mahila Account

ESAF Mahila Account

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Union Bank SBIHNI Prime

 Union Bank SBIHNI Prime

Account specially designed for High Networth Individuals

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Suryoday Basic Savings Bank Deposit Account

Suryoday Basic Savings Bank Deposit Account

Basic savings account from Suryoday Small Finance Bank.

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Account Opening Fee

Account Type

Nil.

Account Type

Saving

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Bandhan Sanchay Savings Account

Bandhan Sanchay Savings Account

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Account Opening Fee

Account Type

Account Type

Saving

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IOB Student

IOB Student

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Account Opening Fee

Account Type

0

Account Type

Saving

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Shivalik Saving Gold

Shivalik Small Finance Bank

Interest Rate

Balance upto 1 Lac 3.00%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 6.00%
Above 50 Lacs to 1 Crore 6.50%
Above 1 Crore to 2 Crore 6.00%

Upto Rs. 2,000(5 transactions free per day) - 2 , 2001 to 5000 - 2, 5001 to 25000 - 4, 25,001 to 1,00,000 - 8, 1,00,001 to 10,00,000 - 15

Account Opening Fe

N.A.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Jumbo Savings for Kids

Karur Vysya Bank Limited

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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AU Digital Saving Account

AU Small Finace Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free if done online

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Elite Saving Premium

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75 %

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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FedBook Selfie

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed Basic Savings Bank Deposit Account

Federal Bank

Interest Rate

Less than ₹5Lakhs- 3.45% below RBI's Repo Rate
₹5Lakhs to less than ₹50Lakhs- 3.45% below RBI’s Repo Rate for balance below ₹5L
and 3.40% below RBI's Repo Rate for balance of ₹5L and above

Upto INR 1,000: INR. 0; 1,001 to 1 Lakh: INR.5; 1,00,001 to 2 Lakh: INR 15, above INR 2 Lakh: INR 17

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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AU Student Account

AU Small Finace Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free if done online

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Advantage Savings Account

Bandhan Bank

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IndusInd Progress Saving Account

IndusInd Bank

Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Upto 1 lakh @ Rs 2.5 per txn
1-5 lakhs@Rs 10 per txn

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bronze Salary Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Everyday Savings Account

Kotak Mahindra Bank

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Railway Salary Package (RSP)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Pradhan Mantri Jan Dhan Yojana

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a

Not mentioned

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Government Scholarship Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs and up to less than Rs. 800 Crs-3.50% p.a..

Upto Rs. 1000 - Rs. 2.5 per transaction, Rs. 1000 to Rs. 1 Lakh - Rs. 5 per transaction, Rs. 1 Lakh to Rs. 2 Lakh - Rs. 15 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed Delite Saving Account

Federal Bank

Interest Rate

For balance upto 3 Lakhs: 3%. For balance above 3 Lakh 3.05%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Mahila Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Union Bank SBIHNI Prime

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryoday Basic Savings Bank Deposit Account

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

NIL.

Account Opening Fe

Nil.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bandhan Sanchay Savings Account

Bandhan Bank

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Free online

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IOB Student

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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