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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Bank of Baroda LITE Savings Account

Bank of Baroda LITE Savings Account

Savings Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving account

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SBI Savings Account For Minors

SBI Savings Account For Minors

Savings account for minors from SBI.

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings

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Baroda Salary Premium Account

Baroda Salary Premium Account

Salary Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Salaried

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Unity Classic Saving Account Programme

Unity Classic Saving Account Programme

​

Interest Rate

Saving accoubt balance upto 1 lakh -6.00% and Saving account balance above 1 lakh -7.00%.

Account Opening Fee

Account Type

​

Account Type

Saving

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Bandhan BSBDA-Small Savings Account

Bandhan BSBDA-Small Savings Account

​

Interest Rate

Upto 1 Lakh: 3.00%. Between 1 and 5 Lakh: 3.00%.Between 5 and 10 Lakh: 5%. Above 10 and upto 5 Crore: 6.00%.

Account Opening Fee

Account Type

0

Account Type

Saving

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CUB Salary Prime

CUB Salary Prime

Salary Account from City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Dhanam + and ++ Savings Account

Dhanam + and ++ Savings Account

​

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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PSB Basic Savings Bank Deposit Account

PSB Basic Savings Bank Deposit Account

Basic savings account from PSB.

Interest Rate

Upto 1 Crore: 2.70%, Above 1 Crore to upto 50 Crore:2.90%.

Account Opening Fee

Account Type

0

Account Type

Savings

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DCB Niyo Savings Account

DCB Niyo Savings Account

Savings account from DCB Bank.

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

Account Opening Fee

Account Type

0

Account Type

Saving

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KBL Corporate Salary Account Delite

KBL Corporate Salary Account Delite

Corporate salary account from Karnataka bank.

Interest Rate

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Yes Agniveer Account

Yes Agniveer Account

Salary Savings Account for the Defence Forces.

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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PM Jan-Dhan Yojna

PM Jan-Dhan Yojna

​

Interest Rate

2.85%

Account Opening Fee

Account Type

0

Account Type

Saving

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CUB General Savings Account

CUB General Savings Account

Savings account from City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Account Opening Fee

Account Type

0

Account Type

Savings Account

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IDFC Honour FIRST Defence Account

IDFC Honour FIRST Defence Account

Salary Account for Armed Officer and Veterans.

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Account Opening Fee

Account Type

0

Account Type

Salary Account.

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NESFA BSBDA Small

NESFA BSBDA Small

​

Interest Rate

Rs 0 - upto 4.99 Lacs 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Account Opening Fee

Account Type

Nil

Account Type

Saving

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Axis Prestige Salary Account

Axis Prestige Salary Account

Prestige Salary Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Platinum BOI Star Parivaar Savings Account

Platinum BOI Star Parivaar Savings Account

Account specially designed for whole family.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Utkarsh Standard Saving Account

Utkarsh Standard Saving Account

Savings account from Utkarsh Standar Saving Account

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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Deluxe Savings Account

Deluxe Savings Account

​

Interest Rate

2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Gold BOI Star Parivaar Savings Account

Gold BOI Star Parivaar Savings Account

Account specially designed for whole family.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Bank of Baroda LITE Savings Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Savings Account For Minors

State Bank Of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Nil. However a per day transaction
limit has been set

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Salary Premium Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free if done online.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Unity Classic Saving Account Programme

Unity Small Finance Bank

Interest Rate

Saving accoubt balance upto 1 lakh -6.00% and Saving account balance above 1 lakh -7.00%.

​

Account Opening Fe

​

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bandhan BSBDA-Small Savings Account

Bandhan Bank

Interest Rate

Upto 1 Lakh: 3.00%. Between 1 and 5 Lakh: 3.00%.Between 5 and 10 Lakh: 5%. Above 10 and upto 5 Crore: 6.00%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CUB Salary Prime

City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Dhanam + and ++ Savings Account

Dhanlaxmi Bank'

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PSB Basic Savings Bank Deposit Account

Punjab and Sindh Bank

Interest Rate

Upto 1 Crore: 2.70%, Above 1 Crore to upto 50 Crore:2.90%.

Free for online transactions.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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DCB Niyo Savings Account

DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

AMB is 25,000 or more: Free
AMB is less than 25,000: 10 transactions free per month; thereafter per transaction charges as below:
Upto 1,000: Nil
1,001 and upto 25,000: 4.50 per transaction
25,001 and above: 7.50 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KBL Corporate Salary Account Delite

Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Agniveer Account

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PM Jan-Dhan Yojna

Nainital Bank

Interest Rate

2.85%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CUB General Savings Account

City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Up to 1 lakh-Re 1 and For Above Rs.25001 to Rs.2 Lakh - Rs. 7.50

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDFC Honour FIRST Defence Account

IDFC Bank

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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NESFA BSBDA Small

North East Small Finance Bank

Interest Rate

Rs 0 - upto 4.99 Lacs 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Up to Rs. 1 Lakh - Rs. 5 ; Rs 1 Lakh -< 2 Lakhs : Rs 15

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Prestige Salary Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Platinum BOI Star Parivaar Savings Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Utkarsh Standard Saving Account

Utkarsh Small Finance Bank

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%

Up to Rs. 1,000: INR 2.5 per transaction
Above Rs. 1,000 up to INR 25,000: INR 5 per transaction
Above Rs. 25,000 up to INR 5,00,000: INR 5 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Deluxe Savings Account

Jammu & Kashmir Bank Ltd.

Interest Rate

2.90%

No Mention

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Gold BOI Star Parivaar Savings Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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