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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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State Government Salary Package (SGSP)

State Government Salary Package (SGSP)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Yes Bank Women’s Salary Account

Yes Bank Women’s Salary Account

Exclusive salary account for women employees.

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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ESAF Senior Citizen Account

ESAF Senior Citizen Account

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Suryoday Savings Classic

Suryoday Savings Classic

Savings bank account from Suryoday Small Finance Bank.

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Account Opening Fee

Account Type

Nil.

Account Type

Saving

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Basic Savings Account

Basic Savings Account

Basic Savings Account from Indian Post Payment Bank

Interest Rate

Balance up to INR 1 Lakh – 2.00% per annum.
Balances above INR 1 Lakh & up to INR 2 Lakh – 2.25%.

Account Opening Fee

Account Type

0

Account Type

Saving Account

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Dhanam Basic Savings Bank Deposit

Dhanam Basic Savings Bank Deposit

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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Bank of Baroda LITE Savings Account

Bank of Baroda LITE Savings Account

Savings Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving account

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SBI Savings Account For Minors

SBI Savings Account For Minors

Savings account for minors from SBI.

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings

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Baroda Salary Premium Account

Baroda Salary Premium Account

Salary Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Salaried

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Unity Classic Saving Account Programme

Unity Classic Saving Account Programme

Interest Rate

Saving accoubt balance upto 1 lakh -6.00% and Saving account balance above 1 lakh -7.00%.

Account Opening Fee

Account Type

Account Type

Saving

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Bandhan BSBDA-Small Savings Account

Bandhan BSBDA-Small Savings Account

Interest Rate

Upto 1 Lakh: 3.00%. Between 1 and 5 Lakh: 3.00%.Between 5 and 10 Lakh: 5%. Above 10 and upto 5 Crore: 6.00%.

Account Opening Fee

Account Type

0

Account Type

Saving

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CUB Salary Prime

CUB Salary Prime

Salary Account from City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Dhanam + and ++ Savings Account

Dhanam + and ++ Savings Account

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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PSB Basic Savings Bank Deposit Account

PSB Basic Savings Bank Deposit Account

Basic savings account from PSB.

Interest Rate

Upto 1 Crore: 2.70%, Above 1 Crore to upto 50 Crore:2.90%.

Account Opening Fee

Account Type

0

Account Type

Savings

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DCB Niyo Savings Account

DCB Niyo Savings Account

Savings account from DCB Bank.

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

Account Opening Fee

Account Type

0

Account Type

Saving

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KBL Corporate Salary Account Delite

KBL Corporate Salary Account Delite

Corporate salary account from Karnataka bank.

Interest Rate

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Yes Agniveer Account

Yes Agniveer Account

Salary Savings Account for the Defence Forces.

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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PM Jan-Dhan Yojna

PM Jan-Dhan Yojna

Interest Rate

2.85%

Account Opening Fee

Account Type

0

Account Type

Saving

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CUB General Savings Account

CUB General Savings Account

Savings account from City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Account Opening Fee

Account Type

0

Account Type

Savings Account

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IDFC Honour FIRST Defence Account

IDFC Honour FIRST Defence Account

Salary Account for Armed Officer and Veterans.

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Account Opening Fee

Account Type

0

Account Type

Salary Account.

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State Government Salary Package (SGSP)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Bank Women’s Salary Account

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Senior Citizen Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryoday Savings Classic

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

20 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS). Chargeable at branch. IMPS Payment (Outward) Upto ₹ 100,000 per transaction : Rs 5. Above ₹ 100,000 to ₹ 500,000 per transaction: Rs. 10

Account Opening Fe

Nil.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Basic Savings Account

India Post Payment Bank Limited

Interest Rate

Balance up to INR 1 Lakh – 2.00% per annum.
Balances above INR 1 Lakh & up to INR 2 Lakh – 2.25%.

INR 5

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Dhanam Basic Savings Bank Deposit

Dhanlaxmi Bank

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of Baroda LITE Savings Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Savings Account For Minors

State Bank Of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Nil. However a per day transaction
limit has been set

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Salary Premium Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free if done online.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Unity Classic Saving Account Programme

Unity Small Finance Bank

Interest Rate

Saving accoubt balance upto 1 lakh -6.00% and Saving account balance above 1 lakh -7.00%.

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bandhan BSBDA-Small Savings Account

Bandhan Bank

Interest Rate

Upto 1 Lakh: 3.00%. Between 1 and 5 Lakh: 3.00%.Between 5 and 10 Lakh: 5%. Above 10 and upto 5 Crore: 6.00%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CUB Salary Prime

City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Dhanam + and ++ Savings Account

Dhanlaxmi Bank'

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PSB Basic Savings Bank Deposit Account

Punjab and Sindh Bank

Interest Rate

Upto 1 Crore: 2.70%, Above 1 Crore to upto 50 Crore:2.90%.

Free for online transactions.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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DCB Niyo Savings Account

DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

AMB is 25,000 or more: Free
AMB is less than 25,000: 10 transactions free per month; thereafter per transaction charges as below:
Upto 1,000: Nil
1,001 and upto 25,000: 4.50 per transaction
25,001 and above: 7.50 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KBL Corporate Salary Account Delite

Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Agniveer Account

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PM Jan-Dhan Yojna

Nainital Bank

Interest Rate

2.85%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CUB General Savings Account

City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Up to 1 lakh-Re 1 and For Above Rs.25001 to Rs.2 Lakh - Rs. 7.50

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDFC Honour FIRST Defence Account

IDFC Bank

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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