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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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UCO Suvidha Salary Account (Platinum)

UCO Suvidha Salary Account (Platinum)

Salary account offered by UCO Bank.

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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UBI Savings Account General

UBI Savings Account General

​

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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PNB Elite Saving Grand

PNB Elite Saving Grand

Elite savings account from Punjab National Bank.

Interest Rate

Upto 1 lakh -2.7%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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NESFB Salary Account

NESFB Salary Account

​

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Account Opening Fee

Account Type

Nil

Account Type

Saving

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FedFirst

FedFirst

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Uco Aparajita Emerald

Uco Aparajita Emerald

A savings account designed for women

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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IPPBL Premium Savings Account

IPPBL Premium Savings Account

Premium Savings Account from Indian Post Payment Bank

Interest Rate

Balance up to INR 1 Lakh– 2.00% and Balances above INR 1 Lakh & up to INR 2 Lakh- 2.25%.

Account Opening Fee

Account Type

149/- (exclusive of GST)

Account Type

Saving

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Suryoday Salary Savings Standard

Suryoday Salary Savings Standard

Salary account from Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Account Opening Fee

Account Type

Nil.

Account Type

Salary

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CSB Senior Citizen Independence Savings Account

CSB Senior Citizen Independence Savings Account

Savings account for senior citizens.

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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Federal Bank Salary Account Jupiter

Federal Bank Salary Account Jupiter

Salary account from jupiter.money

Interest Rate

3.00%

Account Opening Fee

Account Type

0

Account Type

Salary account

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Axis Basic Savings Account

Axis Basic Savings Account

Basic Savings Account of Axis Bank

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs above but less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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CUB PMJDY (PRADHAN MANTRI JAN-DHAN YOJNA)

CUB PMJDY (PRADHAN MANTRI JAN-DHAN YOJNA)

​

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Account Opening Fee

Account Type

0

Account Type

Saving

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Yes Vijay Defence Pension Account

Yes Vijay Defence Pension Account

Salary Savings Account for the Defence Forces.

Interest Rate

Upto 1 lakh: 3.00%, above 1 lakh but less than 5 lakh: 4.00%, above 5 lakhs but less than 10 lakhs: 5%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Baroda Salary Classic Account

Baroda Salary Classic Account

Salary Account by Bank of Baroda

Interest Rate

Upto 1 lakh -2.7%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

salaried

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KVB Regular Savings

KVB Regular Savings

Regular savings accoutn from KVB.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Account Opening Fee

Account Type

INR 0

Account Type

Savings Account

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BOI Savings Plus Scheme

BOI Savings Plus Scheme

A mix of Savings Bank account and Term Deposit account.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Axis Burgundy Digital Savings Account

Axis Burgundy Digital Savings Account

Burgundy Digital Savings Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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KBL SB Salary Account - Prime

KBL SB Salary Account - Prime

Salary account from Karnataka bank.

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

0

Account Type

Salary

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PNB Salary Account (Silver 25)

PNB Salary Account (Silver 25)

Salary account from Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary account

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Standard Savings Account

Standard Savings Account

​

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Account Opening Fee

Account Type

0

Account Type

Saving

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UCO Suvidha Salary Account (Platinum)

UCO Bank

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Free online.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UBI Savings Account General

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Elite Saving Grand

Punjab National Bank

Interest Rate

Upto 1 lakh -2.7%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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NESFB Salary Account

North East Small Finance Bank

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

1st 2 txns free per month ; Up to Rs. 1 Lakh - Rs. 5 ; Rs 1 Lakh -< 2 Lakhs : Rs 15

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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FedFirst

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Uco Aparajita Emerald

UCO Bank

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IPPBL Premium Savings Account

India Post Payment Bank Limited

Interest Rate

Balance up to INR 1 Lakh– 2.00% and Balances above INR 1 Lakh & up to INR 2 Lakh- 2.25%.

INR 5

Account Opening Fe

149/- (exclusive of GST)

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryoday Salary Savings Standard

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

10 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS). Chargeable at branch

Account Opening Fe

Nil.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Senior Citizen Independence Savings Account

CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Free through net banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Federal Bank Salary Account Jupiter

Federal Bank

Interest Rate

3.00%

NIL

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Basic Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs above but less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CUB PMJDY (PRADHAN MANTRI JAN-DHAN YOJNA)

City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

No Mention

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Vijay Defence Pension Account

Yes Bank

Interest Rate

Upto 1 lakh: 3.00%, above 1 lakh but less than 5 lakh: 4.00%, above 5 lakhs but less than 10 lakhs: 5%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Salary Classic Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.7%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KVB Regular Savings

Karur Vysya Bank Limited

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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BOI Savings Plus Scheme

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Burgundy Digital Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KBL SB Salary Account - Prime

Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Salary Account (Silver 25)

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Standard Savings Account

Bandhan Bank

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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