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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Saving Diamond Shivalik Small Finance Bank Account

Saving Diamond Shivalik Small Finance Bank Account

Interest Rate

Balance upto 1 Lac 3.00%. Above 1 Lac to 5 Lacs 3.50%. Above 5 Lacs to 10 Lacs 3.50%. Above 10 Lacs to 25 Lacs 4.00%. Above 25 Lacs to 50 Lacs 6.00%. Above 50 Lacs to 1 Crore 6.50%. Above 1 Crore to 2 Crore 6.00%

Account Opening Fee

Account Type

N.A.

Account Type

Saving

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PNB Select Saving Account

PNB Select Saving Account

Select savings account from Punjab National Bank.

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Saving account

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AU Royale Salary Account

AU Royale Salary Account

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Account Opening Fee

Account Type

INR 0

Account Type

Salaried

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Axis Sampann Savings Account

Axis Sampann Savings Account

Sampann Savings Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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UCO Smart Kids Savings Bank Scheme

UCO Smart Kids Savings Bank Scheme

Savings Account for children from UCO Bank.

Interest Rate

Upto Rs 10 lakhs:2.60% and over Rs 10 lakhs: 2.75%

Account Opening Fee

Account Type

0

Account Type

Saving.

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Ujjivan Senior Citizen Privilege Account

Ujjivan Senior Citizen Privilege  Account

Senior citizen account from Ujjivan.

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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AU Women Account

AU Women Account

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Account Opening Fee

Account Type

INR 0

Account Type

Saving

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AU Royale Account

AU Royale  Account

AU Royale Account

Interest Rate

Upto 1 Lakh - 3.5%. Above 1 Lakh And Upto 10 Lakh 5%. Above 10 Lakh And Upto 25 Lakh: 7% Above 25 Lakh And Upto 1 Crore 7%

Account Opening Fee

Account Type

Nil

Account Type

Savings Account

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UCO Suvidha Salary Account (Platinum)

UCO Suvidha Salary Account (Platinum)

Salary account offered by UCO Bank.

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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UBI Savings Account General

UBI Savings Account General

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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PNB Elite Saving Grand

PNB Elite Saving Grand

Elite savings account from Punjab National Bank.

Interest Rate

Upto 1 lakh -2.7%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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NESFB Salary Account

NESFB Salary Account

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Account Opening Fee

Account Type

Nil

Account Type

Saving

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FedFirst

FedFirst

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Uco Aparajita Emerald

Uco Aparajita Emerald

A savings account designed for women

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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IPPBL Premium Savings Account

IPPBL Premium Savings Account

Premium Savings Account from Indian Post Payment Bank

Interest Rate

Balance up to INR 1 Lakh– 2.00% and Balances above INR 1 Lakh & up to INR 2 Lakh- 2.25%.

Account Opening Fee

Account Type

149/- (exclusive of GST)

Account Type

Saving

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Suryoday Salary Savings Standard

Suryoday Salary Savings Standard

Salary account from Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Account Opening Fee

Account Type

Nil.

Account Type

Salary

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CSB Senior Citizen Independence Savings Account

CSB Senior Citizen Independence Savings Account

Savings account for senior citizens.

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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Federal Bank Salary Account Jupiter

Federal Bank Salary Account Jupiter

Salary account from jupiter.money

Interest Rate

3.00%

Account Opening Fee

Account Type

0

Account Type

Salary account

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Axis Basic Savings Account

Axis Basic Savings Account

Basic Savings Account of Axis Bank

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs above but less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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CUB PMJDY (PRADHAN MANTRI JAN-DHAN YOJNA)

CUB PMJDY (PRADHAN MANTRI JAN-DHAN YOJNA)

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Account Opening Fee

Account Type

0

Account Type

Saving

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Saving Diamond Shivalik Small Finance Bank Account

Shivalik Small Finance Bank

Interest Rate

Balance upto 1 Lac 3.00%. Above 1 Lac to 5 Lacs 3.50%. Above 5 Lacs to 10 Lacs 3.50%. Above 10 Lacs to 25 Lacs 4.00%. Above 25 Lacs to 50 Lacs 6.00%. Above 50 Lacs to 1 Crore 6.50%. Above 1 Crore to 2 Crore 6.00%

Upto Rs. 2,000(5 transactions free per day) - 2 , 2001 to 5000 - 2, 5001 to 25000 - 4, 25,001 to 1,00,000 - 8, 1,00,001 to 10,00,000 - 15

Account Opening Fe

N.A.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Select Saving Account

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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AU Royale Salary Account

AU Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free (if done online)

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Sampann Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UCO Smart Kids Savings Bank Scheme

UCO Bank

Interest Rate

Upto Rs 10 lakhs:2.60% and over Rs 10 lakhs: 2.75%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ujjivan Senior Citizen Privilege Account

Ujjivan Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Nil

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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AU Women Account

AU Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free if done online

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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AU Royale Account

AU Small Finance Bank Account

Interest Rate

Upto 1 Lakh - 3.5%. Above 1 Lakh And Upto 10 Lakh 5%. Above 10 Lakh And Upto 25 Lakh: 7% Above 25 Lakh And Upto 1 Crore 7%

Free if done online

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UCO Suvidha Salary Account (Platinum)

UCO Bank

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Free online.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UBI Savings Account General

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Elite Saving Grand

Punjab National Bank

Interest Rate

Upto 1 lakh -2.7%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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NESFB Salary Account

North East Small Finance Bank

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

1st 2 txns free per month ; Up to Rs. 1 Lakh - Rs. 5 ; Rs 1 Lakh -< 2 Lakhs : Rs 15

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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FedFirst

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Uco Aparajita Emerald

UCO Bank

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IPPBL Premium Savings Account

India Post Payment Bank Limited

Interest Rate

Balance up to INR 1 Lakh– 2.00% and Balances above INR 1 Lakh & up to INR 2 Lakh- 2.25%.

INR 5

Account Opening Fe

149/- (exclusive of GST)

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryoday Salary Savings Standard

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

10 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS). Chargeable at branch

Account Opening Fe

Nil.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Senior Citizen Independence Savings Account

CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Free through net banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Federal Bank Salary Account Jupiter

Federal Bank

Interest Rate

3.00%

NIL

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Basic Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs above but less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CUB PMJDY (PRADHAN MANTRI JAN-DHAN YOJNA)

City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

No Mention

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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