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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Union Bank Of India Elite Salary Account

Union Bank Of India Elite Salary Account

Salary Account from Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary

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PNB Salary Account (Platinum 200)

PNB Salary Account (Platinum 200)

Salary account from Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary account

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SIB Ruby Savings Account

SIB Ruby Savings Account

Interest Rate

Balance Upto INR 2 Lackhs: 2.75% ,Balance Above Rs. 2 Lacs upto Rs. 1 Crore. Balance above 3 lakhs will be converted to Flexi Fixed Deposit in multiples of INR. 10,000/- with maximum holding period of 92 day, with an interest rate of 4.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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Fed Mahila Mitra Plus

Fed Mahila Mitra Plus

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Saving

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IOB SB Little Star

IOB SB Little Star

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore: 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Ujjivan Minor Saving Account

Ujjivan Minor Saving Account

Savings account for minors from Ujjivan.

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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Salary and Pension Solutions for Indian Central Forces Personnel

Salary and Pension Solutions for Indian Central Forces Personnel

Salary Account by Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Salaried

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Kotak Silk - Women's Savings Account

Kotak Silk - Women's Savings Account

Savings account from Kotak.

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Account Opening Fee

Account Type

0

Account Type

Saving

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Dhanlaxmi Bank Smart Salary Savings Account

Dhanlaxmi Bank Smart Salary Savings Account

Interest Rate

Upto Rs.1 Lakh -2.5% and Above Rs.1 Lakh and upto Rs.5 Lakh-2.75%. Above Rs.5 Lakh and upto Rs.50 Lakh-3.25%. Above Rs.50 Lakh: 4%

Account Opening Fee

Account Type

0

Account Type

Saving/Salaried

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Federal Bank Imperio Salary Account

Federal Bank Imperio Salary Account

Salary Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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CSB Student Support Savings Account

CSB Student Support Savings Account

Saving account designed for students.

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Account Opening Fee

Account Type

0

Account Type

Savings

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Equitas Eva Saving Account

Equitas Eva Saving Account

Women savings account from Equitas.

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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Eva Elite Saving Account

Eva Elite Saving Account

Savings account for women from Equitas.

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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Karur Vysya Basic Savings - Zero Balance

Karur Vysya Basic Savings - Zero Balance

KVB Basic Savings Account is a zero balance no frill account from KVB.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Account Opening Fee

Account Type

INR 0

Account Type

Savings Account

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No Frill Saving Account:

No Frill Saving Account:

Interest Rate

2.85%

Account Opening Fee

Account Type

0

Account Type

Saving

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SBI Savings Plus Account

SBI Savings Plus Account

Savings account linked to fixed deposit from SBI Bank.

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings

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Kotak 811 Digital Savings Account Online

Kotak 811 Digital Savings Account Online

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Account Opening Fee

Account Type

0

Account Type

Saving

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Baroda Platinum Saving Bank Account

Baroda Platinum Saving Bank Account

Savings Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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Kotak Pro Savings Account

Kotak Pro Savings Account

Interest Rate

For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.

Account Opening Fee

Account Type

0

Account Type

Saving

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IOB SB Platinum

IOB SB Platinum

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore: 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Union Bank Of India Elite Salary Account

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Salary Account (Platinum 200)

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SIB Ruby Savings Account

South Indian Bank

Interest Rate

Balance Upto INR 2 Lackhs: 2.75% ,Balance Above Rs. 2 Lacs upto Rs. 1 Crore. Balance above 3 lakhs will be converted to Flexi Fixed Deposit in multiples of INR. 10,000/- with maximum holding period of 92 day, with an interest rate of 4.25%

Upto INR 1,000: INR. 0; 1,001 to 1 Lakh: INR.5; 1,00,001 to 2 Lakh: INR 15, above INR 2 Lakh: INR 17

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed Mahila Mitra Plus

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IOB SB Little Star

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore: 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ujjivan Minor Saving Account

Ujjivan Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Up to INR 100,000 – INR 5
INR 1,00,000 to INR 2,00,000 – INR 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Salary and Pension Solutions for Indian Central Forces Personnel

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak Silk - Women's Savings Account

Kotak Mahindra Bank

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Up to 10,000: Rs. 5;
10,001 to 1,00,000: Rs. 5;
1,00,001 to 5,00,000: Rs. 15
Free if done online.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Dhanlaxmi Bank Smart Salary Savings Account

Dhanlaxmi Bank

Interest Rate

Upto Rs.1 Lakh -2.5% and Above Rs.1 Lakh and upto Rs.5 Lakh-2.75%. Above Rs.5 Lakh and upto Rs.50 Lakh-3.25%. Above Rs.50 Lakh: 4%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Federal Bank Imperio Salary Account

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Student Support Savings Account

CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Free through net banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Equitas Eva Saving Account

Equitas Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Eva Elite Saving Account

Equitas Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Karur Vysya Basic Savings - Zero Balance

Karur Vysya Bank Limited

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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No Frill Saving Account:

Nainital Bank

Interest Rate

2.85%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Savings Plus Account

State Bank Of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

NIL

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak 811 Digital Savings Account Online

Kotak Mahindra Bank

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Not available

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Platinum Saving Bank Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak Pro Savings Account

Kotak Mahindra Bank

Interest Rate

For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.

NIL

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IOB SB Platinum

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore: 2.90%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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