HDFC Bank Credit Cards
HDFC Bank, established in 1994, is a prominent Indian banking and financial services company headquartered in Mumbai. It has grown to become India's largest private sector bank by assets and the world's sixth-largest by market capitalization as of January 2024. HDFC Bank offers a wide array of financial products, including an extensive range of credit cards known for their rewards and benefits. The credit cards from HDFC are designed to cater to various customer needs, offering features like cashback, reward points, discounts on dining, and complimentary lounge access. HDFC's credit card portfolio is diverse, with options for individuals from different income brackets and lifestyles, making them a worthy consideration for anyone looking to manage their finances effectively or seeking to leverage the advantages of credit cards.

Welcome Benefit: 30,000 EDGE REWARD Points on doing 3 transactions within 30 days from the card issuance date.
Fees and Charges
Interest Rate: 3.6% per month (52.86% per annum).
Interest Rate
Axis Bank Miles And More World Credit Card
Reward System: Get 2 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you. You can also use miles for booking hotels, rent cars, and shopping at select partner stores.
Welcome Benefit: Get 15,000 bonus miles on card activation. Priority pass membership.
Fees and Charges
3.40% per month (49.96% per annum).
Interest Rate
Welcome Benefit: 100%cashback up to INR 300 on first utility bill payment within first 30 days of card issuance.
Fees and Charges
3.6% p.m. (52. 86% p.a.)
Interest Rate
Welcome Benefits: Get 12,500 reward points redeemable against shopping or travel vouchers worth INR 5,000 on payment of joining fee and undertaking 3 transactions within 60 days of card issuance.
Fees and Charges
3.40% per month (49.36% per annum).
Interest Rate
The welcome benefits associated with the Axis Bank Vistara Infinite Credit Card include a complimentary business class flight ticket and Club Vistara Gold Membership as a welcome gift.
Fees and Charges
Interest Rate: 3.40% per month (49.36% per annum).
Interest Rate
Axis Bank Miles And More World Select Credit Card
Reward System: Get 3 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you. You can also use miles for booking hotels, rent cars, and shopping at select partner stores.
Welcome Benefit: Get 15,000 bonus miles on card activation. Priority pass membership.
Fees and Charges
3.40% per month (49.96% per annum).
Interest Rate
Welcome Benefit: Customers can choose any voucher worth INR 12,500 from options like Luxe gift card, The Postcard Hotels gift voucher, or Yatra gift voucher.
Fees and Charges
3 % per month (42.58% per annum).
Interest Rate
Welcome Benefits: Get Amazon gift voucher worth Rs. 250. Zomato Voucher worth Rs. 200. Blinkit voucher worth Rs. 250. Pharmeasy 6 months subscription on 1st spend with your Axis Bank Neo Credit Card within 30 days of issuance.
Fees and Charges
3.4% Per Month (49.36% Per Annum).
Interest Rate
SpiceJet Axis Bank Voyage Credit Card
Value of 1 SpiceClub point = INR 1.
Get 18 SpiceClub Points (12 SpiceClub points as a Spice Club member and 6 Spice Club points on a card spent on every INR 200 spent on the Spice Jet app. (Cashback Rate: 9%)
6 SpiceClub Points for every INR 200 spent on an Online Food order. (Cashback Rate: 3%)
3 SpiceClub Points for every INR 200 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction)
Effective Cashback Rate: 1.5%
SpiceJet voucher worth Rs. 1500 on 2 transactions within 30 days of card.
SpiceClub Silver membership
Fees and Charges
3.6% per month (52.86% per annum)
Interest Rate
Axis Bank Rewards Credit Card
Reward System: Get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%.Get 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
Welcome Benefits: Get 5,000 reward points on net spends of INR 1,000 or more.
Fees and Charges
Interest Rate: 3.6% per month (52.86% per annum).
Interest Rate
Flipkart Axis Bank SuperElite Credit Card
Reward System: 16 super coins for every INR 100 spent on Flipkart for flipkart plus members. Value of 1 supercoin is INR 0.91. Nonflipkart plus members will get 6 super coins for every INR 100 spent. Effective cashback rate: 5.46%. Users will get 2 supercoins on all other spends, effective cashback rate is 1%.
Welcome Benefits: 500 SuperCoins on Card Activation. 2 months trial membership of YouTube Premium. 3-month trial subscription of Gaana Plus. 1 Year Membership of Lenskart Gold. Extra Rs. 500 off on Myntra select styles. 15% off on Domestic Flight booking via Flipkart Flights* (* - Maximum discount of up to INR 1,500).
Fees and Charges
Interest Rate: 3.6% per month (52.86% per annum).
Interest Rate

Shoppers Stop HDFC Bank Credit Card
Reward System: Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month. Value of 1 point = INR 0.60. Special cashback rate: 2.4%. Get 2 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet). General cashback rate: 0.8.
Reward System: Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month. Value of 1 point = INR 0.60. Special cashback rate: 2.4%. Get 2 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet). General cashback rate: 0.8.
HDFC Bank
1% fuel surcharge waiver of upto ₹250 per statement cycle, across all fuel stations in India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle).
3.6% per month i.e. 43.2% annually
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5%.
Interest Rate
Cashback Rate
3.6% per month i.e. 43.2% annually
3.5%.
HDFC Bank
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up

Tata Neu Plus HDFC Bank Credit Card
1 NeuCoin = ₹1, redeemable on Tata Neu App
2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends.
1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month.
7% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App.
1 NeuCoin = ₹1, redeemable on Tata Neu App
2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends.
1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month.
7% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App.
HDFC Bank
Fuel Surcharge: 1% Fuel Surcharge on fuel transactions. However. that is waived on fuel transactions. (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle).
3.75% per month i.e 45% annually
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 days
Internation Forex Markup Charged is 2% on all foreign currency spends
Interest Rate
Cashback Rate
3.75% per month i.e 45% annually
Internation Forex Markup Charged is 2% on all foreign currency spends
HDFC Bank
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up

HDFC Bank INFINIA Credit Card Metal Edition
Earn 5 Reward Points on every Rs.150 retail spends
Reward Points can be redeemed for: Flight and Hotel Bookings via Smartbuy at a value of 1 RP = Rs1
Apple products and Tanishq vouchers via Smartbuy at a value of 1RP = Rs. 1
Airmiles conversion through netbanking at a value of 1RP = 1 airmile
Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.50 Cashback at a value of 1 RP = Rs 0.30
Effective Cashback Rate= 1%
Earn 5 Reward Points on every Rs.150 retail spends
Reward Points can be redeemed for: Flight and Hotel Bookings via Smartbuy at a value of 1 RP = Rs1
Apple products and Tanishq vouchers via Smartbuy at a value of 1RP = Rs. 1
Airmiles conversion through netbanking at a value of 1RP = 1 airmile
Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.50 Cashback at a value of 1 RP = Rs 0.30
Effective Cashback Rate= 1%
HDFC Bank
1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.1,00,000
1.99% per month i.e. 23.88% annually
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
Lowest markup fee of 2% on all foreign currency transactions.
Interest Rate
Cashback Rate
1.99% per month i.e. 23.88% annually
Lowest markup fee of 2% on all foreign currency transactions.
HDFC Bank
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up
Top 5 Credit Cards Of HDFC Bank
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Joining Fee / Renewal Membership Fee – ₹500 /- + Applicable Charges
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Interest Rate: 3.6% per month (i.e., 43.2% per annum)
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Welcome Benefit: Earn free Swiggy One membership for 3 months, with exclusive discounts and benefits like free deliveries and priority customer service.
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Special Feature: 10% Cashback earned on Swiggy HDFC Bank Credit Card is redeemable as Swiggy Money only on Swiggy application.
In an attempt to reward regular users of the Swiggy app, HDFC Bank and Swiggy have partnered to provide the co-branded HDFC Swiggy Credit Card. Many cashback benefits are available with this card, especially when using the Swiggy app to make purchases for meal delivery, Instamart, Dineout, and Genie services. With some restrictions and a cap in place, cardholders can receive 10% cashback on purchases made using the Swiggy app, 5% cashback on other online purchases made using different merchant category codes (MCCs), and 1% cashback on purchases made in other categories. Furthermore, individuals who activate their card are entitled for a free three-month Swiggy One Membership, which comes with limitless advantages including free delivery and special savings at restaurants and other Swiggy services.
HDFC Swiggy Credit Card

Tata Neu HDFC Infinity Credit Card
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Joining/Renewal Membership Fee – ₹1,499/- + Applicable Taxes
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Interest Rate: 3.49% per month i.e 41.88% annually
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Welcome Benefit: Get 499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.
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Special Feature: 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
With the TATA Neu Infinity HDFC Credit Card, treat yourself to a world of Tata benefits! Get 5 NeuCoins for every dollar spent at partner brands including Cleartrip, Swiggy, and Zomato, as well as Tata brands like BigBasket, AirAsia India, and Tata Cliq. Enjoy a welcome bonus of 499 NeuCoins in addition to 2% NeuCoins on all other purchases. Thus, if you're a devoted Tata fan or just like earning good incentives, think about using the TATA Neu Infinity HDFC Credit Card to open up a universe of advantages.

HDFC Bank Infinia Credit
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Joining fee: Rs.12,500
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Interest Rate: 1.99% per month i.e. 23.88% annually.
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Welcome Benefit: Complimentary Club Marriott membership for Up to 50 days of interest-free period on your HDFC Bank Infinia Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).
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Special Feature: Unlimited Complimentary golf games at leading courses across India and select courses across the world.
The HDFC Infinia credit card is among the priciest and most coveted credit cards offered in India. Using your HDFC Infinia Credit Card, you can use the Dine-out Plus program to get up to a 50% discount on dining bills at over 3000 partner restaurants in India. Free admission to over 800 airport lounges worldwide is available, and you might also be eligible for a complimentary Zomato Pro membership, which provides up to 40% discounts and expedited meal delivery. With a low 2% foreign exchange markup fee, a high credit limit of up to Rs. 10 lakhs, and a host of other incentives, the HDFC Infinia Credit Card is an essential tool for frequent travelers and diners.

IndianOil HDFC Credit Card

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Joining Fees: INR 500
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Interest Rate: 3.6% per month i.e. 43.2% annually.
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Welcome Benefit: None
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Special Feature: Customers can earn up to 50 Litres of Free fuel annually..
The IndianOil HDFC Credit Card is a specialized financial tool designed for individuals who frequently incur fuel expenses. It offers a multitude of benefits, such as the opportunity to earn up to 50 litres of free fuel annually. Cardholders can accrue 'Fuel Points' at a rate of 5% on expenditures at IndianOil outlets, as well as on groceries and bill payments, with a cap of 250 Fuel Points per month for the first six months, and 150 Fuel Points thereafter. For other purchases, every ₹150 spent earns 1 Fuel Point. Additional advantages include a complimentary IndianOil XTRAREWARDS™ Program membership, revolving credit at nominal interest rates, and zero liability on lost cards upon immediate reporting.
HDFC Regalia Gold Credit Card

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Joining/ Renewal Membership Fees: INR 2500 + Applicable Taxes.
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Interest Rate: 3.6% per month (i.e., 43.2% per annum)
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Welcome Benefit: Free Club Vistara Silver Tier membership and MMT Black membership if you spend INR 1 lakh or above within 90 days of purchasing this card.
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Special Feature:Get INR 1,500 worth of vouchers from Marriott, Myntra, Marks & Spencer, or Reliance Digital on spending INR. 1.5 Lakh in a quarter, get INR 5,000 worth of airline vouchers on spending INR 5 Lakh each year.
Welcome Benefits
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HDFC UPI RuPay Credit Card: None.
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Marriott Bonvoy HDFC Credit Card: Complimentary Marriott Bonvoy Silver Elite Status, and 1 Free Night Award plus 10 Elite Night Credits on the first spend transaction.
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HDFC Regalia Gold Credit Card: Free Club Vistara Silver Tier membership and MMT Black membership if you spend INR 1 lakh or above within 90 days of purchasing this card.
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HDFC Swiggy Credit Card: Complimentary Swiggy One Membership for 3 months on card activation.
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HDFC Diners Club Black Credit Card: Complimentary annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), MMT BLACK by spending 1.5 lakhs within the first 90 days or upon first year fee realization on the credit card.
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Millennia Credit Card: By paying your Joining Membership Fee you can get Gift Voucher equivalent to the Fee Amount.
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World MasterCard: None.
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HDFC Bank INFINIA Credit Card Metal Edition: Complimentary Club Marriott membership for a year that offers up to 20% discounts for Dining and Stay across Asia – Pacific region. Get welcome benefit of 12,500 reward points upon fee realisation and card activation p for a year that offers up to 20% discounts for Dining and Stay across Asia – Pacific region. Get welcome benefit of 12,500 reward points upon fee realisation and card activation.
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HDFC Bank MoneyBack Plus Credit Card: 500 cash points on payment of annual fee. Value of 1 point = INR 0.25.
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Shoppers Stop HDFC Bank Credit Card: Welcome Benefit: INR 500 worth of Shoppers Stop voucher, redeemable on minimum shopping of INR 3,000 at Shoppers Stop stores.
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Shoppers Stop BLACK HDFC Bank Credit Card: Get Shoppers Stop vouchers worth ₹1500, redeemable on any bill value.
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Tata Neu Infinity HDFC Bank Credit Card: Get 499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.
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Tata Neu Plus HDFC Bank Credit Card: Get 499 NeuCoins on Tata Neu App (as a reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.
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HDFC Bank Titanium Times Card: Welcome vouchers worth 5000* across shopping, apparel, dining, and many more categories.
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MoneyBack Credit Card: 500 Cash Points (applicable only on payment of membership fee).
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6E Rewards - IndiGo HDFC Bank Credit Card: 1 Complimentary flight ticket worth Rs.1500, 1 Complimentary 6E Prime Add-On - Priority check-in, choice of seat, a complimentary meal & quicker baggage). Accor hotel vouchers worth Rs. 5000 (Applicable only on joining fee payment).
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6E Rewards XL - IndiGo HDFC Bank Credit Card: 1 Complimentary flight ticket worth Rs.3000, 1 Complimentary 6E Prime Add-On - Priority check-in, choice of seat, a complimentary meal & quicker baggage). · Accor hotel vouchers worth Rs. 5000 (Applicable only on joining fee payment).
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InterMiles HDFC Bank Diners Club Credit Card: InterMiles Gold membership by default for the first year.
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InterMiles HDFC Bank Signature Credit Card: InterMiles Silver membership by default for the first year. 3,000 InterMiles upon spending Rs. 6,000 within the first 30 days of card set up 5,000 InterMiles on total retail spends of Rs.90,000 and above, within the first 90 days.
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InterMiles HDFC Bank Platinum Credit Card: Customers can avail of up to 3,000 Bonus InterMiles 1,500 InterMiles upon spending Rs. 3,000 within in first 30 days of card set up 1,500 InterMiles on total retail spends of Rs.50,000 and above, within the first 90 days.
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IndianOil HDFC Bank Credit Card: None.
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HDFC Bank Times Card Credit Platinum: Welcome vouchers worth 5000* across shopping, apparel, dining and many more categories.
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Easy EMI Card: 500 Cash Points (applicable only on payment of membership fee).
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All Miles Credit Card: None.
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Freedom Credit Card: 500 CashPoints (applicable only on payment of membership fee).
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Bharat Credit Card: None.
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HDFC Bank Business Regalia First Credit Card: Enjoy Zomato Gold complimentary Membership for a Year that offers - A complimentary dish on every visit at a Gold food partner restaurant or 2 complimentary drinks at select Zomato partner restaurants.This membership can be availed after spending Rs.75,000 within the first 3 months of getting your new Business credit card.
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Business Gold Credit Card: None.
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HDFC IRCTC Credit Card: Gift voucher worth INR 500 on card activation by undertaking one transaction of any amount in the first 37 days of card issuance.
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HDFC Bank Harley-Davidson Diners Club Credit Card : Swiggy One membership for 1 year, Times Prime membership for 1 year. Gift card worth INR 750 from Harley Davidson.
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HDFC H.O.G. Diners Club Credit Card: Swiggy One membership for 3 months, free annual memberships of Club Marriott, MMT Black, Amazon Prime, & Forbes and free gift voucher by Harley-Davidson worth INR 2500.
Annual Fee
Rewards System
Credit Cards | Annual and Joining Fees |
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HDFC H.O.G. Diners Club Credit Card | Joining/Renewal Membership Fee: Rs. 10,000 + Applicable Taxes (annually) |
HDFC Bank Harley-Davidson Diners Club Credit Card | Joining/Renewal Membership Fee: Rs. 2500 + Applicable Taxes (annually) |
HDFC IRCTC Credit Card | Joining Fee / Renewal Membership Fee – INR 500 /- + Applicable Charges |
Business Gold Credit Card | Annual Fees: Rs. 199, which can be waived if you spend Rs. 50,000 in a year. |
HDFC Bank Business Regalia First Credit Card | Joining /Annual Fees: Rs. 1000/- |
Bharat Credit Card | Joining / Renewal Membership Fee – Rs. 500/- Plus Applicable Taxes. |
Freedom Credit Card | Joining/Renewal Membership Fee – ₹500/- + Applicable Taxes. |
All Miles Credit Card | Joining/Annual membership Fees: 1000/- + Taxes. |
Easy EMI Card | Joining/ Renewal Membership Fee – Rs. 500/- + Applicable Taxes. |
HDFC Bank Times Card Credit Platinum | Joining/Renewal Membership Fees ₹ 1000/- plus Applicable Taxes. |
IndianOil HDFC Bank Credit Card | Joining/ Renewal Membership Fee – Rs. 500/- + Applicable Taxes. |
InterMiles HDFC Bank Platinum Credit Card | Joining/ Renewal Membership Fee – Rs. 1,000/- + Applicable Taxe. |
InterMiles HDFC Bank Signature Credit Card | Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes. |
InterMiles HDFC Bank Diners Club Credit Card | Joining/ Renewal Membership Fee – Rs. 5,000/- + Applicable Taxes. |
6E Rewards XL - IndiGo HDFC Bank Credit Card | Joining/ Renewal Membership Fee: Rs.1, 500/- + Applicable Taxes. |
6E Rewards - IndiGo HDFC Bank Credit Card | Joining/Annual Membership Fee – Rs. 500/- + Applicable Taxes. |
MoneyBack Credit Card | Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes. |
HDFC Bank Titanium Times Card | Joining/Renewal Membership Fees ₹ 500/- plus Applicable Taxes. |
Tata Neu Plus HDFC Bank Credit Card | Joining/Renewal Membership Fee – ₹499/- + Applicable Taxes Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived. |
Tata Neu Infinity HDFC Bank Credit Card | Joining/Renewal Membership Fee – ₹1,499/- + Applicable Taxes. |
Shoppers Stop BLACK HDFC Bank Credit Card | The Joining/Renewal Membership fee will be ₹4,500. |
Shoppers Stop HDFC Bank Credit Card | Lifetime Free Credit Card |
HDFC Bank MoneyBack Plus Credit Card | Joining/Renewal Membership Fee – ₹500/- |
HDFC Bank INFINIA Credit Card Metal Edition | Joining fee: Rs.12,500
Renewal fee: Rs.5,000 (Spend 10 lakhs or more in the preceding 12 months and get the renewal membership fee waived for next year.) |
World MasterCard | Joining/Annual Membership Fee – Rs. 2,500/- + Applicable Taxes. |
Millennia Credit Card | Joining/Renewal Membership Fee – ₹1,000/- (Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off ). |
HDFC Diners Club Black Credit Card | Joining/Renewal Membership Fee: Rs. 10,000 + Applicable Taxes (annually) |
HDFC Swiggy Credit Card | Joining Fee / Renewal Membership Fee – ₹500 /- + Applicable Charges. |
HDFC Regalia Gold Credit Card | Joining/ Renewal Membership Fee of INR 2500 + Applicable Taxes. |
Marriott Bonvoy HDFC Credit Card | Joining/ Renewal Membership Fee: Rs. 3000 + Applicable Taxes. |
HDFC UPI RuPay Credit Card | Joining/ Renewal Membership Fee - ₹99/- + Applicable Taxes. |
Credit Card | Reward System |
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HDFC H.O.G. Diners Club Credit Card | Get 5 reward points on spending INR 150. Value of 1 reward point = INR 1. General cashback rate 3.33%. On weekends get 2x points on dining. Weekend dining credit card rate: 6.66%. 10x reward points on purchase of Harley Davidson merchandise and services. Harley Davidson cashback rate: 33.33%. |
HDFC Bank Harley-Davidson Diners Club Credit Card | Get 4 reward point on spending INR 150. Value of 1 reward point = INR 1. General cashback rate 2.33%. Get 20 reward points on spend of every INR 150 on Zomatao and Swiggy. Swiggy/Zomato cashback rate: 11.65%. |
HDFC IRCTC Credit Card | 5% cashback on train ticket booking through HDFC SmartBuy. Get 5 reward points for every 100 spent on IRCTC ticketing website and Rail Connect App. Value of 1 reward point = INR 1. IRCTC cashback rate = 5%. 1 Reward point on all other spends. General cashback rate = 1%. |
Business Gold Credit Card | Earn reward points on every spend of ₹150 and above Redeem reward points for shopping through Net Banking.
1 Reward Point = Rs 1 1 RP for every INR 100 spent.
Effective Cashback Rate= 1% |
HDFC Bank Business Regalia First Credit Card | 4 Reward points for every Rs. 150 spent Accumulate and redeem Reward Points for: - Travel and Entertainment 1 RP = 0.30 paisa.
You earn 1 RP for every INR 100 Spent You can redeem your Reward Points for a variety of rewards, such as Air travel Hotel stays Gift vouchers Merchandise Statement credits.
Effective Cashback Rate: 5% |
Bharat Credit Card | 1 Reward Point = Rs 1, 1 RP for every INR 100 Spent.
Cashback will be retained as Reward Points and posted in the next statement.
It can be redeemed as CashBack on customer request against the statement balance.
Effective Cashback Rate= 5% |
Freedom Credit Card | 1 CashPoint = Re. 0.15 for redemption against product catalog, SmartBuy, and cashback.
1 RP Equivalent to Product Catalog- 0.15 Unified SmartBuy (Flights/Hotels)- 0.15
Cashback- 0.15 Airmiles- 0.15
1RP on every INR 100 Spent. |
All Miles Credit Card | Customers can get 3 Reward Points for every Rs. 150 they spend using your HDFC Bank All Miles Credit Card.
Customers get 2x Reward Points on every spend of Rs. 150 on shopping, mobile recharge, or hotel bookings.
1RP= Rs 0.20 1RP for every INR 100 Spent
Effective Cashback Rate: 0.8%. |
Easy EMI Card | The redemption against the statement balance will be at the rate of 1 CashPoint = ₹1
The minimum CashPoint balance required for redemption against the statement balance is 2500 CashPoints.
CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = Upto ₹0.30.
1 Reward Point for every INR 100 Spent.
Effective Cashback Rate: 2.5%. |
HDFC Bank Times Card Credit Platinum | Redeem Fuel Points through NetBanking towards catalogue products (where 1 FP = up to 20 paise)
Redeem Fuel Points as CashBack on your IndianOil HDFC Bank Credit Card. (Cashback Redemption against Statement balance where 1 FP = 20 Paise.)
Effective Cashback Rate: 0.25% |
IndianOil HDFC Bank Credit Card | Redeem Fuel Points through NetBanking towards catalog products (where 1 FP = up to 20 paise)
Redeem Fuel Points as CashBack on your IndianOil HDFC Bank Credit Card. (Cashback Redemption against Statement balance where 1 FP = 20 Paise.)
Effective Cashback Rate: 0.25% |
InterMiles HDFC Bank Platinum Credit Card | Flights: 1 reward point = 1 InterMiles
Hotels: 1 reward point = 0.8
InterMiles Shopping: 1 reward point = 0.7
InterMiles Gift cards: 1 reward point = 0.6
InterMiles Other redemption options: The value of 1 reward point may vary depending on the redemption option.
Effective Cashback rate= 1% |
InterMiles HDFC Bank Signature Credit Card | 1 InterMiles is equal to 0.0125 air miles.
Customers get 2 InterMiles per Rs. 100 spent.
You earn 8 InterMiles on every Rs. 150 spent on retail spending.
You earn 16 InterMiles on every Rs. 150 spent on every Hotel booked at Interbook.intermiles.com.
You earn 2 InterMiles on every Rs. 150 spent on fuel.
You earn 1 InterMiles on every Rs. 150 spent on dining, movies, and airport lounges.
Effective Cashback rate = 2% |
InterMiles HDFC Bank Diners Club Credit Card | 1 6E Rewards = 1 Rs.
You can earn 1 reward point for every INR 100 spent on your card.
Rewards earned will be transferred to your Indigo account at the end of the month.
The effective Cashback rate varies from 0.25% to 5%. |
6E Rewards XL - IndiGo HDFC Bank Credit Card | 1 6E Rewards = 1 Rs.
You can earn 1 reward point for every INR 100 spent on your card.
Rewards earned will be transferred to your Indigo account at the end of the month.
The effective Cashback rate varies from 0.25% to 5%. |
6E Rewards - IndiGo HDFC Bank Credit Card | 1 6E Rewards = 1 Rs.
You earn 1 reward point for every INR 100 spent.
Rewards earned will be transferred to your Indigo account at the end of the month.
Effective Cashback Rate 2%. |
MoneyBack Credit Card | Get 2 Reward Points for every Rs 150 spent.
Get 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online
1 RewardPoint = ₹0.20
Effective Cashback Rate 0.4% Online Cashback Rate 0.8%. |
HDFC Bank Titanium Times Card | Reward Points Accrual Earn 2 Reward Points for every ₹150 spent on your card
Earn 5 Reward Points on every ₹150 spent on Dining spends on weekdays (1 RP= 0.30 paisa)
General Cashback Rate: 0.4% Weekday Dining Cashback Rate: 1%. |
Tata Neu Plus HDFC Bank Credit Card | You can use your NeuCoins for purchases on the Tata Neu App/Website for various brands.
For every Rs. 100 spent you get 1NeuCoin.
1 NeuCoin = ₹1, redeemable on the Tata Neu App
The cashback earned is capped at Rs. 1500 per calendar month for Tata Neu transactions, Rs. 500 per calendar month for accelerated categories, and Rs. 2000 per calendar month for all other retail transactions. The effective Cashback rate varies from 1% to 5%. |
Tata Neu Infinity HDFC Bank Credit Card | You can use your NeuCoins for purchases on the Tata Neu App/Website for various brands.
For every Rs. 100 spent you get 1NeuCoin.
1 NeuCoin = ₹1, redeemable on the Tata Neu App
The cashback earned is capped at Rs. 1500 per calendar month for Tata Neu transactions, Rs. 500 per calendar month for accelerated categories, and Rs. 2000 per calendar month for all other retail transactions. The effective Cashback rate varies from 1% to 5%. |
Shoppers Stop BLACK HDFC Bank Credit Card | Bank Reward pts redemption value will be Re 1 when availed against Shoppers Stop voucher; All non-Shoppers Stop voucher redemptions will be as per HDFC Bank’s current redemption catalog
1 RP = Rs. 1
Effective Cashback Rate: 1% |
Shoppers Stop HDFC Bank Credit Card | Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month. Value of 1 point = INR 0.60. Special cashback rate: 2.4%. Get 2 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet). General cashback rate: 0.8. |
HDFC Bank MoneyBack Plus Credit Card | 10 CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy, value of 1 reward point = INR 0.25. Special cashback percentage: 2.5% (Cashback capped at INR 625 per month). 5 CashPoints on EMI spends at partner merchant locations, EMI cashback rate: 1.25% (Cashback capped at INR 625 per month). 2 cashback points on all other spends, general cashback rate: 0.33% |
HDFC Bank INFINIA Credit Card Metal Edition | Earn 5 Reward Points on every Rs.150 retail spends
Reward Points can be redeemed for: Flight and Hotel Bookings via Smartbuy at a value of 1 RP = Rs1
Apple products and Tanishq vouchers via Smartbuy at a value of 1RP = Rs. 1
Airmiles conversion through net banking at a value of 1RP = 1 air mile
Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = up to Rs 0.50 Cashback at a value of 1 RP = Rs 0.30
Effective Cashback Rate= 1% |
World MasterCard | Customers get two reward points for every INR 150. Value of 1 reward point = INR 0.30. Cashback Rate: 0.4%. |
Millennia Credit Card | 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato. 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions. |
HDFC Diners Club Black Credit Card | Get 5 reward points for spending INR 150. Value of 1 reward point = INR 1. General cashback rate 3.33%. On weekends get 2x points on dining. Weekend dining credit card rate: 6.66%. |
HDFC Swiggy Credit Card | Get flat 10% cashback on swiggy order (food delivery, groceries, Dineout, Genie), capped at INR 1500 per month. Enjoy 5% cashback on online shopping across various categories like Amazon, Flipkart, Myntra, BookMyShow, etc., capped at INR 1500 per month. Earn 1% cashback on all other eligible spends, capped at INR 500 per month. |
HDFC Regalia Gold Credit Card | 4 reward points per INR 150 spent on retail purchases. Value of 1 reward point = INR 0.25. Cashback rate = 0.67%. 5X reward points on select merchants like Myntra, Nykaa, Reliance Digital, and M&S. Effective special cashback rate: 3.33% |
Marriott Bonvoy HDFC Credit Card | Earn 8 Marriott Bonvoy Points per Rs. 150 spent at hotels participating in Marriott Bonvoy
Earn 4 Marriott Bonvoy Points per Rs. 150 spent on travel, dining & entertainment
Earn 2 Marriott Bonvoy Points per Rs. 150 spent on all other applicable purchases
1 RP= INR 0.30
Effective Cashback Rate: 3.6% |
HDFC UPI RuPay Credit Card | 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (A maximum of 500 Points can be earned in a calendar month)
2% Cashpoints on Utility spends (A maximum of 500 Points can be earned in a calendar month)
1% Cashpoints on other spends
1 RP = 0.25 paisa. |
HDFC H.O.G. Diners Club Credit Card
Joining/Renewal Membership Fee: Rs. 10,000 + Applicable Taxes (annually)
HDFC Bank Harley-Davidson Diners Club Credit Card
Joining/Renewal Membership Fee: Rs. 2500 + Applicable Taxes (annually)
HDFC IRCTC Credit Card
Joining Fee / Renewal Membership Fee – INR 500 /- + Applicable Charges
Business Gold Credit Card
Annual Fees: Rs. 199, which can be waived if you spend Rs. 50,000 in a year.
HDFC Bank Business Regalia First Credit Card
Joining /Annual Fees: Rs. 1000/-
Bharat Credit Card
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