IndusInd Bank Credit Cards
IndusInd Bank is recognized for its wide range of credit cards, catering to various customer needs and preferences. The bank offers a seamless application process with instant approval and a 100% paperless procedure. Customers can enjoy benefits such as reward points on everyday spending, travel privileges, flexible repayment options, and enhanced security features. IndusInd's credit cards are designed to suit different lifestyles, offering standard, rewards, travel, premium, and co-branded options. Despite some mixed reviews online, the bank's credit cards are considered among the best in India for their comprehensive rewards program and financial flexibility.
IndusInd Nexxt Credit Card
Reward benefit: Earn 1 Reward Point for every ₹150 spent.
the value of a reward point for the Nexxt Credit Card is Rs. 1.
Cashback rate:
for the EMI option: EMI%
where EMI is the number of months chosen for the EMI option. For example, if you choose 6 months EMI, the cashback rate is 6%.
for the reward option: 1%
for the credit option: 0%
utility cashback rate is the same as the cashback rate for the reward option:1%
Welcome benefits: Get Oberoi gift voucher and Luxe gift card which gives access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India.
Welcome Benefits
Interest Rate: 3.83% per month and 46% per annum.
Interest Rate
Welcome Benefit: Cardholders can earn 5000 points when they spend ₹1 lakh within the first month, Enjoy a free night at Taj hotels with upgrades & discounts for a year (TAJ Epicure Membership).
Welcome Benefits
Interest rate: 3.83% per month and 46% per annum.
Interest Rate
IndusInd InterMiles Odyssey Amex Credit Card
Reward System: Get 6 InterMiles on spending INR 100 through the credit card on weekends and 4 on weekdays. Value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50. Also get 12 InterMiles on booking flights and hotels through InterMiles.com on weekends and 8 on booking flight on the weekdays.
Welcome Benefits: 15,000 InterMiles as a welcome bonus. Free membership to InterMiles a frequent filer program -Silver Tier. Flight discount voucher worth INR 1500 on booking flights. Hotel discount voucher worth INR 2500 on booking hotels.
Welcome Benefits
Interest rate: 3.83% per month, 46% annually
Interest Rate
IndusInd Tiger Credit Card
Reward System: On spending upto INR 1 Lakh you get 1 reward point for every INR 100 spent. On spending between INR 1 Lakh and INR 2.5 Lakh you get 2 reward point for every INR 100 spent. On spending between INR 2.5 Lakh and INR 5 Lakh you get 4 reward point for every INR 100 spent. On spending between above INR 5 Lakh you get 6 reward point for every INR 100 spent. Value of 1 reward point = INR 0.4. Cashback rate for 1 st slab 0.4%. Cashback rate for 2nd slab 0.8%. Cashback rate for 3rd slab: 1.6%. Cashback rate for 4th slab: 2%.
None
Welcome Benefits
3.5% per month and 42% per annum.
Interest Rate
IndusInd Platinum Aura Edge Credit Card
Reward System: The card offers 4 different kind of reward plans. (1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends. (2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends. (3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends. (4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.
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Welcome voucher from Vouchagram and Vouchagram Premium.
Welcome Benefits
Interest Rate: 3.83% per month and 46% per annum.
Interest Rate
IndusInd Bank Avios Visa Infinite Credit Card
Reward System: Earn 2.5 Avios for every INR 100 spent in selected preferred international destination for Point of Sale transactions .Earn 1 Avios for every INR 100 spent on Qatar Airways & British Airways website and App. Earn 0.5 Avios for every INR 100 spent on all other spends (Except fuel). Value of 1 Avios varies and is not fixed, it depends on the flight you are using to book using the Avios. Typically the value of 1 Avios is between INR 0.5 and INR 1.
Welcome Benefit: Cardholder can choose either choose complimentary membership to Qatar Airways Privilege Club or British Airways Executive Club. In case of choosing Qatar Airways cardholder will get 20,000 reward points (Avios). In case of British Airways, the cardholder will get 55,000 points.
Welcome Benefits
Interest Rate: 3% per month and 36% per annum.
Interest Rate
IndusInd Bank Club Vistara Explorer Credit Card
Customers can earn 8 CV Points on the Club Vistara website, 6 CV Points per ₹200 spent on hotels, airlines, and other travel-related categories, 2 CV Points per ₹200 spent on utility bill payments, insurance premiums, government payments, and fuel purchases, and 1 CV Point per ₹200 spent for all other categories of spending.
1 CV = 1 RP
1 RP = 0.75
Effective Cashback Rate: 3%
Welcome Benefit: Complimentary Club Vistara Gold Membership.
Welcome Benefits
2.85% per month (34.2% per annum)
Interest Rate
IndusInd EazyDiner Platinum Credit Card
Reward System: Get 2 points on spending INR 100 except on fuel, insurance, rent, utility and government. Value of 1 point = INR 0.20. General cashback rate: 0.4%. Get 0.7 reward points on insurance, rent, utility and government spends. Special cashback rate: 0.14%
Welcome Benefit: Enjoy a 3 three-month EazyDiner Prime membership which gets you between 15% to 50% off on affiliated restaurants. 500 free EazyPoints.
Welcome Benefits
Interest Rate: 3.3% per month and 46% per annum.
Interest Rate
IndusInd InterMiles Odyssey Visa Credit Card
Reward System: Get 4 InterMiles on spending INR 100 through the credit card on weekends and 3 on weekdays.
The value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50.
Weekend Cashback Rate: varies from 0.68% to 2%.
Weekday Cashback Rate: Varies from 0.51% to 1.5%.
Also, get 6 InterMiles on booking flights through InterMiles.com and InterMiles on booking hotels.
Welcome Benefits: 15,000 InterMiles as a welcome bonus. Free membership to InterMiles a frequent filer program. Flight discount voucher worth INR 1500 on booking flights. Hotel discount voucher worth INR 2500 on booking hotels.
Welcome Benefits
3.83% per month and 46% per annum.
Interest Rate
IndusInd Celesta American Express Credit Card
Reward System: Get 3 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. Internaitonal cashback percentage: 2.25%. Get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%. You can also convert 1 reward point for 1 air mile.
Welcome Benefits: EazyDiner membership.
Welcome Benefits
Interest rate: 2.99% per month and 36% per annum.
Interest Rate
Welcome Benefit: Enjoy three 12-month EazyDiner Prime membership which gets you guaranteed 25% off and upto 50% off on affiliated restaurants. 2000 free EazyPoints. PostCard hotel voucher worth INR 5,000.
Welcome Benefits
39.99% per annum on outstanding balance after the due date and on cash advances.
Interest Rate
Top 5 Credit Cards Of IndusInd Bank
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Joining Fees: INR 9,999
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Interest Rate: 3.83% p.m. (46% p.a.)
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Welcome Benefit: Customers enjoy a complimentary stay at their favorite Oberoi Hotel in the country (1 or 2-day stay depending on availability). Get a luxury gift card worth INR 5,000, which can be encashed at premium brands. A gift voucher from Mont Blanc. Free stat at Post Card hotels. Gift vouchers from Vouchagram through which you can get discounts at multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, and Ola.
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Special Feature: Free priority pass membership.
The IndusInd Bank Legend Credit Card is a premium offering designed to cater to the lifestyle and travel needs of its users. It rewards customers with 2 points for every ₹100 spent on weekends and 1 point per ₹100 on weekdays, with additional benefits on foreign currency transactions and fuel surcharges. Cardholders can enjoy luxury experiences such as complimentary stays at Oberoi Hotels, access to airport lounges, and a concierge service to assist with travel and entertainment plans. The card also offers a contactless payment feature for convenience. With a focus on providing a legendary lifestyle, the card includes privileges like Priority Pass membership, movie tickets, and savings on fuel surcharge, making it a suitable choice for those who value comfort and convenience in their banking and lifestyle amenities
IndusInd Bank Legend Credit Card
IndusInd EazyDiner Platinum Credit Card
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Joining Fees: INR 0
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Interest Rate: 3.83% per month and 46% per annum.
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Welcome Benefit: Enjoy three three-month EazyDiner Prime membership which get you between 15% to 50% off on affiliated restaurants. 500 free EazyPoints.
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Special Feature: Get 20% off upto INR 500 when you eat out & pay through the EazyDiner app. This offer is valid on food delivery as well. This feature can be used three times a month.
The IndusInd Bank EazyDiner Platinum Credit Card is a culinary enthusiast's delight, offering many dining benefits and rewards. Cardholders enjoy a complimentary EazyDiner Prime membership, which provides guaranteed discounts of 25% to 50% at over 2000 premium restaurants and bars. Additionally, users can earn up to 2 Reward Points for every INR 100 spent, with the option to instantly redeem points against restaurant bills for extra discounts. The card also features a welcome benefit of 500 EazyPoints and a lifetime free (LTF) status, meaning no joining or annual fees. Exclusive offers include an extra 20% off up to INR 500 when paying through the EazyDiner app via PayEazy, applicable thrice a month.
IndusInd Bank Avios Visa Infinite Credit Card
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Joining Fees: INR 40,000.
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Interest Rate: 3.83% per month and 46% per annum
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Welcome Benefit: Cardholders can choose either a complimentary membership to Qatar Airways Privilege Club or British Airways Executive Club. In the case of selecting Qatar Airways, cardholders will get 20,000 reward points (Avios). In the case of British Airways, the cardholder will get 55,000 points.
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Special Feature: Cardholders can choose either choose complimentary membership to Qatar Airways Privilege Club or British Airways Executive Club.
The IndusInd Bank Avios Visa Infinite Credit Card is an ultra-premium metal card designed for the discerning traveler. It offers a choice between Qatar Airways Privilege Club or British Airways Executive Club as the preferred airline loyalty program, allowing cardholders to maximize benefits and collect Avios for use towards flights, hotel stays, and more. Cardholders can enjoy milestone benefits of up to 50,000 bonus Avios annually, along with a reduced foreign currency markup at selected international destinations. Additional perks include complimentary meet-and-greet services, a dedicated concierge, and international travel health insurance, making it a comprehensive travel companion. For contactless payments, the card features a chip-based contactless technology, enhancing convenience for everyday purchases.
IndusInd Platinum Aura Edge Credit Card
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Joining Fees: INR 5,999
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Interest Rate: 3.83% (46% annualized).
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Welcome Benefit: Cardholders can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more
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Special Feature: Cardholders get insurance coverage against an air accident, lost/delayed baggage, lost passport/ticket.
The IndusInd Platinum Aura Edge Credit Card is a versatile financial tool designed to cater to a variety of spending habits. It offers the convenience of contactless payments and a choice of four reward plans tailored to different spending categories: Shop, Home, Travel, and Party. Cardholders can earn up to 8x reward points on select purchases and enjoy a 1% fuel surcharge waiver across all fuel stations in India. Additionally, the card provides a joining fee of Rs. 500 with no annual fee, making it a cost-effective option for consumers. Welcome benefits include EazyDiner discount vouchers and options from a range of brands such as Amazon, Flipkart, and Uber. With features like a complimentary personal air accident insurance cover of Rs. 25 lakhs and zero liability protection against lost or stolen cards, the IndusInd Platinum Aura Edge Credit Card combines security with rewards, making it a competitive choice for those seeking a comprehensive credit card solution.
Indus Solitaire Credit Card
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Joining Fees: INR 30,000
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Interest Rate: 3.83% (46% annualized).
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Welcome Benefit: Cardholders can earn 5000 points when they spend ₹1 lakh within the first month, Enjoy a free night at Taj hotels with upgrades & discounts for a year (TAJ Epicure Membership).
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Special Feature: Free EazyDiner membership get Guaranteed 25% and up to 50% discount at over 2000 best restaurants in India and Dubai. Exclusive 1+1 deals on buffets at hotels.
The IndusInd Solitaire Credit Card is a premium offering from IndusInd Bank, designed for the discerning customer with an eye for luxury and exclusivity. This card comes with a host of benefits and rewards tailored to provide a superior experience. Cardholders can earn reward points on their expenditures, which can be redeemed in various ways, adding to the card's flexibility and value. The card also offers a complimentary Taj Epicure Preferred Membership for one year, which includes a range of luxury benefits such as a night stay voucher, room upgrades, dining vouchers, and spa treatments. Additionally, cardholders can enjoy up to 25% discount on stays, dining, takeaways, and spa treatments at Taj properties. The joining fee for the IndusInd Solitaire Credit Card is INR 30,000, with an annual fee of INR 10,000 that can be waived off on spending INR 10 lakhs or more in the previous anniversary year.
Welcome Benefits
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IndusInd Bank Club Vistara Explorer Credit Card: Cardholders get a Complimentary Club Vistara Gold Membership.
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IndusInd Legend Credit Card: Cardholders enjoy a complimentary stay at their favorite Oberoi Hotel in the country (1 or 2 day stay depending on availability). Get luxury gift card worth INR 5,000 can be encashed at premium brands. A gift voucher from Mont Blanc. Free stat at Post Card hotels. Gift vouchers from Vouchagram through which you can get discounts at multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, and Ola.
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InterMiles Voyage Amex Credit Card: Cardholders get 2,000 InterMiles as a welcome bonus. Free membership to InterMiles a frequent filer program. Flight discount voucher worth INR 750 on booking flights. Hotel discount voucher worth INR 1500 on booking hotels.
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IndusInd InterMiles Odyssey Visa Credit Card: Cardholders get 15,000 InterMiles as a welcome bonus. Free membership to InterMiles a frequent filer program. Flight discount voucher worth INR 1500 on booking flights. Hotel discount voucher worth INR 2500 on booking hotels.
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IndusInd ePay Amex Credit Card: Cardholders get a 3 Month Zomato Gold Membership
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IndusInd InterMiles Odyssey Amex Credit Card: Cardholders get 15,000 InterMiles as a welcome bonus. Free membership to InterMiles a frequent filer program -Silver Tier. Flight discount voucher worth INR 1500 on booking flights. Hotel discount voucher worth INR 2500 on booking hotels.
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IndusInd Crest Credit Card: None.
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IndusInd Celesta American Express Credit: CardCardholders get an EazyDiner Membership.
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IndusInd Indus Solitaire Credit Card: Cardholders can earn 5000 points when they spend ₹1 lakh within the first month, Enjoy a free night at Taj hotels with upgrades & discounts for a year (TAJ Epicure Membership)..
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IndusInd Nexxt Credit Card: Cardholders get an Oberoi gift voucher and Luxe gift card which gives access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India.
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IndusInd Pinnacle Credit Card: Cardholders get a free stay at Oberoi Hotels. Gift coupon from Montblanc. A gift voucher from Luxe. Free stay at PostCard Hotels. 2 Gift coupons from Vouchergram and Vouchergram Premium.
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IndusInd Samman RuPay Credit Card: None.
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IndusInd Pioneer Legacy Credit Card: Cardholders get a gift voucher from Oberoi Hotels and Luxe Gift Card.
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IndusInd Indulge Credit Card: None
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IndusInd Bank Avios Visa Infinite Credit Card: Cardholders can choose either a complimentary membership to Qatar Airways Privilege Club or British Airways Executive Club. In the case of choosing Qatar Airways, cardholder will get 20,000 reward points (Avios). In case of British Airways, the cardholder will get 55,000 points.
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IndusInd Pioneer Heritage Credit Card: Cardholders get a free stay at Oberoi Hotels. Voucher from MontBlanc. Voucher from Luxe Gift Card. Voucher from Vouchergram.
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IndusInd Tiger Credit Card: None
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IndusInd EazyDiner Platinum Credit Card: Cardholders can enjoy 3 three-month EazyDiner Prime membership which get them between 15% to 50% off on affiliated restaurants. 500 free EazyPoints.
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IndusInd EazyDiner Credit Card: Cardholders can enjoy three 12-month EazyDiner Prime memberships which get them guaranteed 25% off and up to 50% off on affiliated restaurants. 2000 free EazyPoints. PostCard hotel voucher worth INR 5,000.
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IndusInd Platinum RuPay Credit Card: None
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IndusInd Platinum Aura Edge Visa/Master Credit Card: Customers get a welcome voucher from Vouchagram and Vouchagram Premium.
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IndusInd Platinum Visa Credit Card: Cardholders can receive exciting offers and deals on premium brands such as Montblanc, Vero Moda, ALDO, and William Penn. Receive Luxe Gift Cards, Amazon gift cards, and Apollo Pharmacy gift cards.
Annual Fee
Rewards System
How to Activate Kotak Mahindra Bank Credit Card?
Activating a Kotak Mahindra Bank Credit Card: A Step-by-Step Guide.
Online Activation via Mobile App or Net Banking::
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Download the Kotak Mahindra Bank mobile app or log in to the net banking portal.
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Navigate to the credit card section and select the activation option..
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Enter your credit card details, including the card number, expiry date, and CVV.
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Submit the details and enter the OTP received on your registered mobile number.
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Set your desired four-digit PIN and complete the submission to activate your card.
Offline Activation via ATM:
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Visit your nearest Kotak Mahindra Bank ATM..
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Insert your credit card and enter the initial PIN provided by the bank.
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Follow the prompts to create a new PIN.
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Your credit card will be activated upon completion.
Activation via Customer Care:
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Call the Kotak Mahindra Bank customer care service.
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Provide your credit card details and follow the instructions given by the representative to activate your card.
Activation via IVR:
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Dial the Kotak Mahindra Bank IVR service number.
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Follow the voice prompts to enter your credit card details and complete the activation process.
Eligibility Criteria for IndusInd Bank Credit Cards
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Residential status: Applicant must be a resident of India.
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Age: Applicant should be between 18 to 75 years old.
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Employment: Salaried or self-employed with a steady income.
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Credit Score: A good credit score, preferably above 750.
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Nationality: Indian citizens, residents, and non-residents (specific conditions apply).
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Location: Specific location criteria may apply, such as residing in certain cities or regions within India.
Other Fee And Charges
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Interest Rates: 3.83% p.m. 46% p.a.
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Cash Advance Charges: 2.5% of the advance amount subject to a minimum of `300.
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Late Payment Charges: Up to `100 – Nil
101 - `500 – INR 100 ,
501 - `1000 – INR 350
1001 - `10000 – INR 550
Above `10000 – INR 700
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Foreign Currency Mark-up Fees: All overseas transactions are levied with a 3.5% transaction fee.
IndusInd Bank's Journey
IndusInd Bank, a name inspired by the ancient Indus Valley Civilization, represents a blend of innovation and sound business practices. Established in April 1994, the bank was inaugurated by then Union Finance Minister Manmohan Singh. The vision behind its inception was conceived and promoted by S.P. Hinduja, along with members of the Indian diaspora, aiming to contribute to India's economic and social development.
From the outset, IndusInd Bank was one of the first new-generation private banks in India, starting its operations with a capital of ₹100 crores, which included contributions from Indian residents and Non-Resident Indians (NRIs). Over the years, the bank has focused on retail banking services and has expanded its footprint across the country.
A significant milestone in the bank's history was the acquisition of Bharat Financial Inclusion Limited (BFIL) in October 2017, a merger that was completed in July 2019. This move was a strategic step towards enhancing the bank's services and reach.
In recent years, IndusInd Bank has continued to innovate and grow. It became authorized by the Reserve Bank of India (RBI) to collect direct and indirect taxes on behalf of the Central Board of Direct Taxes (CBDT) and the Central Board of Indirect Taxes and Customs (CBIC) in 2021. Furthermore, the bank has made strides in international partnerships, such as becoming a global partner for the ICC Men's Cricket World Cup 2023.
As of December 31, 2023, IndusInd Bank boasts a customer base of 38 million, with 2,728 branches and 2,939 ATMs across India. Its commitment to sustainability is also evident, with thirteen of its branches certified by the US Green Building Council's LEED program.
Credit Card | Joining/Annual Fees |
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IndusInd Platinum Visa Credit Card | Joining Fees: INR 3000
Annual Fees: NIL |
IndusInd Platinum Aura Edge Visa/Master Credit Card | Joining Fee: INR 500
Annual Fee: NIL |
IndusInd Platinum RuPay Credit Card | Lifetime Free Credit Card |
IndusInd EazyDiner Credit Card | Joining Fee: INR 1999
Annual Fee: INR 1999. On payment of the annual fee, 12 months of EazyDiner Prime Membership will be renewed. Plus you would get 2000 welcome bonus EazyPoints.
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IndusInd EazyDiner Platinum Credit Card | Lifetime Free Credit Card |
IndusInd Tiger Credit Card | Lifetime Free Credit Card |
IndusInd Pioneer Heritage Credit Card | Joining Fee: INR 90,000
Annual Fee: INR 25,000 |
IndusInd Bank Avios Visa Infinite Credit Card | Joining Fee: INR 40,000
Annual Fee: INR 10,000 |
IndusInd Indulge Credit Card | Joining Fee: INR 2,00,000
Annual Fee: INR 10,000 |
IndusInd Pioneer Legacy Credit Card | Joining Fee: INR 50,000
Annual Fee: NIL |
IndusInd Samman RuPay Credit Card | Joining Fee: NIL
Annual Fee: INR 199 (Annual fee will be levied if Rs 75,000 spent are not met in the card anniversary year).
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IndusInd Pinnacle Credit Card | Joining Fee: INR 12,999
Annual Fee: NIL |
IndusInd Nexxt Credit Card | Joining Fee: INR 10,000
Annual Fee: NIL |
IndusInd Indus Solitaire Credit Card | Joining Fee: INR 30,000.
Annual Fee: INR 10,000 (waived off on spends of INR 10 lakhs or more in the previous anniversary year). |
IndusInd Celesta American Express Credit Card | Joining fee: INR 50,000.
Anuual fee: INR 5,000. |
IndusInd Crest Credit Card | Joining fee: INR 1,00,000.
Annual fee: INR 10,000. |
IndusInd InterMiles Odyssey Amex Credit Card | Joining Fee: INR 10,000.
Annual Fee: INR 4,000. |
IndusInd ePay Amex Credit Card | Lifetime Free Credit Card |
IndusInd InterMiles Odyssey Visa Credit Card
| Joining fee: INR 10,000.
Annual fee: INR 4000. |
InterMiles Voyage Amex Credit Card | Joining fee: INR 2000
Annual fee: INR 2000 |
IndusInd Legend Credit Card | Joining Fees: INR 9,999
Annual Fees: NIL |
IndusInd Bank Club Vistara Explorer Credit Card | Joining Fees: INR 40,000 + taxes
Annual Fees: INR 10,000 + Taxes |
Credit Card | Reward System |
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IndusInd Platinum Visa Credit Card | Earn 1.5 reward points for every ₹150 spent.
1 Reward Point = ₹0.85
Cashback Rate: Rate: 0.85% |
IndusInd Platinum Aura Edge Visa/Master Credit Card | The card offers 4 different kind of reward plans.
(1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends.
(2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends. (3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends.
(4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.
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IndusInd Platinum RuPay Credit Card | Get 2 reward points on every INR 100 spent on UPI transactions. Value of 1 reward point is INR 0.35. UPI cashback rate: 0.70%. Get 1 reward points on every INR 100 spent on non-UPI transactions. Value of 1 reward point is INR 0.35. Non-UPI cashback rate: 0.35%.
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IndusInd EazyDiner Credit Card | Earn 10 Reward Points on every INR 100 spent on dining, shopping and entertainment. Value of 1 reward point = INR 0.20. Special cashback rate: 2%. Get 4 reward points on all other spends (except fuel). General cashback rate: 0.4%.
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IndusInd EazyDiner Platinum Credit Card | Get 2 points on spending INR 100 except on fuel, insurance, rent, utility, and government. Value of 1 point = INR 0.20.
General cashback rate: 0.4%. Get 0.7 reward points on insurance, rent, utility, and government spending. Special cashback rate: 0.14%
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IndusInd Tiger Credit Card | On spending upto INR 1 Lakh you get 1 reward point for every INR 100 spent. On spending between INR 1 Lakh and INR 2.5 Lakh, you get 2 reward points for every INR 100 spent. On spending between INR 2.5 Lakh and INR 5 Lakh, you get 4 reward points for every INR 100 spent. On spending above INR 5 Lakh, you get 6 reward points for every INR 100 spent.
Value of 1 reward point = INR 0.4.
The cashback rate for 1st slab is 0.4%. Cashback rate for 2nd slab 0.8%. Cashback rate for 3rd slab: 1.6%. Cashback rate for 4th slab: 2%.
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IndusInd Pioneer Heritage Credit Card | Get 1 Reward Point on spending INR 100 on all domestic transactions.
Value of 1 reward point = INR 0.75. Domestic cashback rate: 0.75%. Get 0.70 Reward Points on spending INR 100 on utility bill payments, insurance premiums, government services/charges/payments, education institute fees, and real estate/rental payments.
Utility cashback rate: 0.525%. Get 2.5 Reward Points for spending INR100 on international transactions. Value of 1 reward point = INR 0.75. International cashback rate: 1.875%.
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IndusInd Bank Avios Visa Infinite Credit Card | Earn 2.5 Avios for every INR 100 spent in selected preferred international destinations for Point of Sale transactions.
Earn 1 Avios for every INR 100 spent on Qatar Airways & British Airways website and App. Earn 0.5 Avios for every INR 100 spent on all other spends (Except fuel).
The value of 1 Avios varies and is not fixed, it depends on the flight you are using to book using the Avios.
Typically the value of 1 Avios is between INR 0.5 and INR 1.
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IndusInd Indulge Credit Card | Get 1.5 Reward Points for every INR 100 spent.
Value of 1 Reward point = INR 1.
Cashback rate:1.5%
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IndusInd Pioneer Legacy Credit Card | Get 1 reward point for INR 100 spent on Weekdays and get 2 reward points for INR 100 spent on Weekends.
Get 6000 Bonus Reward points on spend of INR 6 lacs or more in a year.
Value of 1 Reward point = INR 1. Weekday cashback rate: 1%. Weekend cashback percentage: 2%.
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IndusInd Samman RuPay Credit Card | Get 1% cashback on all spends. Max cashback is capped at INR 200.
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IndusInd Pinnacle Credit Card | Get 2.5 points for all e-commerce transactions on a spend of INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%. Get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Get 1 reward point on PoS, MoTo, IVR transactions, and standing instructions. Cashback rate: 0.75%.
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IndusInd Nexxt Credit Card | Earn 1 Reward Point for every ₹150 spent.
the value of a reward point for the Nexxt Credit Card is Rs. 1.
Cashback rate:
for the EMI option: EMI%
where EMI is the number of months chosen for the EMI option. For example, if you choose 6 months EMI, the cashback rate is 6%.
for the reward option: 1%
for the credit option: 0%
utility cashback rate is the same as the cashback rate for the reward option:1%
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IndusInd Indus Solitaire Credit Card | Get 1 reward point on each spend of INR 100.Value of 1 point = INR 0.70. General cashback rate: 0.70%.
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IndusInd Celesta American Express Credit Card | Get 3 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. Internaitonal cashback percentage: 2.25%.
Get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%.
You can also convert 1 reward point for 1 air mile.
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IndusInd Crest Credit Card | Get 2.5 Reward Points on every INR 100 spent on international transactions . Get 1 Reward point on every INR 00 spent on domestic transactions.
Get Cash Credit in the ratio of 1 Reward Point = Rs.0.75.
Cashback rate for international transactions: 1.875%.
Cashback rate for domestic transactions: 0.75%. |
IndusInd InterMiles Odyssey Amex Credit Card | Get 6 InterMiles on spending INR 100 through the credit card on weekends (Cashback Rate: Varies from 1.02% to 3%) and 4 on weekdays (Cashback Rate: Varies from 0.68% to 2%). The value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50. Also, get 12 InterMiles on booking flights and hotels through InterMiles.com on weekends and 8 on booking flights on weekdays.
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IndusInd ePay Amex Credit Card | Get 4 reward points on the first 4 transactions each month. Get 8 reward points for the 5th to 8th transaction in each statement cycle. Get 10 reward points on every transaction beyond the 10th transaction.
The minimum transaction value has to be INR 500. Value of 1 reward point = INR 0.35, cashback rate 10th transaction onwards: 3.5%. Reward points can also be redeemed against air miles, 3 reward points = 1 air mile.
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IndusInd InterMiles Odyssey Visa Credit Card | Get 4 InterMiles on spending INR 100 through the credit card on weekends and 3 on weekdays.
The value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50.
Weekend Cashback Rate: varies from 0.68% to 2%.
Weekday Cashback Rate: Varies from 0.51% to 1.5%.
Also, get 6 InterMiles on booking flights through InterMiles.com and InterMiles on booking hotels.
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InterMiles Voyage Amex Credit Card | Get 4 InterMiles on spending INR 100 through the credit card.
The value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50. Effective Cashback Rate: varies from 0.68% to 2%. |
IndusInd Legend Credit Card | Get 2 reward points for every INR 100 spent on weekends.
Value of 1 reward point = INR 1. Weekend cashback rate: 2%.
Get 1 reward points for every INR 100 spent on weekdays.
Value of 1 reward point = INR 1. Weekday cashback rate: 1%.
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IndusInd Bank Club Vistara Explorer Credit Card | Customers can earn 8 CV Points on the Club Vistara website, 6 CV Points per ₹200 spent on hotels, airlines, and other travel-related categories, 2 CV Points per ₹200 spent on utility bill payments, insurance premiums, government payments, and fuel purchases, and 1 CV Point per ₹200 spent for all other categories of spending.
1 CV = 1 RP
1 RP = 0.75
Effective Cashback Rate: 3%
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FAQs
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What credit cards does IndusInd Bank offer?
IndusInd Bank offers a variety of credit cards to suit different spending habits and needs. These include cards for travel, cashback, rewards,
shopping, and more.
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What are the eligibility criteria for getting an IndusInd Bank Credit Card?
The eligibility criteria for IndusInd Bank credit cards vary depending on the specific card. Typically, they consider your income, credit score, employment history, and banking relationship with IndusInd.
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How do I apply for an IndusInd Bank Credit Card?
You can apply for an IndusInd Bank credit card online through their website
https://www.indusind.com/in/en/personal/cards/credit- card.html or by visiting a branch.
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What documents do I need to apply for an IndusInd Bank Credit Card?
The documents required for applying for an IndusInd Bank credit card typically include ID proof, address proof, income proof (salary slips or ITRs), and bank statements.
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How long does it take to get approved for an IndusInd Bank Credit Card?
The approval time for an IndusInd Bank credit card can vary depending on your application and verification process. It usually takes a few days to a week.
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What are the fees associated with IndusInd Bank Credit Cards?
IndusInd Bank credit cards typically have an annual fee, late payment fee, and other charges like fees for cash advances, foreign currency transactions, etc. You can find the detailed fee structure for each card on the bank's website.
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How can I make a payment for my IndusInd Bank Credit Card?
You can make payments for your IndusInd Bank credit card online through internet banking, mobile banking app, or by visiting a branch. You can also set up an auto-pay option to avoid late fees.
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What if I lose my IndusInd Bank Credit Card?
If you lose your IndusInd Bank credit card, immediately report it to the bank by calling their customer care number. They will block your card to
prevent any misuse and issue a replacement card.
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How can I track my IndusInd Bank Credit Card reward points?
You can track your IndusInd Bank credit card reward points by logging into your internet banking account or mobile banking app.
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How do I contact IndusInd Bank for any queries related to my credit card?
You can contact IndusInd Bank for any queries related to your credit card by calling their customer care number or visiting a branch. You can find answers to many common questions in their credit card FAQs section on the bank's
website https://induseasycredit.indusind.com/credit- cards/faq.html.