top of page

RBL Bank Credit Cards

RBL Bank, known formerly as Ratnakar Bank Limited, is a prominent private sector bank in India with a rich history dating back to its founding in August 1943. Headquartered in Mumbai, Maharashtra, RBL Bank has evolved significantly over the decades, offering a wide array of services across various banking verticals including consumer and corporate banking, finance and insurance, and credit cards. RBL Bank offers a diverse range of credit cards designed to cater to various consumer needs, featuring exclusive benefits and a comprehensive rewards program. The credit cards provided by RBL Bank include options for cashback, entertainment, travel, lifestyle, and more, ensuring that there is a card for every type of spender. RBL Bank's credit card portfolio is comprehensive, offering a card for nearly every type of spender. Whether you're looking to earn rewards, save on travel, or enjoy entertainment benefits, RBL Bank has a credit card that can enhance your spending experience while providing valuable rewards and benefits.

RBL Bank Credit Cards
Federal BankScapia Credit Card

MyRupaya Ratings :-

average rating is 3 out of 5

Bank / CC Company

Fedral Bank

Forex Mark-Up

Interest Rate

3.50%

Interest Rate: 41.88% (3.49% per month).

Federal BankScapia Credit Card

  • 1 RBL reward point= Rs 0.25 paisa on very 100/- spent via card. 

  • Cashback Rate: 0.5% 1 reward point for every ₹100 spent on regular purchases. 

  • 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions and credit-line/loan transactions).

HDFC Bank Millenia Credit Card

MyRupaya Ratings :-

average rating is 3 out of 5

Bank / CC Company

HDFC Bank

Forex Mark-Up

Interest Rate

3.50%

Interest Rate: 3.6% per month (or 43.2% per annum).

HDFC Bank Millenia Credit Card

  • You can earn 1 reward point on every INR 100 spent. 

  • Every Wednesday get 40 Reward Points on every INR 100 spent on online orders of Pizza Hut & Domino's, and get 20 Reward Points on every INR 100 spent on Groceries on Wednesdays. 

  • 1 RP =0.25 paisa. 

  • General Cashback Rate: 0.25%. 

  • Effective Cashback Rate for online orders: 10%, and 

  • Effective CB Rate for grocery shopping: 5%. 

Axis Bank Miles & More World Credit Card

MyRupaya Ratings :-

average rating is 3 out of 5

Bank / CC Company

Axis Bank

Forex Mark-Up

Interest Rate

3.5%.

Interest Rate: 3.40% per month (49.96% per annum).

Axis Bank Miles & More World Credit Card

Reward System: 2 Reward Points for every Rs.100 spent on all your purchases. 10 Reward Points for every Rs.100 when you use your card for dining, entertainment, utility bill payments and international purchases. 1 RBL reward point= Rs 0.25. General Cashback Rate: 0.5%. Specia Cashback Rate: 2.5% on dining, entertainment, utility bill payments and international purchases.

RBL Bank Paisabazaar Duet Card


1 RBL reward point = Rs 0.25 paisa on every 100/- spent via card. 
Cashback Rate: 0.5% 
1 reward point for every ₹100 spent on regular purchases. 
1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Interest Charges: upto 3.99% p.m (upto 47.88% p.a)

RBL Bank

MyRupaya Ratings :-

average rating is 3 out of 5

Add a Title

Bank / CC Company

Interest Rate

Forex Mark-Up

3.50%

RBL Bank VCard


You can earn 1 reward point on every INR 100 spent. 
Every Wednesday get 40 Reward Points on every INR 100 spent on online orders of Pizza Hut & Domino's, and get 20 Reward Points on every INR 100 spent on Groceries on Wednesdays. 
1 RP =0.25 paisa. 
General Cashback Rate: 0.25%. 
Effective Cashback Rate for online orders: 10%, and 
Effective CB Rate for grocery shopping: 5%. 

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Interest Rates/ charges: upto 3.99% p.m (upto 47.88% p.a)

RBL Bank

MyRupaya Ratings :-

average rating is 3 out of 5

Add a Title

Bank / CC Company

Interest Rate

Forex Mark-Up

3.50%

RBL Bank Platinum Maxima Credit Card

Reward System: 2 Reward Points for every Rs.100 spent on all your purchases. 10 Reward Points for every Rs.100 when you use your card for dining, entertainment, utility bill payments and international purchases. 1 RBL reward point= Rs 0.25. General Cashback Rate: 0.5%. Specia Cashback Rate: 2.5% on dining, entertainment, utility bill payments and international purchases.

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

Cashback Rate

3.99% p.m (upto 47.88% p.a).

RBL Bank

MyRupaya Ratings :-

average rating is 3 out of 5

Add a Title

Bank / CC Company

Interest Rate

Forex Mark-Up

3.5%.

RBL Bank Paisabazaar Duet Card

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

  • 1 RBL reward point= Rs 0.25 paisa on very 100/- spent via card. 

  • Cashback Rate: 0.5% 1 reward point for every ₹100 spent on regular purchases. 

  • 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions and credit-line/loan transactions).

average rating is 3 out of 5

RBL Bank

Interest Charges: upto 3.99% p.m (upto 47.88% p.a)

Credit Card Cycle

Forex Rate

Cashback Rate

Credit Card Issuer

Fuel Surchage

30 days

3.50%

Interest Rate

Cashback Rate

Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. (No fuel surcharge waiver option available)

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5
My Rupaya Ratings

Add a Title

Cashback Rate

Cashback Rate

RBL Bank VCard

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

  • 1 RBL reward point= Rs 0.25 paisa on very 100/- spent via card. 

  • Cashback Rate: 0.5% 1 reward point for every ₹100 spent on regular purchases. 

  • 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions and credit-line/loan transactions).

average rating is 3 out of 5

RBL Bank

Interest Rates/ charges: upto 3.99% p.m (upto 47.88% p.a)

Credit Card Cycle

Forex Rate

Cashback Rate

Credit Card Issuer

Fuel Surchage

30 days

3.50%

Interest Rate

Cashback Rate

Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5
My Rupaya Ratings

Add a Title

Cashback Rate

Cashback Rate

RBL Bank Platinum Maxima Credit Card

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

  • 1 RBL reward point= Rs 0.25 paisa on very 100/- spent via card. 

  • Cashback Rate: 0.5% 1 reward point for every ₹100 spent on regular purchases. 

  • 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions and credit-line/loan transactions).

average rating is 3 out of 5

RBL Bank

3.99% p.m (upto 47.88% p.a).

Credit Card Cycle

Forex Rate

Cashback Rate

Credit Card Issuer

Fuel Surchage

30 Days.

3.5%.

Interest Rate

Cashback Rate

1%, no waiver provided. 

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5
My Rupaya Ratings

Add a Title

Cashback Rate

Cashback Rate

Top 5 Credit Cards Of RBL Bank

  • Joining Fees: Nil for primary card & add-on cardholder

  • Interest Rate: 3.99% p.m (upto 47.88% p.a)

  • Welcome Benefit: 20,000 bonus reward points.

  • Special Feature: Get access to selected golf courses across the country.

A premium product from RBL Bank, the RBL Icon Credit Card is designed for people who want comfort and luxury in their financial dealings. Cardholders are rewarded with 20,000 extra Reward Points upon joining, which is equal to an annual cost of Rs. 5,000 + GST. With up to 20 Reward Points per Rs. 100 spent, the card is especially advantageous for dining out on weekends and making foreign purchases. In addition, cardholders receive two free domestic lounge visits each quarter and a free Priority Pass membership for international lounge access, with the possibility of earning up to 45,000 additional Reward Points yearly based on their expenditure. The card also offers 4 complimentary golf games and 12 golf lessons each year, making it an attractive option for golf enthusiasts. With the RBL Icon Credit Card, users can experience a blend of luxury, convenience, and rewards, making it a notable choice for those who value premium experiences and rewards on their spending.

RBL Bank Icon Credit Card

RBL Bank Icon Credit Card

RBL Bank Shoprite Credit Card

  • Joining Fees: Rs. 500 2nd Year Annual fees is waived off on annual spends of Rs 1.5 lac or more 

  • Interest Rate: 3.99% p.m (up to 47.88% p.a)

  • Welcome Benefit: 2000 bonus reward points.

  • Special Feature:  20 Reward Points for every Rs.100 when you use your card for in-store grocery shopping. General cashback Rate: 5%. (Grocery and Shopping).

With a range of perks, the RBL Shoprite Credit Card is intended to provide value to its customers, especially for those who often spend money on groceries and petrol. 5% value back on grocery purchases is available to cardholders, which can result in substantial savings for frequent shoppers. Furthermore, the card provides 2.5% value back on fuel purchases, which is advantageous for individuals who frequently commute or travel by automobile. The card offers a 10% discount on movie tickets for movie buffs. It's also important to remember that this credit card has no annual fee provided specific spending requirements are fulfilled, which makes it an affordable choice for customers. The card's reward points system is another attractive feature, offering up to 1,000 reward points every month on grocery spends. With these points, cardholders can redeem rewards or discounts, further enhancing the card's value proposition. Overall, the RBL Shoprite Credit Card is a versatile financial tool that caters to a range of everyday spending activities, offering both savings and rewards.

RBL Bank Shoprite Credit Card

RBL MoneyTap Black Credit Card

  • Joining Fees: Nil for primary card & add-on cardholder 

  • Interest Rate: 3.99% p.m (up to 47.88% p.a)

  • Welcome Benefit: 2000 bonus reward points.

  • Special Feature: Get 1,000 Reward Points every month on making at least 5 transactions of INR 1,000 or more.

A flexible financial instrument made to meet the wide range of demands of contemporary consumers is the RBL MoneyTap Black Credit Card. It gives consumers freedom and financial management by combining the features of a personal line of credit with a credit card in a novel way. People who use this card can take advantage of numerous advantages like excellent welcome bonuses, faster rewards on online shopping, and reward points on every transaction. In addition, cardholders are eligible for special savings on meals, movie tickets, and other items. The card also improves the travel experience by waiving fuel surcharges and providing free access to airport lounges. The MoneyTap app makes managing credit and transactions even easier by facilitating easy financial transfers and the conversion of purchases into EMIs.  For those looking to maximize their financial potential while enjoying a range of lifestyle benefits, the RBL MoneyTap Black Credit Card presents an attractive option.

RBL MoneyTap Black Credit Card

RBL Bank Paisabazar Duet Card Plus

RBL Bank Paisabazar Duet Card Plus
  • Joining Fees: INR 1499 + GST

  • Interest Rate: 3.99% p.m (up to 47.88% p.a)

  • Welcome Benefit: Rs. 250 cashback on making card purchases within 30 days of card issuance.

  • Special Feature: Buy one get one free offer on movie tickets.

With the ability to manage your finances with freedom, the RBL Paisabazar Duet Plus Credit Card is a unique financial product that combines the qualities of a credit card with a credit line. A welcome bonus offered by this card is INR 250 in cashback on transactions made during the first thirty days after issuance. Subject to monthly restrictions, users can receive 2.5% cashback on eating and travel spending and 1% cashback on other online and point-of-sale transactions. In addition, cardholders are eligible for a fuel cost waiver of up to INR 100 per month on transactions between INR 500 and INR 4,000 as well as a 1+1 BookMyShow movie ticket offer once a month for weekend shows. The card comes with an annual fee of INR 1,499 plus GST, which can be waived off if annual spends exceed INR 4 lakhs. It also allows money transfers from the credit line to a bank account, which can be paid back in EMIs, providing a seamless integration of credit card benefits with the flexibility of a personal loan.

RBL Bank World Safari Credit Card

RBL Bank World Safari Credit Card
  • Joining Fees: Nil for primary card & add-on cardholder 

  • Interest Rate: 3.99% p.m (up to 47.88% p.a)

  • Welcome Benefit: Customers get MakeMyTrip Voucher worth INR 3000.

  • Special Feature: 0% forex markup. 

Travel aficionados will find a number of advantages on the RBL Bank World Safari Credit Card, which is tailored to their needs. Cardholders can benefit from a 0% markup fee on foreign currency transactions with an annual membership cost of INR 3,000 + GST. This is a major savings for individuals who go overseas frequently. Along with milestone bonuses like INR 3,000 in MakeMyTrip vouchers upon activation, the card also offers reward points that accrue with travel purchases. You may earn 5 Travel Points for every INR 100 spent on travel and 2 Travel Points for every INR 100 spent on other costs. Travel insurance, a fuel price waiver, and free lounge visits at both local and international airports are additional benefits.

Welcome Benefits

  • RBL Bank Shoprite Credit Card: The Cardholder is entitled to a ‘welcome benefit’ of 2000 reward points on making a valid retail transaction within 30 days from the date of the Card being issued by RBL Bank, and by paying the joining fees.

  • RBL Bank Platinum Maxima Plus Card: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the Card, and upon paying the joining fees.

  • RBL Bank Monthly Treats Credit Card: None (As the card is no longer taking new applications).

  • RBL Bank World Safari Credit Card: Cardholders get a MakeMyTrip voucher worth INR 3000/- as a welcome Gift.

  • RBL Bank Lazy Pay Credit Card: Cardholders can earn cashback of Rs. 250 on making spends within the first 30 days of card issuance.

  • RBL Bank Platinum Maxima Credit Card: The Cardholder gets 8,000 Reward points as a welcome benefit. 

  • RBL Bank Platinum Delight Credit Card: Upon card activation, cardholders receive a generous welcome bonus of 4,000 reward points, equivalent to Rs. 400 cashback. 

  • RBL Bank Icon Credit Card: Cardholders get 20,000 bonus reward points as a welcome benefit.

  • RBL Bank Cookie Credit Card: The cardholder gets a gift voucher worth Rs. 1,000. Users can choose from Amazon, Flipkart, Myntra, Croma & Shoppers Stop.

  • RBL Bank Play Credit Card: Cardholder gets a Rs.500 discount on Movies, Streams, Events, Plays, Sports, and Activities bookings on the BookMyShow app/website.

  • RBL Bank Mo Cash Credit Card: Cardholders get 2000 Reward Points on Card activation within 30 days. 

  • RBL Bank VCard: N.A.

  • RBL Bank Paisabazaar Duet Card Plus: Cardholders get INR 250 cashback on making card purchases within 30 days of card issuance.

  • RBL Bank Paisabazaar Duet Card: N.A.

  • RBL Bank MoneyTap Black Card: Cardholders get 12,000 reward points on making their first credit card transaction within 30 days of Card setup and payment of the line setup fee.

  • RBL Bank Bankbazaar Savemax Pro Credit Card: Cardholders get 5,000 reward points, on paying the first year annual fee.

  • RBL Bank BankBazaar SaveMax Credit Card: N.A.

  • RBL Bank Insignia Preferred Banking Card: Cardholders get 20,000 bonus reward points after meeting the joining/activation criteria and the spending requirement within the specified timeframe (usually 3-6 months).

  • RBL Bank MoneyTap Credit Card: Cardholders can earn 2,000 Reward Points on the first swipe/Activation of the card.

  • RBL Bank Movies and More Credit Card: Cardholders get 4 movie tickets worth INR 250 each at BookMyShow You get a benefit of INR 1,000 redeemable in 2 transactions of INR 500 each and a maximum of 2 tickets in each transaction.

  • RBL Bank iGlobe Credit Card: Cardholders get a MakeMyTrip voucher worth INR 3,000 as a welcome gift.

Annual Fee

  • RBL Bank Shoprite Credit Card: Joining/annual Fees: Rs 500. 2nd Year Annual fees is waived off on annual spends of Rs 1.5 lac or more.

  • RBL Bank Platinum Maxima Plus Card: Joining fees: Nil for primary card. Annual membership Fees: Rs 2500.

  • RBL Bank Monthly Treats Credit Card: Joining fees: Nil for primary card. Membership Fees: INR 75 monthly. On spending INR. 5,000 in a month next month’s membership fee is waived off.

  • RBL Bank World Safari Credit Card: Joining fees: Nil for primary card & add-on cardholder.

  • RBL Bank Lazy Pay Credit Card: Joining fees: Nil for primary card & add-on cardholder. Annual membership Fees: NIL.

  • RBL Bank Platinum Maxima Credit Card:  Joining fees: Nil for primary card & add-on cardholder. Annual membership Fees: INR. 2000 + GST. 

  • RBL Bank Platinum Delight Credit Card: Joining Fee: INR 1,000. Annual Fee: Second year onwards - INR 2000.

  • RBL Bank Icon Credit Card:  Joining fees: Nil for primary card & add-on cardholder. Annual membership Fees: Rs. 5000 + GST.

  • RBL Bank Cookie Credit Card: Joining fees: Nil for primary card. Membership Fees: Rs 100 monthly.

  • RBL Bank Play Credit Card:  Joining fees: Nil for primary card & add-on cardholder. Annual membership Fees: INR 500. Spend Rs. 1.5 Lacs in a year to get your annual fees waived off.

  • RBL Bank Mo Cash Credit Card: Joining fees/Annual membership Fees: 500 + GST. The Membership Fee for the second year is Rs. 500/-, but is waived off on spends of Rs. 1 lacs or more in the previous year. 

  • RBL Bank VCard:  Joining fees: RBL Bank vCard comes free for the first year. Annual membership Fees: 500 + GST (from 2nd year) The Membership Fee for the second year is Rs. 1499/-, but is waived off on spends of Rs. 1 lacs or more in the previous year. 

  • RBL Bank Paisabazaar Duet Card Plus: Joining fees/ Annual membership Fees: 1499 + GST The Membership Fee for the second year is Rs. 1499/-, but is waived off on spends of Rs. 4 lacs or more in the previous year. 

  • RBL Bank Paisabazaar Duet Card: Lifetime Free Credit Card.

  • RBL Bank MoneyTap Black Card:  Joining fees: Nil for primary card & add-on cardholder. Annual membership Fees: 3000 + GST.

  • RBL Bank Bankbazaar Savemax Pro Credit Card:  Joining fees: Nil for primary card & add-on cardholder. Annual membership Fees: 1499 + GST.

  • RBL Bank BankBazaar SaveMax Credit Card: Lifetime Free Credit Card.

  • RBL Bank Insignia Preferred Banking Card: Lifetime Free Credit Card.

  • RBL Bank MoneyTap Credit Card: Annual Membership Fee of INR 499/-. The Membership Fee for the second year is INR 499/-, but is waived off on spends of INR 2 lacs in the previous year.

  • RBL Bank Movies and More Credit Card: Annual membership fees: INR 1,000.

  • RBL Bank iGlobe Credit Card: Annual membership fees: INR 3,000.

Rewards System

  • RBL Bank Shoprite Credit Card: 1 Reward Point = INR 0.25. 1 Reward Point for every Rs.100 spent on all your purchases except fuel. 20 Reward Points for every Rs.100 when you use your card for in store grocery shopping, effective in-store gorcery shopping cashback rate: 5%. 10 Reward Points for every Rs.100 when they use their card for fuel, effective fuel cashback rate: 2.5%. General cashback Rate: 0.25% for all purchases except fuel and grocery.

  • RBL Bank Platinum Maxima Plus Card: Get 2 reward points for every INR 100 spent on all your purchases. 10 Reward Points for every Rs.100 when you use your card for dining, entertainment, fuel, utility bill payments and international purchases. 1 Reward Point = INR 0.25. General cashback rate: 0.5%, Special cashback rate: 2.5% on dining, entertainment, fuel, utility bill payments, and international purchases.

  • RBL Bank Monthly Treats Credit Card: 1 RBL reward point Rs 0.25. 5 Reward Points for every Rs. 100 spent on all online purchases. 1 Reward Point for every Rs. 100 spent on all offline purchases except fuel. General Cashback Rate: 0.25%. Online casback rate: 1.5%.

  • RBL Bank World Safari Credit Card: 1 RBL reward point= Rs 0.25. 2 Tra