• Reward System: Get 0.62 MyCash on every INR 100 spend on domestic spends. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.62%. Get 0.75 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.75%. Get 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 2 MyCash on every INR 100 spend on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 2%. 

Reward System: Earn up to 2.5 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes booking Emirates tickets.

Reward System: Get 0.5 MyCash on every INR 100 spent on domestic spending. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.5%. Get 0.62 MyCash on every INR 100 spent on international spending. Value of 1 MyCash= INR 1. International cashback rate: 0.62%. Get 1 MyCash on every INR 100 spent on flight booking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 1.5 MyCash on every INR 100 spent on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 1.5%. 

• Retail purchases (except fuel): 2 PAYBACK points per Rs. 100 spent.

• Insurance & utilities: 1 PAYBACK point per Rs. 100 spent.

• Generally, 1 PAYBACK point translates to Rs. 0.25 to Rs. 0.40 if redeemed for vouchers, merchandise, or gift cards.

• Considering the average value of 1 PAYBACK point as Rs. 0.35, the effective cashback rate for retail purchases works out to:0.7% (2 points per Rs. 100 * Rs. 0.35)

• For insurance & utilities, the effective cashback rate is:0.35% (1 point per Rs. 100 * Rs. 0.35)
  

• Earn 2 Reward Points for every INR 100 spent on domestic transactions and 4 Reward Points for every INR 100 Spent on international transactions. 

• The value of 1 reward point for ICICI Bank Sapphiro Credit Card is Re. 0.25. 

• The effective cashback rate for the card depends on the customer’s spending pattern and the rewards earned, the net reward yield of the card is estimated to be 0.8-0.9% on monthly spending above Rs. 50,000 

• Earn 2 Reward Points on every Rs. 100 spent on your card (except fuel).

• Earn 1 Reward Point on every Rs.100 spent on utilities and insurance categories.

• Under the new ICICI Bank Milestone Rewards program, get 2000 Reward Points on spending Rs. 2,00,000 on your card and 1000 Reward Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10,000 Reward Points per year.

• The value of 1 reward point for ICICI Bank Coral Credit Card is Re. 0.25. 

• Effective Cashback Rate: 0.50% to 1% 

• Retail Transactions: 4 ICICI Rewards Points / Rs 100 ~ 1% Return

• Utilities and Insurance: 1 ICICI Rewards Points/Rs 100 ~0.25% Return

• Fuel: No Rewards

Reward System: 5 ICICI Bank reward points per INR 1,000 spends at grocery stores, department stores and Canteen Store Departments (CSDs). Value of 1 reward point = INR 0.25. Cashback rate: 1.25%. Get 2 reward points on all other categories. General cashback rate: 0.50%.

• Reward System: Earn up to 1.5 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes booking Emirates tickets.

Reward System: Get 3 ICICI Bank reward points INR 100 on all domestic transactions. Value of 1 reward point = INR 0.25. General cashback rate = 0.75%. Get 4 reward point per INR 100 spend on international spends. International cashback rate = 1%. Get 5 points on all spends during Manchester United on match days. Effective match day cashback rate: 1.25%.

• Earning points: 3 ICICI Rewards points per Rs. 100 spent on your card (except fuel).

• Points on utilities & insurance: 1 ICICI Rewards point per Rs. 100 spent.

• Generally, 1 point is worth Rs. 0.25 to Rs. 0.40 for vouchers, merchandise, or gift cards.

• Effective Cashback Rate: 0.75% to 1.2%. 

Reward System: 5 ICICI Bank reward points per INR 1,000 spends at grocery stores, department stores and Canteen Store Departments (CSDs). Value of 1 reward point = INR 0.25. Cashback rate: 1.25%. Get 1 reward points on all other categories. General cashback rate: 0.25%.