ICICI Bank Credit Cards
ICICI Bank, established in 1955, is a leading private sector bank in India, offering its customers a wide array of financial products and services, including retail and corporate banking, investment banking, insurance, and asset management. With a robust network of branches and ATMs nationwide and a presence in 17 countries, ICICI Bank is recognized as a Domestic Systemically Important Bank by the Reserve Bank of India, highlighting its significance in the nation's financial stability. The bank's credit cards are known for their diverse benefits, catering to different customer needs. They offer a range of features such as cashback rewards, airport lounge access, and fuel surcharge waivers, making them a valuable financial tool for daily transactions and lifestyle benefits. With competitive offerings and a focus on customer satisfaction, ICICI Bank's credit cards are considered a worthy choice for those seeking convenience and value from their credit card usage.
MakeMyTrip ICICI Bank Signature Credit Card
Reward System: Get 0.62 MyCash on every INR 100 spend on domestic spends. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.62%. Get 0.75 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.75%. Get 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 2 MyCash on every INR 100 spend on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 2%.
Welcome Benefits: MyCash worth INR 1,500 on joining. Complimentary MMTBlack membership. Free MMT holiday voucher worth INR 2500.
Welcome Benefits
Interest Rate: 3.67% per month (annual interest rate - 42%).
Interest Rate
Welcome Benefits: Get 10,000 Skywards Miles and Emirates Skywards Silver Tier membership as joining and annual benefits.
Welcome Benefits
Interest Rate: 3.67% per month (annual interest rate - 44%).
Interest Rate
MakeMyTrip ICICI Bank Platinum Credit Card
Reward System: Get 0.5 MyCash on every INR 100 spent on domestic spending. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.5%. Get 0.62 MyCash on every INR 100 spent on international spending. Value of 1 MyCash= INR 1. International cashback rate: 0.62%. Get 1 MyCash on every INR 100 spent on flight booking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 1.5 MyCash on every INR 100 spent on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 1.5%.
Welcome Benefits: MyCash worth INR 500 on joining. Free MMT holiday voucher worth INR 3000.
Welcome Benefits
3.4% per month (or 40.8% per annum)
Interest Rate
Platinum Chip Credit Card
Retail purchases (except fuel): 2 PAYBACK points per Rs. 100 spent.
Insurance & utilities: 1 PAYBACK point per Rs. 100 spent.
Generally, 1 PAYBACK point translates to Rs. 0.25 to Rs. 0.40 if redeemed for vouchers, merchandise, or gift cards.
Considering the average value of 1 PAYBACK point as Rs. 0.35, the effective cashback rate for retail purchases works out to:0.7% (2 points per Rs. 100 * Rs. 0.35)
For insurance & utilities, the effective cashback rate is:0.35% (1 point per Rs. 100 * Rs. 0.35)
None
Welcome Benefits
3.40% per month (40.80% annualized)
Interest Rate
ICICI Bank Sapphiro Credit Card
Earn 2 Reward Points for every INR 100 spent on domestic transactions and 4 Reward Points for every INR 100 Spent on international transactions.
The value of 1 reward point for ICICI Bank Sapphiro Credit Card is Re. 0.25.
The effective cashback rate for the card depends on the customer’s spending pattern and the rewards earned, the net reward yield of the card is estimated to be 0.8-0.9% on monthly spending above Rs. 50,000
The card offers attractive welcome benefits of up to Rs. 10,000 on paying the annual fee.
Welcome Benefits
3.40% per month / 40.80% p.a.
Interest Rate
ICICI Bank Coral Credit Card
Earn 2 Reward Points on every Rs. 100 spent on your card (except fuel).
Earn 1 Reward Point on every Rs.100 spent on utilities and insurance categories.
Under the new ICICI Bank Milestone Rewards program, get 2000 Reward Points on spending Rs. 2,00,000 on your card and 1000 Reward Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10,000 Reward Points per year.
The value of 1 reward point for ICICI Bank Coral Credit Card is Re. 0.25.
Effective Cashback Rate: 0.50% to 1%
None
Welcome Benefits
3.50%p.m. and 42%p.a.
Interest Rate
No welcome Benefit but, a Birthday Benefit is provided: Rs 5000 Tata CLiQ Voucher (Only on Amex)
This used to be a Trident Hotel dining voucher worth Rs 7500. Wish, they had kept the same value for the Tata CLiQ voucher as well.
Welcome Benefits
3.40% per month (40.80% per year)
Interest Rate
ICICI Parakram Select Credit Card
Reward System: 5 ICICI Bank reward points per INR 1,000 spends at grocery stores, department stores and Canteen Store Departments (CSDs). Value of 1 reward point = INR 0.25. Cashback rate: 1.25%. Get 2 reward points on all other categories. General cashback rate: 0.50%.
None.
Welcome Benefits
3.4% per month (or 40.8% per annum)
Interest Rate
ICICI Manchester United Signature Credit Card
Reward System: Get 3 ICICI Bank reward points INR 100 on all domestic transactions. Value of 1 reward point = INR 0.25. General cashback rate = 0.75%. Get 4 reward point per INR 100 spend on international spends. International cashback rate = 1%. Get 5 points on all spends during Manchester United on match days. Effective match day cashback rate: 1.25%.
Welcome Benefits: Manchester United Branded holdall and football.
Welcome Benefits
3.67% per month (44% per annum)
Interest Rate
Expressions Credit Card
Earning points: 3 ICICI Rewards points per Rs. 100 spent on your card (except fuel).
Points on utilities & insurance: 1 ICICI Rewards point per Rs. 100 spent.
Generally, 1 point is worth Rs. 0.25 to Rs. 0.40 for vouchers, merchandise, or gift cards.
Effective Cashback Rate: 0.75% to 1.2%.
None
Welcome Benefits
3.40% per month or 40.80% per annum.
Interest Rate
None.
Welcome Benefits
3.4% per month (or 40.8% per annum)
Interest Rate
MakeMyTrip ICICI Bank Signature Credit Card
Reward System: Get 0.62 MyCash on every INR 100 spend on domestic spends. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.62%. Get 0.75 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.75%. Get 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 2 MyCash on every INR 100 spend on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 2%.
Reward System: Get 0.62 MyCash on every INR 100 spend on domestic spends. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.62%. Get 0.75 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.75%. Get 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 2 MyCash on every INR 100 spend on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 2%.
ICICI Bank
1% fuel surcharge waiver at HPCL petrol pumps on transactions between Rs. 400 and Rs. 4,000, with a monthly cap of INR 250
Interest Rate: 3.67% per month (annual interest rate - 42%).
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
IFM- 3.5%
Interest Rate
Cashback Rate
Interest Rate: 3.67% per month (annual interest rate - 42%).
IFM- 3.5%
Cashback Rate
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up
Skywards ICICI Bank Emerald Credit Card
Reward System: Earn up to 2.5 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes booking Emirates tickets.
Reward System: Earn up to 2.5 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes booking Emirates tickets.
ICICI Bank
1% fuel surcharge waiver at HPCL petrol pumps on transactions between Rs. 400 and Rs. 4,000,
Interest Rate: 3.67% per month (annual interest rate - 44%).
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5%
Interest Rate
Cashback Rate
Interest Rate: 3.67% per month (annual interest rate - 44%).
3.5%
Cashback Rate
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up
MakeMyTrip ICICI Bank Platinum Credit Card
Reward System: Get 0.5 MyCash on every INR 100 spent on domestic spending. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.5%. Get 0.62 MyCash on every INR 100 spent on international spending. Value of 1 MyCash= INR 1. International cashback rate: 0.62%. Get 1 MyCash on every INR 100 spent on flight booking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 1.5 MyCash on every INR 100 spent on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 1.5%.
Reward System: Get 0.5 MyCash on every INR 100 spent on domestic spending. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.5%. Get 0.62 MyCash on every INR 100 spent on international spending. Value of 1 MyCash= INR 1. International cashback rate: 0.62%. Get 1 MyCash on every INR 100 spent on flight booking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 1.5 MyCash on every INR 100 spent on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 1.5%.
ICICI Bank
1% fuel surcharge waiver at HPCL petrol pumps on transactions between Rs. 400 and Rs. 4,000, with a monthly cap of INR 250
3.4% per month (or 40.8% per annum)
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
IFM- 3.5%
Interest Rate
Cashback Rate
3.4% per month (or 40.8% per annum)
IFM- 3.5%
Cashback Rate
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up
Top 5 Credit Cards Of ICICI Bank
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Joining Fees: NIL
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Interest Rate: 3.40% per month (40.80% per annum)
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Welcome Benefit: None.
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Special Feature: None.
The ICICI Platinum Chip Credit Card stands out as a prime offering from ICICI Bank, catering to a wide range of customers with its array of benefits. This card is designed to provide enhanced security with its chip technology, which protects users against the risk of fraud. Cardholders can enjoy the convenience of contactless payments, making transactions both quick and secure. Additionally, the card offers a rewards program where points can be redeemed for a variety of exciting gifts and vouchers. A notable advantage is the fuel surcharge waiver, which can lead to significant savings for those who frequently spend on fuel. With no joining or annual fees, it presents itself as a cost-effective option for many. The combination of these features, along with the reliability of ICICI Bank, makes the ICICI Platinum Chip Credit Card a competitive choice in the financial market.
ICICI Platinum Chip Credit Card
ICICI Amazon Pay Credit Card
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Joining Fees: NIL
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Interest Rate: 3.5% per month (42.6% per annum)
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Welcome Benefit: Rs 600 Amazon Gift Card for non-Prime application, and Rs 750 Amazon Gift Card for Prime members.
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Special Feature: There is no maximum cap for the rewards earned on Amazon Pay ICICI Bank credit card.
The ICICI Amazon Pay Credit Card is a co-branded credit card offering a multitude of benefits, especially for frequent shoppers on Amazon.in. It is a lifetime free card, which means there are no joining or annual fees, making it an economical choice for consumers. Cardholders can enjoy up to 5% cashback on Amazon purchases, with Prime members benefiting from the higher end of this offer. Additionally, the card offers 2% cashback on 100+ Amazon Pay partner merchants and 1% cashback on other categories like dining, travel, and more. The rewards earned are in the form of an Amazon Pay balance, which can be used for future purchases on Amazon. in
ICICI HPCL Super Saver Credit Card
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Joining Fees: INR 500 + GST
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Interest Rate: 3.50% p.m (42% p.a).
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Welcome Benefit: 2,000 Reward points on activation and fee payment and Rs.100 cash back on the HP Pay App.
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Special Feature: Complimentary 24x7 Road Side Assistance (RSA) services.
The ICICI HPCL Super Saver Credit Card is a financial tool designed to offer savings on fuel and other frequent expenses. It provides a 5% cashback on fuel purchases at HPCL outlets, which is credited as PAYBACK reward points. Additionally, cardholders can earn 5% back in reward points on utility, grocery, and departmental store purchases. The card also offers a 25% discount on movie ticket bookings, up to Rs. 100 per transaction, which can be availed twice a month. For frequent travelers, there's the benefit of complimentary domestic airport lounge access. The joining fee for the card is Rs. 500 plus GST, and the same amount is charged as an annual fee from the second year onwards, which can be waived on spending Rs. 1,50,000 per year. Supplementary card fees and interest rates on extended credit are also applicable. The card comes with additional perks like personal accident cover, 24x7 concierge service, and complimentary roadside assistance, enhancing the overall value proposition for the users.
MakeMyTrip ICICI Bank Signature Credit Card
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Joining Fees: INR 2,500
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Interest Rate: 3.67% p.m (44% p.a)
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Welcome Benefit: MyCash worth INR 1,500 on joining. Complimentary MMTBlack membership. Free MMT holiday voucher worth INR 2500.
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Special Feature: Complimentary MMT Black membership.
The MakeMyTrip ICICI Bank Signature Credit Card is a travel-focused credit card that offers a range of benefits designed to enhance your travel experience. With a joining fee of Rs. 2,500, cardholders can enjoy a welcome bonus including 1,500 My Cash and a MakeMyTrip holiday voucher worth Rs. 2,500. The card rewards users with My Cash on all spending, which can be redeemed for booking flights, hotels, and holidays on MakeMyTrip. Additional perks include complimentary domestic and international lounge access, exclusive discounts on movie tickets, and dining offers through ICICI Bank's Culinary Treats Programme. The card also features zero liability protection against fraudulent transactions, ensuring peace of mind for the cardholders.
ICICI Coral Credit Card
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Joining Fees: INR 500 + GST
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Interest Rate: 3.50% per month (42% annually)
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Welcome Benefit: None.
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Special Feature: One complimentary domestic railway lounge visit.
The ICICI Bank Coral Credit Card is a product designed to enhance the banking experience with a multitude of benefits and features. It offers a rewarding points program where users earn points on every transaction, which can be redeemed for movie and travel vouchers, lifestyle products, and more. Cardholders enjoy additional points from partner brands, making every purchase more rewarding. The card also provides entertainment benefits like discounts on movie tickets through partners such as BookMyShow and INOX. Moreover, customers can avail of dining, wellness, and hotel offers, along with access to airport and railway lounges, adding comfort to travel experiences. With a focus on savings and rewards, the Coral Credit Card stands out as a versatile financial tool for daily use and special occasions alike.
Welcome Benefits
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Skywards ICICI Bank Emerald Credit Card: Customers can get 10,000 Skywards Miles and Emirates Skywards Silver Tier membership as joining and annual benefits.
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ICICI Bank Instant Platinum Credit Card: None
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Emirates Skywards Rubyx Credit Card: None
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Skywards ICICI Bank Sapphiro Credit Card: Customers can get 5,000 Skywards Miles and Emirates Skywards Silver Tier membership on joining.
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MakeMyTrip ICICI Bank Signature Credit Card: Customers get MyCash worth INR 1,500 on joining. Complimentary MMTBlack membership. Free MMT holiday voucher worth INR 2500.
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Accelero ICICI Bank Credit Card: Customers can get 1,500 ICICI bank reward points as an annual gift.
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MakeMyTrip ICICI Bank Platinum Credit Card: Customers get MyCash worth INR 500 on joining. Free MMT holiday voucher worth INR 3000.
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Chennai Super Kings ICICI Bank Credit Card: Customers get 2,000 bonus Reward Points after successful payment of the joining fee.
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ICICI Manchester United Signature Credit Card: Customers get Manchester United Branded holdall and football.
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ICICI Manchester United Platinum Credit Card: Customers get Manchester United football upon card activation.
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Expressions Credit Card: None.
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Platinum Chip Credit Card: None.
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ICICI Bank HPCL Super Saver Credit Card: Customers can get 2,000 Reward points on activation and fee payment and Rs.100 cash back on the HP Pay App.
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ICICI Bank Emerald Credit Card: No welcome Benefit but, a Birthday Benefit is provided: Rs 5000 Tata CLiQ Voucher (Only on Amex). This used to be a Trident Hotel dining voucher worth Rs 7500. Wish, they had kept the same value for the Tata CLiQ voucher as well.
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ICICI Bank Rubyx Credit Card: Customers can avail of welcome vouchers worth ₹ 5,000+ within 45 days of payment of joining fees.
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Amazon Pay ICICI Bank Credit Card: Customers get a Rs 600 Amazon Gift Card for non-Prime applications, and a Rs 750 Amazon Gift Card for Prime members.
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ICICI Bank Coral Credit Card: None.
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ICICI Bank Sapphiro Credit Card: The card offers attractive welcome benefits of up to Rs. 10,000 on paying the annual fee.
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ICICI Parakram Credit Card: None.
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ICICI Parakram Select Credit Card: None.
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HPCL Coral Visa Credit Card: None.
Annual Fee
Rewards System
How to Activate ICICI Bank Credit Card?
Activating Your ICICI Bank Credit Card: A Step-by-Step Guide.
Online Activation via Internet Banking
To activate your ICICI Bank credit card online, follow these steps:
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Log in to ICICI Bank Internet Banking.
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Navigate to the 'Cards & Loans' section.
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Select 'Credit Card' and then 'Manage your card'.
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Choose your credit card number.
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Under 'Manage Credit Card Usage', click on 'Edit'.
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Enable International/Online/Tap & Pay transactions as needed.
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An OTP (One Time Password) will be sent to your registered mobile number.
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Enter the OTP to complete the activation process.
Activation via iMobile Pay
For those who prefer using a mobile app, ICICI Bank's iMobile Pay offers a convenient option:
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Log in to iMobile Pay.
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Click on 'Cards & Forex'.
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Select your credit card.
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Click on 'Manage Your Card'.
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Enable the desired transactions (International/Online/Tap & Pay).
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Validate the action with the OTP sent to your registered mobile number.
Generating or Changing Credit Card PIN
After activating your card, you may need to generate or change your credit card PIN:
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Log in to ICICI Bank Internet Banking.
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Select 'Credit Card' from the 'Cards & Loans' section.
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Choose 'Generate Credit Card PIN Online' from the menu.
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Enter your card details and CVV.
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Submit to receive an OTP on your registered mobile number.
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Enter the OTP and set your new PIN.
Alternatively, you can also generate or change your PIN through the iMobile Pay app by selecting your card and following the prompts to set a new PIN.
Customer Care Assistance
If you encounter any issues or prefer personal assistance, ICICI Bank's customer care is available to guide you through the activation process. You can reach out to them for support in generating your PIN or activating your card for various transactions.
By following these methods, you can ensure that your ICICI Bank credit card is ready for use, allowing you to enjoy the benefits it offers.
Eligibility Criteria for ICICI Bank Credit Cards
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Minimum age: 21 years.
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Minimum annual income: Varies based on the applicant's relationship with ICICI Bank; ₹2,40,000 for salary account holders with ICICI Bank, ₹3,60,000 for others.
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For self-employed individuals: Annual income of ₹3,60,000 with ICICI Bank Savings Account, ₹4,80,000 without an ICICI Bank Savings Account.
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KYC documents: Aadhaar Card, Voter's ID, Passport, Driving Licence.
Other Fee And Charges
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Interest Rates: 3.5% - 3.8% p.m. 42% - 45.6% p.a.
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Cash Advance Charges: 2.50% on the advanced amount, subject to a minimum of ₹300.
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Late Payment Charges: Up to `100 – Nil
101 - `500 – INR 150 ,
501 - `5000 – INR 500
5001 - `20000 – INR 750
Above `10000 – INR 1200
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Foreign Currency Mark-up Fees: All overseas transactions are levied with a 3.5% transaction fee.
ICICI Bank's Journey
Credit Card | Joining/Annual Fees |
|---|---|
ICICI HPCL Coral Credit Card | Joining Fee: 199 + GST.
Annual Fee (Second year onwards): 199 + GST. |
ICICI Parakram Select Credit Card | Lifetime Free Credit Card |
ICICI Parakram Credit Card | Lifetime Free Credit Card |
ICICI Bank Coral Credit Card | Joining Fee: Rs 500+GST
Annual Fee: Rs 500+GST
Annual Fee Waiver: Rs 1.5 Lakh Spend |
ICICI Bank Sapphiro Credit Card | Joining Fee: Rs 6,500
Annual Fee: Rs 3,500 (waived off on spending more than Rs 6 lakh in the previous year). |
Amazon Pay ICICI Bank Credit Card | Lifetime Free Credit Card |
ICICI Bank Rubyx Credit Card | Joining Fee of ₹ 3,000 + GST
Annual Fee of ₹ 2,000 + GST from the second year onwards. |
ICICI Bank Emerald Credit Card | Joining and Annual Fee: Rs 1000/month or Rs 12000/year
Annual Fee Waiver: Rs 1 Lakh spent for the monthly plan or Rs 12 Lakhs spent on the yearly plan. |
ICICI Bank HPCL Super Saver Credit Card | Joining Fee – Rs 500 + Goods and Services Tax (GST)
Annual Fee (second year onwards) - Rs 500 + GST (can be waived on spends of Rs 1,50,000 per year). |
Platinum Chip Credit Card | Lifetime Free Credit Card |
Expressions Credit Card | Joining Fee:₹499 + GST initially.
Annual Fee: ₹499 + GST in the second year onwards; Waived off if you spend more than ₹1,50,000 in the previous year. |
ICICI Manchester United Platinum Credit Card | Joining fee: Rs. 499 + GST
Annual fee: Rs. 499 + GST (waived off if you spend more than Rs. 1,25,000 in the previous year). |
ICICI Manchester United Signature Credit Card | Joining Fee: INR 2499 + GST
Annual Fee (Second year onwards): INR 2499 + GST |
Chennai Super Kings ICICI Bank Credit Card. | Joining Fee: INR 500
Annual Fee (Second year onwards): INR 500 |
MakeMyTrip ICICI Bank Platinum Credit Card | Joining Fee: INR 2,500
Annual Fee (Second year onwards): Nil |
Accelero ICICI Bank Credit Card | Joining Fee: INR 499
Annual Fee (Second year onwards): INR 499. |
MakeMyTrip ICICI Bank Signature Credit Card | Joining Fee: INR 2,500
Annual Fee (Second year onwards): Nil |
Skywards ICICI Bank Sapphiro Credit Card | Joining Fee: INR 5,000
Annual Fee (Second year onwards): INR 5,000 |
Emirates Skywards Rubyx Credit Card | Joining Fee: INR 1,000
Annual Fee: (Second year onwards): INR 1,000. |
ICICI Bank Instant Platinum Credit Card | Lifetime Free Credit Card |
Skywards ICICI Bank Emerald Credit Card | Joining Fee: INR 10,000
Annual Fee: (Second year onwards): INR 10,000. |
Credit Card | Reward System |
|---|---|
HPCL Coral Visa Credit Card | 2.5% cashback on purchase of fuel at HP petrol pumps on a minimum purchase of INR 500. Max cashback is capped at INR 100. Get 2 reward points on all other spends. Value of 1 reward point = INR 0.25. General cashback rate: 0.5%. |
ICICI Parakram Select Credit Card | 5 ICICI Bank reward points per INR 1,000 spent at grocery stores, department stores, and Canteen Store Departments (CSDs). Value of 1 reward point = INR 0.25. Cashback rate: 1.25%. Get 2 reward points on all other categories. General cashback rate: 0.50%. |
ICICI Parakram Credit Card | 5 ICICI Bank reward points per INR 1,000 spent at grocery stores, department stores, and Canteen Store Departments (CSDs). Value of 1 reward point = INR 0.25. Cashback rate: 1.25%. Get 1 reward point on all other categories. General cashback rate: 0.25%. |
ICICI Bank Sapphiro Credit Card | Earn 2 Reward Points for every INR 100 spent on domesti |