Axis Bank Platinum Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Reward System: Users will get 3 Edge reward points on spending INR 100 domestically and 6 Edge reward points on spending INR 100 internationally.
Value of 1 Edge point: INR 0.20.
Domestic cashback rate: 0.6%.
International cashback rate 1.2%..
Movie Benefits
25% cashback (cashback capped at Rs 1000 per year) on movie tickets.
Dining Benefits
Get up to 20% off on dining through Eazydiner app.
Other Benefits
Get up to 20% off on dining through Eazydiner app.
15% off on Wednesday, on flights and hotels via Makemytip.
10% off on Swiggy on Wednesday.
10% off on Tira on Wednesday.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Reward System: Users will get 3 Edge reward points on spending INR 100 domestically and 6 Edge reward points on spending INR 100 internationally.
Value of 1 Edge point: INR 0.20.
Domestic cashback rate: 0.6%.
International cashback rate 1.2%..
Movie Benefits
25% cashback (cashback capped at Rs 1000 per year) on movie tickets.
Dining Benefits
Get up to 20% off on dining through Eazydiner app.
Other Benefits
Get up to 20% off on dining through Eazydiner app.
15% off on Wednesday, on flights and hotels via Makemytip.
10% off on Swiggy on Wednesday.
10% off on Tira on Wednesday.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 500 (Waived on spends of Rs. 5,000 within 45 days of card setup), for cards setup on or after February 07, 2011.
Annual Fee
From 2nd year: Rs. 200 (Waived on spends of Rs. 1,00,000 in the preceding year), for cards set up on or after February 07, 2011.
Cash Advance Fee
Cash Withdrawal Fee: 2.5% of the amount taken out as cash.
Interest rate
Interest Rate: 3.40% per month (49.96% per annum).
Late Payment Fee
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Markup: 3.5%.
Other Fees
Reward Redemption Fee: INR 100 | Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Fees & Charges
Joining Fee
INR 500 (Waived on spends of Rs. 5,000 within 45 days of card setup), for cards setup on or after February 07, 2011.
Annual Fee
From 2nd year: Rs. 200 (Waived on spends of Rs. 1,00,000 in the preceding year), for cards set up on or after February 07, 2011.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.40% per month (49.96% per annum).
Late Payment Fee
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Markup: 3.5%.
Other Fees
Reward Redemption Fee: INR 100 | Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Special Features
Complimentary Concierge Services: Utilize the services of a dedicated concierge to assist with various needs, from making travel arrangements to securing tickets for events.
Eligibility Criteria
Primary cardholder between the age of 18 and 70 years.
The individual should be a Resident of India"
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Platinum Credit Card online or at any Axis Bank branch. Here are the steps involved in applying for the card online:
Go to the Axis Bank website and click on the "Credit Cards" tab.
Click on the "Axis Bank Platinum Credit Card" link.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a scanned copy of your PAN card and photograph.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Here are the documents required for applying for the LIC Axis Bank PlatinumCredit Card:
PAN card
Passport size photograph
Latest salary slip/Form 16/IT return copy
Proof of residence (any one of the following):
Electricity bill
Water bill
Telephone bill
Ration card
Voter ID card
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Axis Bank Platinum Credit Card offers limited number of value add features. It has a very low cashback rate too. There are multiple credit cards in the same fee range offering much better benefits.
Axis Bank Platinum Credit Card offers limited number of value add features. It has a very low cashback rate too. There are multiple credit cards in the same fee range offering much better benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai