Axis Bank Platinum Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Axis Bank Platinum Credit Card
Bank Name :
Axis Bank
Type :
Rewards Credit Card
Interest Rate :
3.40% per month (49.96% per annum).
Eligibility :
Primary cardholder between the age of 18 and 70 years.
The individual should be a Resident of India"
Pros
25% cashback (cashback capped at INR 1000 per year) on movie tickets.
Up to 15% off at 4000+ restaurants in India
Rewards: Get 3 Edge reward points on spending INR 100 domestically. Get 6 Edge reward points on spending INR 100 internationally. Value of 1 Edge point: INR 0.20. Domestic Cashback Rate: 0.6% International Cashback Rate 1.2%.
Cons
Limited number of value add features.
Low cashback rate.
Pros & Cons
Welcome Benefits
None.
Rewards System
Reward System: Get 3 Edge reward points on spending INR 100 domestically. Get 6 Edge reward points on spending INR 100 internationally. Value of 1 Edge point: INR 0.20. Domestic Cashback Rate: 0.6% International Cashback Rate 1.2%.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Special Feature: Complimentary Concierge Services: Utilize the services of a dedicated concierge to assist with various needs, from making travel arrangements to securing tickets for events.
Eligibility Criteria
Primary cardholder between the age of 18 and 70 years.
The individual should be a Resident of India"
Benefits
Cashback offers.
Dining Benefits
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Platinum Credit Card online or at any Axis Bank branch. Here are the steps involved in applying for the card online:
Go to the Axis Bank website and click on the "Credit Cards" tab.
Click on the "Axis Bank Platinum Credit Card" link.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a scanned copy of your PAN card and photograph.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Here are the documents required for applying for the LIC Axis Bank PlatinumCredit Card:
PAN card
Passport size photograph
Latest salary slip/Form 16/IT return copy
Proof of residence (any one of the following):
Electricity bill
Water bill
Telephone bill
Ration card
Voter ID card
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
25% cashback (cashback capped at INR 1000 per year) on movie tickets.
Up to 15% off at 4000+ restaurants in India
Rewards: Get 3 Edge reward points on spending INR 100 domestically. Get 6 Edge reward points on spending INR 100 internationally. Value of 1 Edge point: INR 0.20. Domestic Cashback Rate: 0.6% International Cashback Rate 1.2%.
Limited number of value add features.
Low cashback rate.
Axis Bank Platinum Credit Card
Axis Bank Platinum Credit Card offers limited number of value add features. It has a very low cashback rate too. There are multiple credit cards in the same fee range offering much better benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: INR 500 (Waived on spends of Rs. 5,000 within 45 days of card setup), for cards setup on or after February 07, 2011.
Annual Fee -From 2nd year: Rs. 200 (Waived on spends of Rs. 1,00,000 in the preceding year), for cards set up on or after February 07, 2011.
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Cash Withdrawal Fee: 2.5% of the amount taken out as cash.
Interest Rate: 3.40% per month (49.96% per annum).
Reward Redemption Fee: INR 100
Forex Markup: 3.5%.
Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Fuel Surcharge
Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Billing Cycle
30 Days.