Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card is a rewards credit card from Axis Bank. Users will get 15 reward points for every ₹200 spent.

Joining fee: 50,000
Annual fee: 50,000
Forex markup: 1.5%
Interest: 3.0% per month (42.58% per annum)

More Axis cards

Welcome benefits

Users will get 15000 reward points on card activation

Rewards & cashback

Users will get 15 reward points for every ₹200 spent
The value of each point is ₹0.20
Cashback rate: 1.5%
2X rewards on international spends
International cashback rate: 2%

Airport lounge access

Travel Benefits: Users can avail 8 free VIP Assistance Services which provide easy access to airport processes like check-in, security check, immigration processes and porter services.; Users can also avail up to 4 free chauffeured luxury airport…

Dining

Users will get Club ITC Culinaire membership, Accorplus membership, Handcrafted Club Marriott Asia Pacific membership.; Users will get a complimentary EasyDiner Prime membership which assures a minimum of 20% off on partner restaurants

Movies

Users can buy 1 movie ticket and get up to ₹500 off on the second ticket (5 times a month)

More benefits & features

Complimentary Club ITC Culinary Membership - which entails complimetary third night stay, 50% off on room tariff for suites, 25% green points on food and beverage spends
Users can also avail up to 4 free chauffeured luxury airport pick-ups/drops every year
Users will get 50 complimentary golf rounds every year

Fees & charges

Joining fee: 50,000
Annual fee: 50,000
Foreign currency markup: 1.5%
Interest rate: 3.0% per month (42.58% per annum)
Late payment: charged depending on the customers Total amount due; ranges from ₹0 - 1200
Cash advance: ₹0
Fuel surcharge: 1%, waiver of 1% for transactions between ₹400 to ₹4000 (Capped at ₹400 per month)
Billing cycle: 30 Days
Other fees: 1%, waiver of 1% for transactions between ₹400 to ₹4000 (Capped at ₹400 per month)

Pros and cons

What works well

Users will get 15000 reward points on card activation
Reward Points: Users will get 15 reward points for every ₹200 spent
The value of each point is ₹0.20
Cashback rate: 1.5%
2X rewards on international spends
International cashback rate: 2%

Worth knowing

No fuel benefits
High annual fees
Low cashback rate

Who can apply

Be a resident of India
Have a minimum annual income of ₹6 lakh
Have a good credit history

How to apply

Here are the steps on how to apply for the Axis Bank Reserve Credit Card:

Go to the Axis Bank website and click on the "Apply for Credit Card" tab
Select the Axis Bank Reserve Credit Card and click on the "Apply Now" button
Enter your personal and contact information
Upload your scanned copies of your PAN card, Aadhaar card, and latest salary slip
Provide your income and spending details
Submit your application and wait for approval
You can also apply for the Axis Bank Reserve Credit Card through the Axis Bank Mobile App or by visiting an Axis Bank branch

Details come from information published by Axis Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.