Axis Bank Reserve Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Users will get 15000 reward points on card activation.
Milestone Benefits
None.
Cashback Rate
Users will get 15 reward points for every INR 200 spent.
The value of each point is INR 0.20. Cashback rate: 1.5%.
2X rewards on international spends. International cashback rate: 2%.
Movie Benefits
Users can buy 1 movie ticket and get up to Rs 500 off on the second ticket (5 times a month).
Dining Benefits
Users will get Club ITC Culinaire membership, Accorplus membership, Handcrafted Club Marriott Asia Pacific membership.; Users will get a complimentary EasyDiner Prime membership which assures a minimum of 20% off on partner restaurants.
Other Benefits
Travel Benefits: Users can avail 8 free VIP Assistance Services which provide easy access to airport processes like check-in, security check, immigration processes and porter services.
Users can also avail up to 4 free chauffeured luxury airport pick-ups/drops every year.
Users will get Club ITC Culinaire membership, Accorplus membership, Handcrafted Club Marriott Asia Pacific membership.
Users will get 50 complimentary golf rounds every year.
Users will get a complimentary EasyDiner Prime membership.
Lounge Access
Travel Benefits: Users can avail 8 free VIP Assistance Services which provide easy access to airport processes like check-in, security check, immigration processes and porter services.; Users can also avail up to 4 free chauffeured luxury airport pick-ups/drops every year.; Users will enjoy unlimited complimentary lounge access at domestic and international airports.
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Users will get 15000 reward points on card activation.
Milestone Benefits
None.
Cashback Rate
Users will get 15 reward points for every INR 200 spent.
The value of each point is INR 0.20. Cashback rate: 1.5%.
2X rewards on international spends. International cashback rate: 2%.
Movie Benefits
Users can buy 1 movie ticket and get up to Rs 500 off on the second ticket (5 times a month).
Dining Benefits
Users will get Club ITC Culinaire membership, Accorplus membership, Handcrafted Club Marriott Asia Pacific membership.; Users will get a complimentary EasyDiner Prime membership which assures a minimum of 20% off on partner restaurants.
Other Benefits
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Lounge Access
Travel Benefits: Users can avail 8 free VIP Assistance Services which provide easy access to airport processes like check-in, security check, immigration processes and porter services.; Users can also avail up to 4 free chauffeured luxury airport pick-ups/drops every year.; Users will enjoy unlimited complimentary lounge access at domestic and international airports.
Fees & Charges
Joining Fee
50,000
Annual Fee
50,000. Annual fee waived off on annual spends greater than Rs. 25,00,000/-
Cash Advance Fee
Cash Withdrawal Fees: INR 0
Interest rate
Interest Rate: 3.0% per month (42.58% per annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200
Foreign Currency Transactions Fee
Forex mark up: 1.5%.
Other Fees
Fuel surcharge: 1%, waiver of 1% for transactions between INR 400 to INR 4000 (Capped at INR 400 per month).
Fees & Charges
Joining Fee
50,000
Annual Fee
50,000. Annual fee waived off on annual spends greater than Rs. 25,00,000/-
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.0% per month (42.58% per annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200
Foreign Currency Transactions Fee
Forex mark up: 1.5%.
Other Fees
Fuel surcharge: 1%, waiver of 1% for transactions between INR 400 to INR 4000 (Capped at INR 400 per month).
Special Features
Complimentary Club ITC Culinary Membership - which entails complimetary third night stay, 50% off on room tariff for suites, 25% green points on food and beverage spends.
Eligibility Criteria
Be a resident of India.
Have a minimum annual income of INR 6 lakh.
Have a good credit history.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the Axis Bank Reserve Credit Card:
Go to the Axis Bank website and click on the "Apply for Credit Card" tab.
Select the Axis Bank Reserve Credit Card and click on the "Apply Now" button.
Enter your personal and contact information.
Upload your scanned copies of your PAN card, Aadhaar card, and latest salary slip.
Provide your income and spending details.
Submit your application and wait for approval.
You can also apply for the Axis Bank Reserve Credit Card through the Axis Bank Mobile App or by visiting an Axis Bank branch.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Axis Bank Reserve Credit Card is a great credit for individuals who are looking for a premium credit card. It is loaded with value add features.
Axis Bank Reserve Credit Card is a great credit for individuals who are looking for a premium credit card. It is loaded with value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai